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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Cairo
Below are three-year CD Rates from banks in Cairo, Georgia. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Cairo, GA - July 16, 2025
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
1.10% |
$10,000 |
18.01 |
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|
|
|
1.10% |
$10,000 |
18.89 |
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|
|
|
1.00% |
$10,000 |
0.98 |
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|
|
|
0.85% |
$10,000 |
24.97 |
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|
|
|
0.85% |
$1,000 |
- |
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|
|
|
0.75% |
$10,000 |
0.47 |
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|
|
|
0.70% |
$10,000 |
18.74 |
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|
|
|
0.60% |
$10,000 |
12.46 |
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|
|
|
0.35% |
$100,000 |
4.96 |
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|
|
|
Scrappy | Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More |
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|
0.20% |
$10,000 |
14.14 |
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|
|
|
COLETTE B | May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More |
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|
0.20% |
$10,000 |
4.96 |
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|
|
|
Scrappy | Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Bank of Camilla Pelham Branch |
127 West Railroad Street | Pelham | GA |
|
Family Bank 800 East College Street Branch |
800 East College Street | Bainbridge | GA |
|
United National Bank United National Bank Branch |
722 N Broad St | Cairo | GA |
|
Planters and Citizens Bank Planters And Citizens Bank Branch |
21 North Harney Street | Camilla | GA |
|
First National Bank of Decatur County Cairo Branch |
600 N. Broad Street | Cairo | GA |
|
First Port City Bank Southside Branch |
1410 Tallahassee Highway | Bainbridge | GA |
|
Thomasville National Bank Thomasville National Bank Branch |
301 North Broad Street | Thomasville | GA |
|
Capital City Bank Highway 84 Branch |
Highway 84 East | Cairo | GA |
|
Ameris Bank Ameris Bank Branch |
2484 East Pinetree Boulevard | Thomasville | GA |
|
Capital City Bank Highway 84 Branch |
Highway 84 East | Cairo | GA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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