Oklahoma

Image Courtesy: pixabay.com

Enid, Oklahoma CD Rates – 18-Month

You are viewing rates from banks across Enid





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Enid, Oklahoma . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Enid, OK - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

0.65%

$1,000

9.34

Learn More

0.60%

$100,000

2.23

Learn More

0.55%

$10,000

24.89

Learn More

0.50%

$1,000

3.04

Learn More

0.50%

$10,000

5.77

Learn More

0.50%

$10,000

2.99

Learn More

0.50%

$10,000

2.23

Learn More

0.50%

$10,000

3.85

Learn More

0.45%

$10,000

18.06

Learn More

0.40%

$10,000

4.11

Learn More

0.35%

$10,000

20.70

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Enid, OK - August 1, 2025


Branch Street City State
Gateway First Bank
Nash Branch
107 South Main Street Nash OK
BOKF, National Association
Northwest Branch
2308 North Van Buren Street Enid OK
ACB Bank
Waukomis Branch
100 N Main Street Waukomis OK
Alva State Bank & Trust Company
Enid Branch
801 West Broadway Enid OK
Cleo State Bank
Jet Branch
Fifth And Highway 64 Jet OK
Stride Bank, National Association
West Willow Branch
2219 West Willow Enid OK
The City National Bank and Trust Company of Lawton, Oklahoma
Walmart Enid Branch
5505 W Owen K Garriott Rd Enid OK
The First State Bank of Pond Creek, Oklahoma
Enid Branch
2112 W. Willow Enid OK
Alva State Bank & Trust Company
Enid Branch
801 West Broadway Enid OK
NBC OKLAHOMA
Oakwood Branch
3202 West Owen K. Garriott Enid OK
Cowboy Bank
Goltry Branch
Main And Broadway Goltry OK
The Security National Bank of Enid
West Office Branch
210 North Oakwood Road Enid OK
Community State Bank
Community State Bank Branch
525 N. Main Street Hennessey OK


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates