California

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Carson, California CD Rates – 2-Year

You are viewing rates from banks across Carson





Below are two-year Certificates of Deposit (CD) rates from banks in Carson, California. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Carson, CA - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

3.36%

$1,000

16.35

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Rate History: 3.35% → 3.30% → 3.82% → 3.05% → 3.00%

Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

1.05%

$10,000

17.61

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| Mar 2, 2019

does require us citizenship? Read More

0.90%

$10,000

18.17

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0.80%

$10,000

18.17

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0.75%

$100,000

19.68

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0.75%

$10,000

5.18

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0.70%

$100,000

20.27

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0.70%

$100,000

4.50

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0.65%

$100,000

16.62

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| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

20.04

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0.65%

$100,000

18.11

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0.60%

$100,000

22.11

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0.60%

$10,000

4.50

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0.60%

$10,000

20.27

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0.55%

$2,500

4.50

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0.50%

$10,000

15.67

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0.50%

$10,000

16.62

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0.50%

$5,000

15.46

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0.50%

$10,000

18.11

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0.50%

$100,000

6.65

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| Jul 22, 2015

Fix your automated system so I can find information after you close Read More

0.45%

$10,000

22.11

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0.45%

$10,000

17.57

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0.45%

$10,000

18.18

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0.40%

$10,000

6.65

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| Jun 8, 2021

Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More

| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

| Apr 9, 2020

I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More

0.40%

$100,000

24.75

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0.35%

$100,000

6.27

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0.35%

$10,000

24.75

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0.30%

$10,000

6.27

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0.30%

$10,000

19.68

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0.30%

$10,000

20.04

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0.25%

$10,000

19.66

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$10,000

13.05

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| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More

0.07%

$10,000

15.54

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Carson, CA - July 16, 2025


Branch Street City State
HSBC Bank USA, National Association
Santa Monica Branch
1453 3rd Street Promenade, Suite 250 Santa Monica CA
Monet Bank
Brentwood Branch
11755 Wilshire Boulevard, Suite 10 Los Angeles CA
Bank of Hope
Torrance Market Branch
4040 Pacific Coast Hwy Torrance CA
Bank of Whittier, National Association
Bank Of Whittier, National Association Branch
15141 East Whittier Boulevard Whittier CA
Amalgamated Bank
Amalgamated Bank Branch
472 East Colorado Blvd. Pasadena CA
Habib American Bank
Los Angeles Branch
110 East Ninth Street, Al-10 Los Angeles CA
American Plus Bank, N.A.
Pasadena Branch
171 S. Hudson Ave. Pasadena CA
PCB Bank
Torrance Branch
2505 Torrance Boulevard Torrance CA
California International Bank, N.A.
California International Bank, N.A. Branch
8632 East Valley Boulevard, Suite A Rosemead CA
First Credit Bank
First Credit Bank Branch
9255 Sunset Boulevard Los Angeles CA
First Western Trust Bank
First Western Trust Bank Century Cit Branch
1900 Avenue Of The Stars, Suite 900 Los Angeles CA
United Pacific Bank
San Gabriel Valley Regional Office Branch
101 West Garvey Avenue Montery Park CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Open Bank
Gardena Branch
15435 S. Western Avenue, #d Gardena CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Commonwealth Business Bank
South Bay Branch
3770 W. Sepulveda Blvd. Torrance CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Hanmi Bank
Hanmi Bank Branch
9300 Wilshire Blvd., Suite 101 Beverly Hills CA
Universal Bank
Eagle Rock - Colorado Branch
2575 Colorado Boulevard Los Angeles CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
California Business Bank
California Business Bank Branch
3200 El Camino Real, Suite 220 Irvine CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
CTBC Bank Corp. (USA)
Ctbc Bank Corp. (Usa) Branch
801 South Figueroa Street, Suite 2300 Los Angeles CA
Hanmi Bank
Hanmi Bank Branch
9300 Wilshire Blvd., Suite 101 Beverly Hills CA
Malaga Bank F.S.B.
Malaga Bank F.S.b. Branch
2514 Via Tejon Palos Verdes Peninsula CA
Pacific Premier Bank, National Association
Manhattan Beach Office Branch
1419 Highland Avenue Manhattan Beach CA
Universal Bank
Eagle Rock - Colorado Branch
2575 Colorado Boulevard Los Angeles CA
Royal Business Bank
West La Branch
2105 Sawtelle Blvd. Los Angeles CA
Western Alliance Bank
Beverly Hills Branch
9355 Wilshire Boulevard Beverly Hills CA
Cathay Bank
Torrance Branch
23211 Hawthorne Boulevard, Suite 108 Torrance CA
Malaga Bank F.S.B.
Malaga Bank F.S.b. Branch
2514 Via Tejon Palos Verdes Peninsula CA
Beneficial State Bank
Los Angeles Branch
3626 East First Street Los Angeles CA
GBC International Bank
Gbc International Bank Branch
5670 Wilshire Boulevard, Suite 1780 Los Angeles CA
United Business Bank
Tri-Cities Branch
330 North Brand Blvd., Ste. 120 Glendale CA
Commercial Bank of California
Sherman Oaks Branch
14724 Ventura Boulevard, Suite 100 Sherman Oaks CA
Farmers and Merchants Bank of Long Beach
Redondo Beach Branch
1304 S. Pacific Coast Hwy Redondo Beach CA
Commercial Bank of California
Sherman Oaks Branch
14724 Ventura Boulevard, Suite 100 Sherman Oaks CA
Farmers and Merchants Bank of Long Beach
Redondo Beach Branch
1304 S. Pacific Coast Hwy Redondo Beach CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Bank of Hope
Torrance Market Branch
4040 Pacific Coast Hwy Torrance CA
OneUnited Bank
Ladera Heights Branch
6810 La Tijera Boulevard Los Angeles CA
Asian Pacific National Bank
Asian Pacific National Bank Branch
333 West Valley Boulevard San Gabriel CA
Shinhan Bank America
Torrance Branch
22501 Crenshaw Boulevard Torrance CA
First Pacific Bank
Sfs Branch
12070 Telegraph Road Suite 100 Santa Fe Springs CA
Mechanics Bank
Beverly Hills Branch
100 N Crescent Dr #125 Beverly Hills CA
MidFirst Bank
Century City Branch
1875 Century Park East, Suite 1400 Los Angeles CA
Sunwest Bank
El Segundo Loan Production Office Branch
2321 Rosecrans Avenue, Suite 2215 El Segundo CA
American Business Bank
American Business Bank Branch
523 West 6th Street, Suite 900 Los Angeles CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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