Florida

Image Courtesy: www.pixabay.com

Panama City, Florida CD Rates – 18-Month

You are viewing rates from banks across Panama City

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Panama City, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Panama City, FL - July 8, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.45%

$10,000

2.06

Learn More

| Jun 14, 2021

I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Nov 4, 2020

Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More

0.20%

$10,000

9.73

Learn More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

0.20%

$10,000

8.80

Learn More

| Nov 15, 2020

Do they? Read More

| Nov 15, 2020

Do they? Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Panama City, FL - July 8, 2025


Branch Street City State
Wells Fargo Bank, National Association
Carillon Beach Branch
23046 Panama City Beach Parkway Panama City Beach FL
PeoplesSouth Bank
Panama City Branch
400 West 23rd Street Panama City FL
MidSouth Bank
Panama City Branch
1418 West 23rd Street Panama City FL
Armed Forces Bank, National Association
Tyndall Branch
Bldg 950 220 Mall Lane Tyndall Afb FL
Trustmark National Bank
Y Shopping Center Branch
17255 Panama City Beach Parkway Panama City Beach FL
Southeast First National Bank
Hutchison Boulevard Branch
12720 Hutchison Boulevard Panama City FL
Ameris Bank
Panama City Beach Branch
11790 Panama City Beach Parkway Panama City Beach FL
Community Bank of Mississippi
Panama City Beach Branch
100 Richard Jackson Boulevard, Suite 100 Panama City Beach FL
Centennial Bank
Coastal Community Branch Panama City
12141 Panama City Beach Parkway Panama City Beach FL
Centennial Bank
Coastal Community Branch Panama City
12141 Panama City Beach Parkway Panama City Beach FL
Regions Bank
Pier Park Branch
15501 Panama City Beach Parkway Panama City Beach FL
Regions Bank
Pier Park Branch
15501 Panama City Beach Parkway Panama City Beach FL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates