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Marion, Ohio CD Rates – 3-Year

You are viewing rates from banks across Marion





Below are three-year CD Rates from banks in Marion, Ohio. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Marion, OH - August 2, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.30% → 4.10% → 4.00% → 3.95% → 3.90%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.00% → 1.40% → 2.25% → 1.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.90%

$10,000

21.25

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0.85%

$1,000

-

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0.75%

$1,000

23.60

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0.75%

$10,000

16.05

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0.61%

$10,000

12.77

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0.57%

$500

16.87

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| Jul 5, 2022

Do not use this bank , they refuse to work with any other financial company and if they decline your for a loan they won’t allow anyone else to give you a loan or business funding so you are stuck. This ... Read More

0.50%

$10,000

13.51

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0.45%

$10,000

3.69

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0.40%

$1,000

13.14

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.30%

$5,000

12.28

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

18.40

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0.20%

$10,000

21.76

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0.15%

$10,000

21.76

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Marion, OH - August 2, 2025


Branch Street City State
JPMorgan Chase Bank, National Association
Upper Sandusky Branch
335 North Sandusky Avenue Upper Sandusky OH
Woodforest National Bank
Kenton Wal-Mart Branch
1241 East Columbus Street Kenton OH
Fidelity Federal Savings and Loan Association of Delaware
Route 37 West Branch
1940 State Route 37 West Delaware OH
The First National Bank of Sycamore
The First National Bank Of Sycamore Branch
141 S Sycamore Ave Sycamore OH
Galion Building and Loan Bank
Bucyrus Road Branch
920 Bucyrus Road Galion OH
CNB Bank
Cnb Bank Branch
1605 Marion Road Bucyrus OH
The Richwood Banking Company
Larue Branch
26 High Street Larue OH
Peoples Savings and Loan Company
Peoples Savings And Loan Company Branch
300 South Walnut Street Bucyrus OH
First Federal Community Bank of Bucyrus
875 S Sandusky Ave Branch
875 S Sandusky Ave Bucyrus OH
The Fahey Banking Company
The Fahey Banking Company Branch
127 North Main Street Marion OH
The Park National Bank
1807 Prospect Branch
105 North Main Street Prospect OH
First Federal Bank of Ohio
Cardington Branch
123 South Marion Street Cardington OH
The Union Bank Company
The Ohio State Bank Branch
111 South Main Street Marion OH
Community First Bank, National Association
Upper Sandusky Branch
101 N. Sandusky Avuene Upper Sandusky OH
First Commonwealth Bank
Willowbrook At Delaware Run Branch
100 Delaware Crossing West Delaware OH
First Commonwealth Bank
Willowbrook At Delaware Run Branch
100 Delaware Crossing West Delaware OH
U.S. Bank National Association
Delaware Kroger Branch
801 North Houk Road Delaware OH
PNC Bank, National Association
Marion-Southland Branch
1397 Marion-Waldo Road Marion Township OH
Fifth Third Bank, National Association
Marion East Branch
1607 Marion Mt Gilead Rd Marion OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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