Best 5-Year CD Rates in Eagan, Minnesota, MN

You are viewing rates from banks across Eagan

Below are 5-year CD Rates from banks that are located in Eagan, { Minnesota}. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

Eagan, MN - August 2, 2025

5 Year CD National Average : 0.92% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.20%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 730 days interest. Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.20%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Merrick Bank	4.05%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.15% → 4.10% → 3.95% → 4.05%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
VisionBank Visionbank Branch	4.00%	$1,000	-	Learn More Add Review
Rate History: 4.21% → 3.45%
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 3.05% → 3.50% → 4.11% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Rate History: 4.00% → 3.85% → 3.75% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Pioneer Bank Pioneer Bank Branch	3.25%	$500	-	Learn More Add Review
Bell Bank Hawley Branch	3.05% 3.00%	$99,999 $500	-	Learn More Add Review
Vio Bank, A Division of MidFirst Bank	2.75%	$500	-	Learn More Add Review
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
BankVista Bankvista Mankato Branch	2.75%	$1,000	-	Learn More Add Review
Rate History: 1.25% → 1.26% → 2.75%
Profinium, Inc. Profinium, Inc. Branch	2.73%	$500	-	Learn More Add Review
Security Bank & Trust Company Brownton Branch	2.52% 2.02%	$10,000 $1	-	Learn More Add Review
Concorde Bank Concorde Bank Branch	1.81%	$500	-	Learn More Add Review
Wadena State Bank Wadena State Bank Branch	1.76%	$10,000	-	Learn More
Jane T \| Dec 4, 2020 Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More Reviews (1)
First National Bank First National Bank Branch	1.76%	$10,000	-	Learn More Add Review
Park State Bank Park State Bank Branch	1.51%	$10,000	-	Learn More Add Review
Bonanza Valley State Bank Bonanza Valley State Bank Branch	1.50%	$500	-	Learn More Add Review
United Minnesota Bank United Minnesota Bank Branch	1.50%	$10,000	-	Learn More Add Review
Lake Region Bank Lake Region Bank Branch	1.50%	$10,000	-	Learn More Add Review
Grand Marais State Bank Grand Marais State Bank Branch	1.50%	$10,000	-	Learn More
CRH \| Feb 13, 2023 I’ve not been getting my bank card as 3 have been on order now for over 6mths so they keep ordering me new ones after 2mths each time…I live in Canada & No one in Canada is getting there bank cards at ... Read More Reviews (1)
Glenwood State Bank (Incorporated) Glenwood State Bank (Incorporated) Branch	1.46%	$100,000	-	Learn More Add Review
PrinsBank Prinsbank Branch	1.46%	$10,000	-	Learn More
lloyde mille3r \| Mar 29, 2017 my ira Read More Reviews (1)
Platinum Bank Platinum Bank Branch	1.45%	$100,000	-	Learn More Add Review
Granite Falls Bank Granite Falls Bank Branch	1.45%	$10,000	-	Learn More Add Review
First Community Bank First Community Bank Branch	1.41%	$25,000	-	Learn More Add Review
Mid-Central Federal Savings Bank Mid-Central Federal Savings Bank Branch	1.41%	$10,000	-	Learn More Add Review
Vantage Bank Vantage Bank Branch	1.40%	$10,000	-	Learn More Add Review
Sherburne State Bank Sherburne State Bank Branch	1.36%	$100,000	-	Learn More Add Review
Security Bank USA Security Bank Usa Branch	1.36%	$100,000	-	Learn More Add Review
Minnstar Bank National Association Minnstar Bank National Association Branch	1.36%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Co. Citizens Bank & Trust Co. Branch	1.36%	$10,000	-	Learn More Add Review
Farmers & Merchants State Bank of New York Mills, Incorporated Farmers & Merchants State Bank Of New York Mills, Incorporated Branch	1.36%	$5,000	-	Learn More Add Review
Neighborhood National Bank Neighborhood National Bank Branch	1.31%	$1,000	-	Learn More Add Review
Falcon National Bank Falcon National Bank Branch	1.31%	$100,000	-	Learn More Add Review
BANKWEST Bankwest Branch	1.31%	$2,000	-	Learn More Add Review
VIKING BANK, NATIONAL ASSOCIATION Viking Bank Branch	1.30%	$10,000	-	Learn More Add Review
Security State Bank of Kenyon Security State Bank Of Kenyon Branch	1.30%	$10,000	-	Learn More Add Review
First State Bank of Grove City First State Bank Of Grove City Branch	1.30%	$10,000	-	Learn More Add Review
Drake Bank Drake Bank Branch	1.30%	$10,000	-	Learn More Add Review
Woodland Bank Woodland Bank Branch	1.26%	$500	-	Learn More Add Review
The First National Bank of Bemidji The First National Bank Of Bemidji Branch	1.26%	$100,000	-	Learn More Add Review
First National Bank North Baxter Branch	1.26%	$500	-	Learn More Add Review
Heritage Bank Minnesota Farmers State Bank Of West Concord Branch	1.26%	$10,000	-	Learn More Add Review
Glenwood State Bank (Incorporated) Glenwood State Bank (Incorporated) Branch	1.26%	$10,000	-	Learn More Add Review
Currie State Bank Okabena Br Branch	1.25%	$500	-	Learn More Add Review
Farmers and Merchants State Bank of Pierz State Bank In Eden Valley Branch	1.25%	$2,500	-	Learn More Add Review
State Bank of Lake Park State Bank Of Lake Park Branch	1.25%	$500	-	Learn More Add Review
Midwest Bank Parkers Prairie Branch	1.25%	$100,000	-	Learn More Add Review
American National Bank of Minnesota American National Bank Of Minnesota Branch	1.25%	$10,000	-	Learn More Add Review
Bank Forward Walker Branch	1.25%	$10,000	-	Learn More Add Review
Dacotah Bank Dacotah Bank Morris Branch	1.25%	$10,000	-	Learn More Add Review
St. Clair State Bank (Incorporated) St. Clair State Bank (Incorporated) Branch	1.25%	$10,000	-	Learn More Add Review
Citizens Alliance Bank Citizens Alliance Bank Branch	1.25%	$10,000	-	Learn More
Worst banking experience ever \| Jan 28, 2024 This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More Reviews (1)
Manufacturers Bank & Trust Company Rochester Branch	1.25%	$100,000	-	Learn More Add Review
Farmers State Bank of Hamel Farmers State Bank Of Hamel Branch	1.25%	$100,000	-	Learn More Add Review
Center National Bank Center National Bank Branch	1.25%	$500	-	Learn More Add Review
