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You are viewing rates from banks across Pelham
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Pelham, Alabama . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Pelham, AL - October 30, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.13% |
$1,000 |
13.33 |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.80% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.70% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.35% |
$500 |
23.14 |
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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2.85% |
$1,000 |
- |
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Rate History: 3.00% → 2.85% |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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1.50% |
$5,000 |
13.70 |
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Rate History: 3.50% → 2.00% → 1.50% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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0.75% |
$10,000 |
18.28 |
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0.75% |
$10,000 |
23.59 |
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0.71% |
$10,000 |
12.63 |
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0.71% |
$10,000 |
3.20 |
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0.70% |
$10,000 |
9.83 |
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kdm0030 | Jan 13, 2023 Disappointed! Wellsfargo is not great but better than Noble. Read More |
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0.55% |
$10,000 |
7.34 |
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Bob Kuehner | Apr 23, 2020 If you're not with Central State Bank and you're in business... why the heck not? I've been with CSB since 2007. In that time they've provided top tier service and a down home feel. My most recent exper... Read More |
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0.50% |
$10,000 |
23.33 |
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0.50% |
$10,000 |
24.20 |
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0.45% |
$10,000 |
15.46 |
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trbf15 | Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More |
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0.35% |
$10,000 |
8.97 |
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Terry | Jun 7, 2018 Fabulous bank Read More |
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0.35% |
$10,000 |
23.15 |
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0.35% |
$10,000 |
3.63 |
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rand | Mar 25, 2019 CDs shown are not offered in Knoxville area Read More |
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0.30% |
$10,000 |
13.66 |
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0.30% |
$100,000 |
3.77 |
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0.25% |
$10,000 |
11.90 |
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0.20% |
$10,000 |
3.77 |
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0.15% |
$10,000 |
3.20 |
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deb | Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More |
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0.03% |
$501 |
14.95 |
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0.03% |
$25,000 |
13.85 |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
EvaBank Clairmont Branch |
2915 Clairmont Avenue | Birmingham | AL |
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Valley National Bank Gardendale Branch |
210 Fieldstown Road Suite 142 | Gardendale | AL |
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Wells Fargo Bank, National Association Hueytown Branch |
2900 Allison Bonnett Mem Dr | Hueytown | AL |
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Millennial Bank Covenant Bank Branch |
7924 Parkway Drive | Leeds | AL |
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Metro Bank Moody Branch |
2603 Moody Parkway | Moody | AL |
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BHM Bank Alamerica Bank Branch |
2170 Highland Avenue | Birmingham | AL |
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ServisFirst Bank Greystone Branch |
5403 Highway 280, Suite 401 | Hoover | AL |
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NobleBank & Trust Birmingham Office Branch |
361 Summit Blvd | Birmingham | AL |
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Central State Bank Alabaster Office Branch |
9331 Highway 119 | Alabaster | AL |
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SouthPoint Bank Gardendale Branch |
1101 Main Street | Gardendale | AL |
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Pinnacle Bank Alabama Gardendale Branch |
101 Pinnacle Drive | Gardendale | AL |
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Trustmark Bank Montevallo Branch |
835 Main Street | Montevallo | AL |
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CB&S Bank, Inc. Birmingham Office Branch |
1301 Doug Baker Boulevard | Birmingham | AL |
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Peoples Bank of Alabama Gardendale Branch |
336 Fieldstown Road | Gardendale | AL |
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Renasant Bank Pelham Branch |
3513 Pelham Parkway | Pelham | AL |
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Citizens Trust Bank Third Avenue Branch |
1700 Third Avenue North | Birmingham | AL |
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Bryant Bank Highway 150 Branch |
2721 John Hawkins Parkway | Hoover | AL |
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Oakworth Capital Bank Oakworth Capital Bank Branch |
850 Shades Creek Parkway | Birmingham | AL |
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Bryant Bank Highway 150 Branch |
2721 John Hawkins Parkway | Hoover | AL |
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Synovus Bank Trace Crossings Branch |
5290 Preserve Parkway | Hoover | AL |
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Regions Bank Hueytown Branch |
109 Hueytown Plaza | Hueytown | AL |
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PNC Bank, National Association Hueytown Allison-Bonnett Branch |
3059 Allison-Bonnett Memorial Drive | Hueytown | AL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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