New Jersey

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Camden, New Jersey CD Rates – 2-Year

You are viewing rates from banks across Camden





Below are two-year Certificates of Deposit (CD) rates from banks in Camden, New Jersey. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Camden, NJ - August 2, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 2.79% → 3.56%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.50% → 4.00% → 3.75% → 3.00%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 3.50% → 3.25% → 3.00% → 2.90% → 2.85%

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.00% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Nov 6, 2022

I have been to your bank branch several times I don't want my statement to be mailed please once again I'm requesting for you to not send any oaperr statements to me i expect my privacy and you are still M... Read More

| Nov 9, 2020

Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More

0.70%

$10,000

8.62

Learn More

| May 24, 2021

Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More

| Apr 1, 2020

when I hit learn more, I get this box to rate the bank. WHY Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.30%

$10,000

15.24

Learn More

0.30%

$10,000

19.05

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

Rate History: 2.00% → 0.25%

| May 11, 2023

They made mistakes twice and would not correct them Read More

0.25%

$10,000

16.95

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.10%

$10,000

4.78

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Camden, NJ - August 2, 2025


Branch Street City State
1st Colonial Community Bank
Westville Branch
321 Broadway Westville NJ
Manufacturers and Traders Trust Company
Woodbury Heights Branch
1002 Mantua Pike Woodbury Heights NJ
Haddon Savings Bank
Haddon Savings Bank Branch
201 White Horse Pike Haddon Heights NJ
TD Bank, National Association
Mullica Hill Branch
148 North Main St Mullica Hill NJ
Newfield National Bank
Sewell Branch
515 Woodbury-Glassboro Road Sewell NJ
Parke Bank
Parke Bank Branch
601 Delsea Drive Sewell NJ
Monroe Savings Bank
Monroe Savings Bank Branch
114 South Main Street Williamstown NJ
First Bank
Williamstown Branch
1020 North Blackhorse Pike Williamstown NJ
Columbia Bank
West Deptford Branch
204 Grove Avenue West Deptford NJ
Armed Forces Bank, National Association
Mcguire Exchange Branch
Building 3452 P.O. Box 16171 Mc Guire Afb NJ
Franklin Bank
Franklinville Branch
2039 Delsea Drive Franklinville NJ
The Pennsville National Bank
Elmer Branch
435 Chestnut Street Elmer NJ
Santander Bank, N.A.
5714 Westfield Ave Branch
5714 Westfield Ave Pennsauken NJ
Century Savings Bank
800 East Broad Street Branch
800 East Broad Street Gibbstown NJ
Firstrust Savings Bank
Greentree Mews Branch
600 North Route 73, Suites #1 And #4 Marlton NJ
PNC Bank, National Association
Mullica Hill @ Shoprite Branch
143 Bridgeton Pike & Route 77 Mullica Hill NJ


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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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