Rate History: 1.50% → 1.25%
Community Bank Owatonna Community Bank Owatonna Branch	1.25%	$10,000	-	Learn More Add Review
First Citizens Bank Mora Branch	1.21%	$100,000	-	Learn More Add Review
Security Bank USA Security Bank Usa Branch	1.21%	$10,000	-	Learn More Add Review
Arlington State Bank Arlington State Bank Branch	1.20%	$5,000	-	Learn More Add Review
Cornerstone State Bank Madison Lake Branch	1.20%	$75,000	-	Learn More Add Review
United Valley Bank United Valley Bank Branch	1.20%	$10,000	-	Learn More Add Review
First State Bank of Swanville First State Bank Of Swanville Branch	1.20%	$10,000	-	Learn More Add Review
Sherburne State Bank Sherburne State Bank Branch	1.20%	$10,000	-	Learn More Add Review
KodaBank Stephen Branch	1.20%	$100,000	-	Learn More Add Review
Harvest Bank Atwater Branch	1.20%	$100,000	-	Learn More Add Review
Heritage Bank National Association Raymond Branch	1.20%	$2,000	-	Learn More
Rate History: 0.26% → 1.20%
WPT \| Nov 2, 2020 Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More Reviews (14)
The First National Bank of Bemidji The First National Bank Of Bemidji Branch	1.16%	$10,000	-	Learn More Add Review
First Community Bank First Community Bank Branch	1.15%	$5,000	-	Learn More Add Review
The Citizens National Bank of Park Rapids The Citizens National Bank Of Park R Branch	1.15%	$10,000	-	Learn More Add Review
HomeTown Bank St. Peter Branch	1.15%	$10,000	-	Learn More Add Review
Farmers State Bank of Hamel Farmers State Bank Of Hamel Branch	1.15%	$10,000	-	Learn More Add Review
Platinum Bank Platinum Bank Branch	1.15%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	1.15%	$100,000	-	Learn More Add Review
Riverland Bank Riverland Bank Branch	1.15%	$10,000	-	Learn More Add Review
Peoples State Bank of Plainview Peoples State Bank Of Plainview Branch	1.15%	$100,000	-	Learn More Add Review
Eagle Bank Starbuck Branch	1.14%	$25,000	-	Learn More Add Review
Sunrise Banks, National Association Como Branch	1.14%	$10,000	-	Learn More Add Review
Produce State Bank Albert Lea Bridge Avenue Branch	1.11%	$10,000	-	Learn More Add Review
United Community Bank Dent Branch	1.10%	$10,000	-	Learn More Add Review
Midwest Bank Parkers Prairie Branch	1.10%	$10,000	-	Learn More Add Review
Gate City Bank Moorhead Branch	1.10%	$10,000	-	Learn More Add Review
The First National Bank of Bagley The First National Bank Of Bagley Branch	1.10%	$25,000	-	Learn More Add Review
Ultima Bank Minnesota Ultima Bank Minnesota Branch	1.10%	$10,000	-	Learn More Add Review
Gateway Bank Gateway Bank Branch	1.10%	$10,000	-	Learn More Add Review
Foresight Bank Foresight Bank Branch	1.10%	$100,000	-	Learn More Add Review
Bridgewater Bank Navarre Branch	1.10%	$10,000	-	Learn More Add Review
Harvest Bank Atwater Branch	1.10%	$10,000	-	Learn More Add Review
Adrian State Bank Adrian State Bank Branch	1.10%	$1,000	-	Learn More Add Review
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	1.10%	$100,000	-	Learn More Add Review
State Bank of Cold Spring State Bank Of Cold Spring Branch	1.10%	$10,000	-	Learn More Add Review
Peoples State Bank of Plainview Peoples State Bank Of Plainview Branch	1.10%	$10,000	-	Learn More Add Review
American Equity Bank Equity Bank Branch	1.06%	$10,000	-	Learn More Add Review
First Citizens Bank Mora Branch	1.05%	$10,000	-	Learn More Add Review
Northwoods Bank of Minnesota Northwoods Bank Of Minnesota Branch	1.05%	$10,000	-	Learn More Add Review
Pine River State Bank Pine River State Bank Branch	1.05%	$10,000	-	Learn More Add Review
CorTrust Bank National Association Blaine State Bank Branch	1.05%	$10,000	-	Learn More Add Review
Falcon National Bank Falcon National Bank Branch	1.05%	$10,000	-	Learn More Add Review
Valley Premier Bank Valley Premier Bank Branch	1.05%	$500	-	Learn More Add Review
Alliance Bank Alliance Bank Branch	1.05%	$10,000	-	Learn More Add Review
Security State Bank Heron Lake Br Branch	1.05%	$10,000	-	Learn More Add Review
North American Banking Company North American Banking Company Branch	1.05%	$100,000	-	Learn More Add Review
Root River State Bank Root River State Bank Branch	1.05%	$10,000	-	Learn More Add Review
First State Bank of Fountain First State Bank Of Fountain Branch	1.05%	$10,000	-	Learn More Add Review
Bank of Maple Plain Bank Of Maple Plain Branch	1.05%	$2,500	-	Learn More Add Review
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	1.05%	$10,000	-	Learn More Add Review
Northern State Bank Aurora Branch	1.05%	$10,000	-	Learn More Add Review
Eagle Bank Starbuck Branch	1.04%	$10,000	-	Learn More Add Review
ProGrowth Bank ProGrowth Bank - Gaylord Branch	1.03%	$100,000	-	Learn More Add Review
The Bank of Elk River The Bank Of Elk River Branch	1.00%	$200	-	Learn More Add Review
First Security Bank First Security Bank Branch	1.00%	$500	-	Learn More Add Review
The First National Bank of Fairfax The First National Bank Of Fairfax Branch	1.00%	$1,000	-	Learn More Add Review
The First National Bank of Cokato The First National Bank Of Cokato Branch	1.00%	$1,000	-	Learn More Add Review
Red River State Bank Fertile Branch	1.00%	$1,000	-	Learn More Add Review
First International Bank & Trust Staples Branch	1.00%	$10,000	-	Learn More Add Review
KodaBank Stephen Branch	1.00%	$10,000	-	Learn More Add Review
First State Bank of Wyoming First State Bank Of Wyoming Branch	1.00%	$2,000	-	Learn More Add Review
Think Mutual Bank Think Mutual Bank Branch	1.00%	$100,000	-	Learn More Add Review
Choice Financial Group Choice Financial Savings Bank Branch	1.00%	$100,000	-	Learn More
tankeranch1@outlook.com \| Jan 4, 2020 3 Read More Reviews (1)
Castle Rock Bank Castle Rock Bank Branch	1.00%	$10,000	-	Learn More Add Review
Manufacturers Bank & Trust Company Rochester Branch	1.00%	$10,000	-	Learn More Add Review
Foresight Bank Foresight Bank Branch	1.00%	$10,000	-	Learn More Add Review
First Financial Bank in Winnebago First Financial Bank In Winnebago Branch	1.00%	$10,000	-	Learn More Add Review
Security State Bank of Wanamingo Security State Bank Of Wanamingo Branch	1.00%	$10,000	-	Learn More Add Review
