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Maquoketa, Iowa CD Rates – 18-Month

You are viewing rates from banks across Maquoketa





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Maquoketa, Iowa . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Maquoketa, IA - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

0.70%

$100,000

17.74

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0.60%

$10,000

20.86

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0.59%

$10,000

17.74

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0.55%

$10,000

1.33

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0.50%

$10,000

19.64

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0.50%

$100,000

22.75

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0.45%

$10,000

6.64

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0.40%

$10,000

22.75

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| Aug 1, 2016

Good question...I am out-of-state and would like to take advantage of your rates...my deposits would surely help your bank... Read More

0.20%

$10,000

19.61

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0.20%

$10,000

23.24

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Maquoketa, IA - July 16, 2025


Branch Street City State
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
American Trust and Savings Bank
American Trust And Savings Bank Branch
309 Mckinley Avenue Lowden IA
Citizens State Bank
Citizens State Bank Branch
114 West Main Street Wyoming IA
Maquoketa State Bank
Westside Office Branch
112 Mckinsey Dr Maquoketa IA
First Trust and Savings Bank
First Trust And Savings Bank Branch
123 S. Main St. Wheatland IA
Fidelity Bank & Trust
Cascade Branch
1550 First Avenue East Cascade IA
The Clinton National Bank
Delmar Branch
301 Western Avenue Delmar IA
Fidelity Bank & Trust
Cascade Branch
1550 First Avenue East Cascade IA
First Central State Bank
First Central State Bank Branch
914 Sixth Avenue Dewitt IA
DeWitt Bank & Trust Co.
Dewitt Bank & Trust Co. Branch
815 Sixth Avenue Dewitt IA
Ohnward Bank & Trust
Ohnward Bank & Trust Branch
332 1st Avenue West Cascade IA
U.S. Bank National Association
West Platt Branch
1100 West Platt Street Maquoketa IA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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