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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Cairo
Below are two-year Certificates of Deposit (CD) rates from banks in Cairo, Georgia. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Cairo, GA - July 16, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
1.00% |
$10,000 |
18.89 |
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0.90% |
$10,000 |
18.01 |
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|
|
|
0.85% |
$10,000 |
0.98 |
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|
|
|
0.75% |
$10,000 |
18.48 |
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|
|
|
0.75% |
$10,000 |
0.47 |
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|
|
|
0.75% |
$10,000 |
24.97 |
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|
|
|
0.70% |
$10,000 |
18.74 |
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|
|
|
0.55% |
$10,000 |
12.46 |
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|
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0.25% |
$100,000 |
4.96 |
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|
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|
Scrappy | Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More |
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0.20% |
$10,000 |
14.14 |
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|
COLETTE B | May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More |
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|
0.20% |
$1,000 |
1.09 |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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|
0.15% |
$10,000 |
4.96 |
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|
Scrappy | Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Family Bank 800 East College Street Branch |
800 East College Street | Bainbridge | GA |
|
Bank of Camilla Pelham Branch |
127 West Railroad Street | Pelham | GA |
|
United National Bank United National Bank Branch |
722 N Broad St | Cairo | GA |
|
First State Bank of Blakely Bainbridge Branch |
1200 E Shotwell St | Bainbridge | GA |
|
First National Bank of Decatur County Cairo Branch |
600 N. Broad Street | Cairo | GA |
|
Planters and Citizens Bank Planters And Citizens Bank Branch |
21 North Harney Street | Camilla | GA |
|
First Port City Bank Southside Branch |
1410 Tallahassee Highway | Bainbridge | GA |
|
Thomasville National Bank Thomasville National Bank Branch |
301 North Broad Street | Thomasville | GA |
|
Capital City Bank Highway 84 Branch |
Highway 84 East | Cairo | GA |
|
Ameris Bank Ameris Bank Branch |
2484 East Pinetree Boulevard | Thomasville | GA |
|
Bank OZK Cairo Branch |
802 North Broad Street | Cairo | GA |
|
Capital City Bank Highway 84 Branch |
Highway 84 East | Cairo | GA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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