First Western Bank & Trust Eden Prairie Branch	1.00%	$10,000	-	Learn More Add Review
ESB Bank Esb Bank Branch	1.00%	$10,000	-	Learn More Add Review
The First National Bank of Coleraine The First National Bank Of Coleraine Branch	1.00%	$10,000	-	Learn More Add Review
Grand Rapids State Bank Grand Rapids State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Integrity Bank Plus Integrity Bank Plus Branch	1.00%	$10,000	-	Learn More Add Review
American Heritage National Bank American Heritage National Bank Branch	1.00%	$10,000	-	Learn More Add Review
Sentry Bank Sentry Bank Branch	1.00%	$10,000	-	Learn More Add Review
Janesville State Bank Janesville State Bank Branch	1.00%	$500	-	Learn More Add Review
Liberty Bank Minnesota Liberty Bank Minnesota Branch	0.95%	$500	-	Learn More Add Review
The First National Bank of Bagley The First National Bank Of Bagley Branch	0.95%	$10,000	-	Learn More Add Review
MidCountry Bank Hutchinson Branch	0.95%	$100,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.95%	$10,000	-	Learn More Add Review
State Bank of Fairmont State Bank Of Fairmont Branch	0.95%	$10,000	-	Learn More Add Review
First State Bank Southwest Edgerton Branch	0.95%	$100,000	-	Learn More Add Review
WNB FINANCIAL, N.A. Winona National Bank Branch	0.95%	$10,000	-	Learn More Add Review
Americana Community Bank Americana Community Bank Branch	0.91%	$500	-	Learn More Add Review
Lake Country Community Bank Lake Country Community Bank Branch	0.90%	$1,000	-	Learn More Add Review
Citizens State Bank of Waverly, Inc. Citizens State Bank Of Waverly, Inc. Branch	0.90%	$1,000	-	Learn More Add Review
First Farmers & Merchants National Bank First Farmers & Merchants National B Branch	0.90%	$1,000	-	Learn More Add Review
Cornerstone State Bank Madison Lake Branch	0.90%	$500	-	Learn More Add Review
Northeast Bank Northeast Bank Branch	0.90%	$10,000	-	Learn More Add Review
ProGrowth Bank ProGrowth Bank - Gaylord Branch	0.90%	$10,000	-	Learn More Add Review
MidCountry Bank Hutchinson Branch	0.90%	$10,000	-	Learn More Add Review
Think Mutual Bank Think Mutual Bank Branch	0.90%	$10,000	-	Learn More Add Review
Choice Financial Group Choice Financial Savings Bank Branch	0.90%	$10,000	-	Learn More
tankeranch1@outlook.com \| Jan 4, 2020 3 Read More Reviews (1)
ONB Bank Olmsted National Bank Branch	0.90%	$2,500	-	Learn More Add Review
West Bank Rochester Branch	0.90%	$100,000	-	Learn More Add Review
F & M Community Bank, National Association F & M Community Bank, National Association Branch	0.90%	$100,000	-	Learn More Add Review
First Bank Blue Earth First Bank Blue Earth Branch	0.90%	$10,000	-	Learn More Add Review
First State Bank Minnesota First State Bank Minnesota Branch	0.90%	$10,000	-	Learn More Add Review
Community Resource Bank Community Resource Bank Branch	0.90%	$100,000	-	Learn More Add Review
State Bank of Chandler State Bank Of Chandler Branch	0.90%	$100	-	Learn More Add Review
Tradition Capital Bank Tradition Capital Bank Branch	0.85%	$100	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.85%	$100,000	-	Learn More Add Review
First National Bank Hastings Branch	0.85%	$10,000	-	Learn More Add Review
North American Banking Company North American Banking Company Branch	0.85%	$10,000	-	Learn More Add Review
Security Bank Minnesota Alden Branch	0.85%	$100,000	-	Learn More Add Review
Community Resource Bank Community Resource Bank Branch	0.85%	$10,000	-	Learn More Add Review
Citizens State Bank of Roseau Citizens State Bank Of Roseau Branch	0.85%	$10,000	-	Learn More Add Review
Minnesota National Bank Minnesota National Bank Branch	0.85%	$100,000	-	Learn More Add Review
Americana Community Bank Americana Community Bank Branch	0.81%	$10,000	-	Learn More Add Review
The Northern State Bank of Gonvick The Northern State Bank Of Gonvick Branch	0.80%	$100,000	-	Learn More Add Review
First National Bank Minnesota First National Bank Minnesota Branch	0.80%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.80%	$10,000	-	Learn More Add Review
Bank Midwest Jackson Branch	0.80%	$10,000	-	Learn More Add Review
Security State Bank of Marine Security State Bank Of Marine Branch	0.80%	$10,000	-	Learn More Add Review
F & M Community Bank, National Association F & M Community Bank, National Association Branch	0.80%	$10,000	-	Learn More Add Review
Security Bank Minnesota Alden Branch	0.80%	$10,000	-	Learn More Add Review
Marshall County State Bank Marshall County State Bank Branch	0.80%	$100,000	-	Learn More Add Review
State Bank of Taunton State Bank Of Taunton Branch	0.80%	$10,000	-	Learn More Add Review
First Farmers & Merchants State Bank of Grand Meadow First Farmers & Merchants State Bank Branch	0.80%	$10,000	-	Learn More Add Review
Northern State Bank of Thief River Falls Northern State Bank Of Thief River F Branch	0.80%	$100,000	-	Learn More Add Review
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	0.80%	$75,000	-	Learn More Add Review
North Shore Bank of Commerce North Shore Bank Of Commerce Branch	0.80%	$10,000	-	Learn More Add Review
Lake Elmo Bank Lake Elmo Bank Branch	0.80%	$25,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.78%	$100,000	-	Learn More Add Review
Minnesota National Bank Minnesota National Bank Branch	0.76%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.75%	$10,000	-	Learn More Add Review
First Bank & Trust First Bank & Trust Association Banch Branch	0.75%	$10,000	-	Learn More
BLONDEDOG \| Jan 12, 2023 Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that ... Read More Reviews (2)
American Federal Bank Hallock Branch	0.75%	$100,000	-	Learn More Add Review
Farmers State Bank of Hartland Farmers State Bank Of Hartland Branch	0.75%	$10,000	-	Learn More Add Review
Highland Bank Highland Bank Branch	0.75%	$10,000	-	Learn More Add Review
First State Bank Southwest Edgerton Branch	0.75%	$10,000	-	Learn More Add Review
The First National Bank of Moose Lake The First National Bank Of Moose Lak Branch	0.70%	$500	-	Learn More Add Review
National Bank of Commerce Duluth Branch	0.70%	$100,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.70%	$10,000	-	Learn More Add Review
First State Bank and Trust First State Bank And Trust Branch	0.70%	$10,000	-	Learn More Add Review
West Bank Rochester Branch	0.70%	$10,000	-	Learn More Add Review
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	0.70%	$1,000	-	Learn More Add Review
Lake Elmo Bank Lake Elmo Bank Branch	0.70%	$1,000	-	Learn More Add Review
Great Southern Bank Great Southern Bank Branch	0.65%	$250	-	Learn More Add Review
National Bank of Commerce Duluth Branch	0.65%	$10,000	-	Learn More Add Review
First Resource Bank First Resource Bank Branch	0.65%	$100,000	-	Learn More Add Review
MidWestOne Bank Forest Lake - Branch 48	0.65%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.65%	$10,000	-	Learn More Add Review
North Star Bank North Star Bank Branch	0.65%	$10,000	-	Learn More Add Review
The First State Bank of Rosemount The First State Bank Of Rosemount Branch	0.60%	$500	-	Learn More Add Review
Woodlands National Bank Woodlands National Bank Branch	0.60%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.60%	$10,000	-	Learn More Add Review
American Federal Bank Hallock Branch	0.60%	$10,000	-	Learn More Add Review
The Northern State Bank of Gonvick The Northern State Bank Of Gonvick Branch	0.60%	$10,000	-	Learn More Add Review
The First State Bank of Red Wing The First State Bank Of Red Wing Branch	0.60%	$10,000	-	Learn More Add Review
New Market Bank New Market Bank Branch	0.60%	$500	-	Learn More Add Review
Merchants Bank, National Association Hampton Branch	0.60%	$10,000	-	Learn More Add Review
Marshall County State Bank Marshall County State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Northern State Bank of Thief River Falls Northern State Bank Of Thief River F Branch	0.60%	$10,000	-	Learn More Add Review
First Resource Bank First Resource Bank Branch	0.55%	$10,000	-	Learn More Add Review
Citizens Community Federal National Association Minnesota Lake Branch	0.55%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.55%	$10,000	-	Learn More Add Review
First Farmers & Merchants State Bank First Farmers & Merchants State Bank Branch	0.50%	$1,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.50%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
First Security Bank - Sleepy Eye Benson Branch	0.50%	$10,000	-	Learn More Add Review
Merchants Bank, National Association Hampton Branch	0.50%	$10,000	-	Learn More Add Review
BNC National Bank Bnc Minneapolis Branch	0.50%	$10,000	-	Learn More Add Review
United Prairie Bank United Prairie Bank - Owatonna Branc Branch	0.50%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.50%	$100,000	-	Learn More Add Review
First Security Bank - Canby First Security Bank - Canby. Branch	0.50%	$10,000	-	Learn More Add Review
The State Bank of Faribault The State Bank Of Faribault Branch	0.50%	$10,000	-	Learn More Add Review
Merchants Bank, National Association Hampton Branch	0.48%	$10,000	-	Learn More Add Review
United Prairie Bank United Prairie Bank - Owatonna Branc Branch	0.45%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.45%	$10,000	-	Learn More Add Review
First Farmers & Merchants National Bank First Farmers & Merchants National B Branch	0.45%	$10,000	-	Learn More Add Review
Merchants Bank, National Association Hampton Branch	0.44%	$10,000	-	Learn More Add Review
Old National Bank Farmington Branch	0.40%	$10,000	-	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Premier Bank Premier Bank Branch	0.40%	$10,000	-	Learn More
Matthew \| Dec 3, 2020 Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More Reviews (2)
Frandsen Bank & Trust Clinton State Bank Branch	0.40%	$10,000	-	Learn More Add Review
U.S. Bank National Association University Of Minnesota Branch	0.40% 0.25%	$1,000 $500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Premier Bank Minnesota Premier Bank Minnesota Branch	0.30%	$10,000	-	Learn More
evelyne k. sak \| May 24, 2016 SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: tepysutsak@gmail.com. THANK YOU Read More Reviews (1)
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
BankCherokee Bankcherokee Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Sterling State Bank Sterling State Bank Branch	0.15%	$10,000	-	Learn More Add Review
Frandsen Bank & Trust Clinton State Bank Branch	0.15%	$10,000	-	Learn More Add Review
Bank of America, National Association Bank Of America, National Association Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Frandsen Bank & Trust Clinton State Bank Branch	0.01%	$10,000	-	Learn More Add Review
Associated Bank, National Association Red Wing Branch	0.01%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
VisionBank Visionbank Branch	4725 Highway 7	Saint Louis Park	MN
Pioneer Bank Pioneer Bank Branch	109 East Willis Street	Elmore	MN
Bell Bank Hawley Branch	1018 Hobart Street	Hawley	MN
Bell Bank Hawley Branch	1018 Hobart Street	Hawley	MN
BankVista Bankvista Mankato Branch	1501 Adams Street	Mankato	MN
Profinium, Inc. Profinium, Inc. Branch	414 North Fifth Avenue East	Truman	MN
Security Bank & Trust Company Brownton Branch	128 Fourth Avenue	Brownton	MN
Security Bank & Trust Company Brownton Branch	128 Fourth Avenue	Brownton	MN
Concorde Bank Concorde Bank Branch	16 S.W. Main Street	Blomkest	MN
Wadena State Bank Wadena State Bank Branch	304 1st Street, Southeast	Wadena	MN
First National Bank First National Bank Branch	101 West Lake Street	Chisholm	MN
Park State Bank Park State Bank Branch	2630 West Superior Street	Duluth	MN
Bonanza Valley State Bank Bonanza Valley State Bank Branch	First Street And Central Avenue	Brooten	MN
United Minnesota Bank United Minnesota Bank Branch	105 Central Avenue	New London	MN
Lake Region Bank Lake Region Bank Branch	51 Main Street	New London	MN
Grand Marais State Bank Grand Marais State Bank Branch	211 East Highway 61	Grand Marais	MN
Glenwood State Bank (Incorporated) Glenwood State Bank (Incorporated) Branch	5 East Minnesota Street	Glenwood	MN
PrinsBank Prinsbank Branch	508 Third Street	Prinsburg	MN
Platinum Bank Platinum Bank Branch	7667 10th Street North	Oakdale	MN
FM Bank Granite Falls Bank Branch	702 Prentice Street	Granite Falls	MN
First Community Bank First Community Bank Branch	500 Central Avenue	Lester Prairie	MN
Mid-Central National Bank Mid-Central Federal Savings Bank Branch	520 South Jefferson St	Wadena	MN
Vantage Bank Vantage Bank Branch	202 Main St	Kent	MN
Sherburne State Bank Sherburne State Bank Branch	12500 Sherburne Avenue	Becker	MN
Security Bank USA Security Bank Usa Branch	1025 Paul Bunyan Drive, N.W.	Bemidji	MN
Minnstar Bank National Association Minnstar Bank National Association Branch	202 North Main Street	Lake Crystal	MN
Citizens Bank & Trust Co. Citizens Bank & Trust Co. Branch	102 Main Street South	Hutchinson	MN
Farmers & Merchants State Bank of New York Mills, Incorporated Farmers & Merchants State Bank Of New York Mills, Incorporated Branch	Walker Avenue And Front Street	New York Mills	MN
Neighborhood National Bank Neighborhood National Bank Branch	45 North Union Street	Mora	MN
Falcon National Bank Falcon National Bank Branch	183 Cedar Drive	Foley	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
VIKING BANK, NATIONAL ASSOCIATION Viking Bank Branch	4277 Dakota Street	Alexandria	MN
Security State Bank of Kenyon Security State Bank Of Kenyon Branch	602 Second Street	Kenyon	MN
Grove Bank First State Bank Of Grove City Branch	110 Atlantic Avenue West	Grove City	MN
Drake Bank Drake Bank Branch	60 Plato Boulevard, Suite 100	Saint Paul	MN
Woodland Bank Woodland Bank Branch	217 Main Avenue East	Deer River	MN
The First National Bank of Bemidji The First National Bank Of Bemidji Branch	1600 Paul Bunyan Dr	Bemidji	MN
First National Bank North Baxter Branch	14521 Edgewood Drive	Baxter	MN
Heritage Bank Minnesota Farmers State Bank Of West Concord Branch	181 Main Street	West Concord	MN
Glenwood State Bank (Incorporated) Glenwood State Bank (Incorporated) Branch	5 East Minnesota Street	Glenwood	MN
Currie State Bank Okabena Br Branch	117 S Minnesota	Okabena	MN
Farmers and Merchants State Bank of Pierz State Bank In Eden Valley Branch	359 State Street North	Eden Valley	MN
State Bank of Lake Park State Bank Of Lake Park Branch	2049 2nd Street	Lake Park	MN
Midwest Bank Parkers Prairie Branch	105 East Soo Street	Parkers Prairie	MN
American National Bank of Minnesota American National Bank Of Minnesota Branch	2000 Woida Road North	Baxter	MN
Bank Forward Walker Branch	106 6th Street South	Walker	MN
Dacotah Bank Dacotah Bank Morris Branch	4 Atlantic Avenue	Morris	MN
St. Clair State Bank (Incorporated) St. Clair State Bank (Incorporated) Branch	100 Main St. West	Saint Clair	MN
Citizens Alliance Bank Citizens Alliance Bank Branch	55 First Street Northwest	Clara City	MN
Manufacturers Bank & Trust Company Rochester Branch	2020 2nd Street Sw	Rochester	MN
Farmers State Bank of Hamel Farmers State Bank Of Hamel Branch	145 Hamel Road	Hamel	MN
Center National Bank Center National Bank Branch	301 North Ramsey Avenue	Litchfield	MN
Community Bank Owatonna Community Bank Owatonna Branch	640 Bridge Street	Owatonna	MN
First Citizens Bank Mora Branch	730 Forest Ave. E	Mora	MN
Security Bank USA Security Bank Usa Branch	1025 Paul Bunyan Drive, N.W.	Bemidji	MN
Arlington State Bank Arlington State Bank Branch	230 West Main Street	Arlington	MN
Cornerstone State Bank Madison Lake Branch	500 Main Street	Madison Lake	MN
United Valley Bank United Valley Bank Branch	103 West Third Street	Argyle	MN
First State Bank of Swanville First State Bank Of Swanville Branch	306 Degraff St	Swanville	MN
Sherburne State Bank Sherburne State Bank Branch	12500 Sherburne Avenue	Becker	MN
KodaBank Stephen Branch	398 Pacific Avenue	Stephen	MN
Harvest Bank Atwater Branch	222 Atlantic Avenue	Atwater	MN
Heritage Bank National Association Raymond Branch	202 Cofield North	Raymond	MN
The First National Bank of Bemidji The First National Bank Of Bemidji Branch	1600 Paul Bunyan Dr	Bemidji	MN
First Community Bank First Community Bank Branch	500 Central Avenue	Lester Prairie	MN
The Citizens National Bank of Park Rapids The Citizens National Bank Of Park R Branch	300 West First Street	Park Rapids	MN
HomeTown Bank St. Peter Branch	102 South Third Street	St. Peter	MN
Farmers State Bank of Hamel Farmers State Bank Of Hamel Branch	145 Hamel Road	Hamel	MN
Platinum Bank Platinum Bank Branch	7667 10th Street North	Oakdale	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
Riverland Bank Riverland Bank Branch	700 Seville Drive	Jordan	MN
Peoples State Bank of Plainview Peoples State Bank Of Plainview Branch	100 4th Avenue S.E.	Plainview	MN
Eagle Bank Starbuck Branch	100 West 5th Street	Starbuck	MN
Sunrise Banks, National Association Como Branch	2300 Como Avenue	Saint Paul	MN
Produce State Bank Albert Lea Bridge Avenue Branch	2401 Bridge Avenue	Albert Lea	MN
United Community Bank Dent Branch	101 1st Ave N	Dent	MN
Midwest Bank Parkers Prairie Branch	105 East Soo Street	Parkers Prairie	MN
Gate City Bank Moorhead Branch	2929 20th Street South	Moorhead	MN
The First National Bank of Bagley The First National Bank Of Bagley Branch	31 Central Street East	Bagley	MN
Ultima Bank Minnesota Ultima Bank Minnesota Branch	9 W Minnesota Ave	Winger	MN
Gateway Bank Gateway Bank Branch	745 Market Street	Mendota Heights	MN
Foresight Bank Foresight Bank Branch	138 West Broadway	Plainview	MN
Bridgewater Bank Navarre Branch	2445 Shadywood Road	Navarre	MN
Harvest Bank Atwater Branch	222 Atlantic Avenue	Atwater	MN
Adrian State Bank Adrian State Bank Branch	322 Maine Avenue	Adrian	MN
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	600 Chestnut Street	Virginia	MN
State Bank of Cold Spring State Bank Of Cold Spring Branch	401 Main Street	Cold Spring	MN
Peoples State Bank of Plainview Peoples State Bank Of Plainview Branch	100 4th Avenue S.E.	Plainview	MN
Luminate Bank Equity Bank Branch	5900 Green Oak Drive	Minnetonka	MN
First Citizens Bank Mora Branch	730 Forest Ave. E	Mora	MN
Northwoods Bank of Minnesota Northwoods Bank Of Minnesota Branch	1200 East First Street	Park Rapids	MN
Pine River State Bank Pine River State Bank Branch	103 Mill Street	Pine River	MN
CorTrust Bank National Association Blaine State Bank Branch	10107 University Avenue, N.E.	Blaine	MN
Falcon National Bank Falcon National Bank Branch	183 Cedar Drive	Foley	MN
Valley Premier Bank Valley Premier Bank Branch	416 Sixth Street	Hawley	MN
Alliance Bank Alliance Bank Branch	322 North Minnesota Street	New Ulm	MN
Security Bank Midwest Heron Lake Br Branch	274 10th Street	Heron Lake	MN
North American Banking Company North American Banking Company Branch	2230 Albert Street	Roseville	MN
Root River State Bank Root River State Bank Branch	18 3rd Street, S. E.	Chatfield	MN
First State Bank of Fountain First State Bank Of Fountain Branch	101 Main Street	Fountain	MN
Bank of Maple Plain Bank Of Maple Plain Branch	4980 Highway 12	Maple Plain	MN
Northern State Bank of Virginia Northern State Bank Of Virginia Branch	600 Chestnut Street	Virginia	MN
Northern State Bank Aurora Branch	213 North Main Street	Aurora	MN
Eagle Bank Starbuck Branch	100 West 5th Street	Starbuck	MN
ProGrowth Bank ProGrowth Bank - Gaylord Branch	320 Main Street, PO Box 266	Gaylord	MN
The Bank of Elk River The Bank Of Elk River Branch	630 Main Street	Elk River	MN
First Security Bank First Security Bank Branch	316 Byron Avenue, North	Byron	MN
The First National Bank of Fairfax The First National Bank Of Fairfax Branch	16 S.E. First Ave	Fairfax	MN
The First National Bank of Cokato The First National Bank Of Cokato Branch	365 Broadway Avenue South	Cokato	MN
Red River State Bank Fertile Branch	114 Mill Street North	Fertile	MN
First International Bank & Trust Staples Branch	111 N.E. Fourth Street	Staples	MN
KodaBank Stephen Branch	398 Pacific Avenue	Stephen	MN
First State Bank of Wyoming First State Bank Of Wyoming Branch	26741 Felton	Wyoming	MN
Think Mutual Bank Think Mutual Bank Branch	5200 Members Parkway, Nw	Rochester	MN
Choice Financial Group Choice Financial Savings Bank Branch	101 Brown Street West	Comfrey	MN
Castle Rock Bank Castle Rock Bank Branch	27925 Danville Avenue	Castle Rock	MN
Manufacturers Bank & Trust Company Rochester Branch	2020 2nd Street Sw	Rochester	MN
Foresight Bank Foresight Bank Branch	138 West Broadway	Plainview	MN
First Financial Bank in Winnebago First Financial Bank In Winnebago Branch	One Main Street South	Winnebago	MN
Security State Bank of Wanamingo Security State Bank Of Wanamingo Branch	232 Main Street	Wanamingo	MN
First Western Bank & Trust Eden Prairie Branch	100 Prairie Center Drive	Eden Prairie	MN
ESB Bank Esb Bank Branch	115 North Highway 44/76	Caledonia	MN
The First National Bank of Coleraine The First National Bank Of Coleraine Branch	423 Roosevelt Street	Coleraine	MN
Grand Rapids State Bank Grand Rapids State Bank Branch	523 Nw 1st Avenue	Grand Rapids	MN
Integrity Bank Plus Integrity Bank Plus Branch	726 Main Street	Wabasso	MN
American Heritage National Bank American Heritage National Bank Branch	24 2nd Street South	Long Prairie	MN
Sentry Bank Sentry Bank Branch	400 4th Avenue Ne	Saint Joseph	MN
Janesville State Bank Janesville State Bank Branch	201 N Main Street	Janesville	MN
Liberty Bank Minnesota Liberty Bank Minnesota Branch	111 7th Ave S Ste 101	Saint Cloud	MN
The First National Bank of Bagley The First National Bank Of Bagley Branch	31 Central Street East	Bagley	MN
MidCountry Bank Hutchinson Branch	201 Main St S	Hutchinson	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
State Bank of Fairmont State Bank Of Fairmont Branch	918 East Blue Earth Avenue	Fairmont	MN
First State Bank Southwest Edgerton Branch	760 Main Street	Edgerton	MN
WNB FINANCIAL, N.A. Winona National Bank Branch	204 Main Street	Winona	MN
Americana Community Bank Americana Community Bank Branch	300 Main Street West	Sleepy Eye	MN
Lake Country Community Bank Lake Country Community Bank Branch	111 Division Street	Morristown	MN
Citizens State Bank of Waverly, Inc. Citizens State Bank Of Waverly, Inc. Branch	609 Pacific Avenue	Waverly	MN
First Farmers & Merchants National Bank First Farmers & Merchants National B Branch	114 South Park	Fairmont	MN
Cornerstone State Bank Madison Lake Branch	500 Main Street	Madison Lake	MN
Northeast Bank Northeast Bank Branch	77 Broadway Street, N.E.	Minneapolis	MN
ProGrowth Bank ProGrowth Bank - Gaylord Branch	320 Main Street, PO Box 266	Gaylord	MN
MidCountry Bank Hutchinson Branch	201 Main St S	Hutchinson	MN
Think Mutual Bank Think Mutual Bank Branch	5200 Members Parkway, Nw	Rochester	MN
Choice Financial Group Choice Financial Savings Bank Branch	101 Brown Street West	Comfrey	MN
Eagle Rock Bank Olmsted National Bank Branch	975 34th Avenue Nw	Rochester	MN
West Bank Rochester Branch	2188 Superior Drive Nw	Rochester	MN
F & M Community Bank, National Association F & M Community Bank, National Association Branch	100 St. Anthony Street North	Preston	MN
First Bank Blue Earth First Bank Blue Earth Branch	306 South Main Street	Blue Earth	MN
First State Bank Minnesota First State Bank Minnesota Branch	102 W. Main Street	Le Roy	MN
Community Resource Bank Community Resource Bank Branch	1605 Heritage Drive	Northfield	MN
State Bank of Chandler State Bank Of Chandler Branch	342 Main Avenue	Chandler	MN
Tradition Capital Bank Tradition Capital Bank Branch	7601 France Avenue South, Suite 140	Edina	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
First National Bank Hastings Branch	1400 Frontage Road North	Hastings	MN
North American Banking Company North American Banking Company Branch	2230 Albert Street	Roseville	MN
Security Bank Minnesota Alden Branch	195 North Broadway	Alden	MN
Community Resource Bank Community Resource Bank Branch	1605 Heritage Drive	Northfield	MN
Citizens State Bank of Roseau Citizens State Bank Of Roseau Branch	118 Main Avenue South	Roseau	MN
Minnesota National Bank Minnesota National Bank Branch	Main And Sinclair Lewis	Sauk Centre	MN
Americana Community Bank Americana Community Bank Branch	300 Main Street West	Sleepy Eye	MN
The Northern State Bank of Gonvick The Northern State Bank Of Gonvick Branch	283 Main Street	Gonvick	MN
First National Bank Minnesota First National Bank Minnesota Branch	226 West Nassau Street	St. Peter	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
Bank Midwest Jackson Branch	509 Third Street	Jackson	MN
Security State Bank of Marine Security State Bank Of Marine Branch	120 Judd Street	Marine On St. Croix	MN
F & M Community Bank, National Association F & M Community Bank, National Association Branch	100 St. Anthony Street North	Preston	MN
Security Bank Minnesota Alden Branch	195 North Broadway	Alden	MN
Marshall County State Bank Marshall County State Bank Branch	118 East Minnesota Avenue	Newfolden	MN
State Bank of Taunton State Bank Of Taunton Branch	101 N. Main St.	Taunton	MN
First Farmers & Merchants State Bank of Grand Meadow First Farmers & Merchants State Bank Branch	105 North Main Street	Grand Meadow	MN
Northern State Bank of Thief River Falls Northern State Bank Of Thief River F Branch	201 East Third Street	Thief River Falls	MN
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	701 East Howard Street	Hibbing	MN
North Shore Bank of Commerce North Shore Bank Of Commerce Branch	131 West Superior Street	Duluth	MN
Lake Elmo Bank Lake Elmo Bank Branch	11465 39th Street North	Lake Elmo	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
Minnesota National Bank Minnesota National Bank Branch	Main And Sinclair Lewis	Sauk Centre	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
First Bank & Trust First Bank & Trust Association Banch Branch	101 Second Street, N.W.	Pipestone	MN
American Federal Bank Hallock Branch	157 South Second Street	Hallock	MN
Arcadian Bank Farmers State Bank Of Hartland Branch	601 N. Broadway	Hartland	MN
Highland Bank Highland Bank Branch	701 Central Avenue East	Saint Michael	MN
First State Bank Southwest Edgerton Branch	760 Main Street	Edgerton	MN
The First National Bank of Moose Lake The First National Bank Of Moose Lak Branch	400 Elm Avenue	Moose Lake	MN
National Bank of Commerce Duluth Branch	1314 East Superior Street	Duluth	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
First State Bank and Trust First State Bank And Trust Branch	950 North Highway 95	Bayport	MN
West Bank Rochester Branch	2188 Superior Drive Nw	Rochester	MN
Security State Bank of Hibbing Security State Bank Of Hibbing Branch	701 East Howard Street	Hibbing	MN
Lake Elmo Bank Lake Elmo Bank Branch	11465 39th Street North	Lake Elmo	MN
Great Southern Bank Great Southern Bank Branch	7685 Zachary Lane	Maple Grove	MN
National Bank of Commerce Duluth Branch	1314 East Superior Street	Duluth	MN
First Resource Bank First Resource Bank Branch	7449 Village Drive	Lino Lakes	MN
MidWestOne Bank Forest Lake - Branch 48	1650 South Lake Street	Forest Lake	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
North Star Bank North Star Bank Branch	1820 North Lexington Avenue	Roseville	MN
The First State Bank of Rosemount The First State Bank Of Rosemount Branch	3025 145th Street West	Rosemount	MN
Woodlands National Bank Woodlands National Bank Branch	122 Main Street	Hinckley	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
American Federal Bank Hallock Branch	157 South Second Street	Hallock	MN
The Northern State Bank of Gonvick The Northern State Bank Of Gonvick Branch	283 Main Street	Gonvick	MN
The First State Bank of Red Wing The First State Bank Of Red Wing Branch	3209 South Service Drive	Red Wing	MN
New Market Bank New Market Bank Branch	461 Main Street	Elko New Market	MN
Merchants Bank, National Association Hampton Branch	23280 Main Street	Hampton	MN
Marshall County State Bank Marshall County State Bank Branch	118 East Minnesota Avenue	Newfolden	MN
Northern State Bank of Thief River Falls Northern State Bank Of Thief River F Branch	201 East Third Street	Thief River Falls	MN
First Resource Bank First Resource Bank Branch	7449 Village Drive	Lino Lakes	MN
Citizens Community Federal National Association Minnesota Lake Branch	104 Main Street	Minnesota Lake	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
First Farmers & Merchants State Bank First Farmers & Merchants State Bank Branch	106 W Main St	Brownsdale	MN
First Security Bank - Sleepy Eye Benson Branch	215 13th Street, South	Benson	MN
Merchants Bank, National Association Hampton Branch	23280 Main Street	Hampton	MN
BNC National Bank Bnc Minneapolis Branch	650 Douglas Drive	Golden Valley	MN
United Prairie Bank United Prairie Bank - Owatonna Branc Branch	110 West Rose Street	Owatonna	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
First Security Bank - Canby First Security Bank - Canby. Branch	102 St. Olaf Avenue North	Canby	MN
The State Bank of Faribault The State Bank Of Faribault Branch	428 Central Avenue	Faribault	MN
Merchants Bank, National Association Hampton Branch	23280 Main Street	Hampton	MN
United Prairie Bank United Prairie Bank - Owatonna Branc Branch	110 West Rose Street	Owatonna	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
First Farmers & Merchants National Bank First Farmers & Merchants National B Branch	303 East Main Street	Luverne	MN
Merchants Bank, National Association Hampton Branch	23280 Main Street	Hampton	MN
Old National Bank Farmington Branch	324 Oak Street	Farmington	MN
Premier Bank Premier Bank Branch	2866 White Bear Avenue	Maplewood	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
U.S. Bank National Association University Of Minnesota Branch	718 Washington Avenue, S.E.	Minneapolis	MN
Premier Bank Minnesota Premier Bank Minnesota Branch	316 Oak Street	Farmington	MN
BankCherokee Bankcherokee Branch	607 South Smith Avenue	Saint Paul	MN
U.S. Bank National Association University Of Minnesota Branch	718 Washington Avenue, S.E.	Minneapolis	MN
Sterling State Bank Sterling State Bank Branch	1419 1st Avenue Southwest	Austin	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
Bank of America, National Association Bank Of America, National Association Branch	80 S 8th St. Suite 3500	Minneapolis	MN
Frandsen Bank & Trust Clinton State Bank Branch	Main St. & Ushy 75	Clinton	MN
Associated Bank, National Association Red Wing Branch	222 Bush Street	Red Wing	MN

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PRODUCT INFORMATION

Five Year CDs - Branch Banks 2025

Five-year CDs are the big kahuna of the CD world. While banks may offer six-year, seven-year, or even 10-year CDs, the five-year is the longest of the most commonly offered terms. The 5-year CD is therefore often the highest offer at your local bank. Therefore, the temptation for those looking for yield is to open one, deposit money, and forget about it for five years. This could be a mistake. In rising rate environments a five-year CD may not be a good investment.

Safety

Like every other CD term, five year CDs from FDIC insured banks are protected up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure.

Inflation

The principle threat to a a five year CD is inflation. If the CD is opened in a low rate environment, and rates and inflation subsequently rise, then inflation will erode the value of the certificate of deposit over its five years. For example, if a depositor opened a five year CD in year 1 with a yield of 2.05% APY and inflation at 1.5%, then the real return is .55 percentage points. But if inflation rises the next year to 2.5% and stays there for the next four years, then the CD in real terms is losing money every year: 2.05% - 2.5% = -.45%.

While it is impossible for anyone to predict too far into the future, savers should be cognizant of the economic environment before locking up money for a five year time-period. Our rate analysis page provides some insight into where we think rates will go.

On the other hand, if rates are falling and will continue to do so for some time due to an economic recession then it makes sense to lock in a higher rate with a five year CD. Savers who opened five year CDs in 2008 immediately after the financial crisis were able to lock in rates in the 6% range, a great move considering two years later a five year CD paid below 3%.

Interest

Five-year CDs currently pay about 1.00% more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years.

Opening a Five Year CD

Opening a five year CD in a branch is relatively easy and similar to every other CD term. Most banks require the customer be a resident of the United States and most branch-based banks ask that the account be opened in the bank. Funding can be performed by transferring money that is already located at that bank or by check or ACH transfer from another bank. The CD can be opened that day and the rate locked.

With longer term CDs, savers should make sure they put a record of the CD in a safe place and that if they move, they forward their new address to the bank. In cases where the bank cannot find the CD holder, the bank may hand the funds over to a state authority as a lost deposit, and it will require onerous paperwork to reclaim the money.

ADVANTAGES AND DISADVANTAGES OF FIVE YEAR CDs

Advantages of five year CDs

5 year CDs provide the highest rate of the common CD terms.
The return is fixed for five years, which is an advantage in a flat or falling rate environment.

Disadvantages of five year CDs

The money is locked away for five years and cannot be withdrawn without a substantial penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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Eagan, Minnesota CD Rates – 5-Year

Branches Info around zip 10007

PRODUCT INFORMATION

Five Year CDs - Branch Banks 2025

Safety

Inflation

Interest

Opening a Five Year CD

ADVANTAGES AND DISADVANTAGES OF FIVE YEAR CDs

Advantages of five year CDs

Disadvantages of five year CDs

SAVINGS & CD CALCULATOR

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CD Products by City in Minnesota

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