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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Livermore
Below are the best six-month CD Rates from banks with branches in Livermore, California . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.
Livermore, CA - August 9, 2025
6 Month CD National Average : 0.41% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.75% 0.05% |
$2,500 $1 |
18.80 |
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Rate History: 5.25% → 5.00% → 4.75% |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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4.40% |
$10,000 |
- |
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Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40% |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.35% |
$1,000 |
- |
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Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35% |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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4.35% |
$25,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.20% |
$1,000 |
24.48 |
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Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20% |
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4.20% |
$1,000 |
15.06 |
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Rate History: 3.03% → 5.00% → 4.00% → 4.20% |
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4.15% |
$2,500 |
- |
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Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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4.00% |
$1,000 |
23.73 |
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Warning: Early withdrawal penalty is 3.00%. |
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denied_soft_credit_pull | Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More |
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3.75% 0.05% |
$2,500 $1,000,000 |
18.35 |
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Rate History: 4.00% → 3.75% → 3.60% → 4.00% → 3.75% |
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3.61% |
$10,000 |
24.67 |
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Rate History: 4.07% → 3.61% |
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3.00% |
$0 |
- |
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Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00% |
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Jenny Kingston | Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More |
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2.25% |
$0 |
18.57 |
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Rate History: 3.75% → 3.50% → 3.25% → 3.00% → 2.25% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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1.01% |
$10,000 |
19.08 |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$1,000 |
24.40 |
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Rate History: 4.26% → 4.25% → 1.00% |
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0.40% |
$100,000 |
21.00 |
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0.35% |
$100,000 |
24.81 |
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0.25% |
$100,000 |
24.10 |
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0.25% |
$100,000 |
23.66 |
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0.25% |
$10,000 |
24.81 |
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0.20% |
$1,000 |
- |
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.20% |
$10,000 |
23.66 |
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0.20% |
$10,000 |
21.00 |
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0.20% |
$10,000 |
24.10 |
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0.15% |
$10,000 |
- |
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.15% |
$100,000 |
24.76 |
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0.10% 0.05% |
$1 $0 |
24.23 |
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.10% |
$10,000 |
17.09 |
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0.10% |
$10,000 |
22.33 |
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0.10% |
$100,000 |
18.38 |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.09% |
$100,000 |
24.49 |
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scott | Mar 9, 2021 the worst bank I've ever dealt with in my 72 years Read More |
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0.06% |
$10,000 |
24.49 |
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scott | Mar 9, 2021 the worst bank I've ever dealt with in my 72 years Read More |
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0.05% |
$10,000 |
24.76 |
Learn More
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0.05% |
$10,000 |
18.38 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.03% |
$10,000 |
13.27 |
Learn More
|
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| Branch | Street | City | State |
|---|---|---|---|
|
Comerica Bank Hayward Banking Center Branch |
858 B Street | Hayward | CA |
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Monet Bank Walnut Creek Branch |
1631 North California Blvd | Walnut Creek | CA |
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State Bank of India (California) State Bank Of India (California) - F Branch |
39148 Paseo Padre Parkway | Fremont | CA |
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Poppy Bank Walnut Creek Branch |
1940 Tice Valley Boulevard | Walnut Creek | CA |
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Fremont Bank Castro Valley Branch |
3549 Castro Valley Boulevard | Castro Valley | CA |
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City National Bank Walnut Creek Banking Office Branch |
2001 North Main Street | Walnut Creek | CA |
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Citibank, National Association Hayward Branch |
22548 Second Street | Hayward | CA |
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JPMorgan Chase Bank, National Association Jackson And Amador Branch |
255 W Jackson St | Hayward | CA |
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First Bank Walnut Creek Branch |
1700 N Broadway, Suite 100 | Walnut Creek | CA |
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Bank of Stockton Lone Tree Way Branch |
6590 Lone Tree Way | Brentwood | CA |
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Hanmi Bank Silicon Valley Branch |
2765 El Camino Real | Santa Clara | CA |
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Western Alliance Bank San Jose Branch |
55 Almaden Blvd | San Jose | CA |
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Metropolitan Bank San Jose Branch |
1816 Tully Road, No. 192 | San Jose | CA |
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Hanmi Bank Silicon Valley Branch |
2765 El Camino Real | Santa Clara | CA |
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Metropolitan Bank San Jose Branch |
1816 Tully Road, No. 192 | San Jose | CA |
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Bank of Stockton Lone Tree Way Branch |
6590 Lone Tree Way | Brentwood | CA |
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Western Alliance Bank San Jose Branch |
55 Almaden Blvd | San Jose | CA |
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Heritage Bank of Commerce Walnut Creek Branch |
101 Ygnacio Valley Road | Walnut Creek | CA |
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Umpqua Bank Walnut Creek Commercial Banking Cent Branch |
1333 N California Blvd, Suite Sl30 | Walnut Creek | CA |
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Oak Valley Community Bank Tracy Branch |
1034 North Central Avenue | Tracy | CA |
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SMBC MANUBANK San Jose Branch |
100 Century Center Court, Suite 205 | San Jose | CA |
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East West Bank Newark Branch |
35233 Newark Boulevard, Suite E | Newark | CA |
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Westamerica Bank Walnut Creek Branch |
1676 North California Blvd., #p-120 | Walnut Creek | CA |
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Westamerica Bank Walnut Creek Branch |
1676 North California Blvd., #p-120 | Walnut Creek | CA |
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Fremont Bank Castro Valley Branch |
3549 Castro Valley Boulevard | Castro Valley | CA |
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Comerica Bank Hayward Banking Center Branch |
858 B Street | Hayward | CA |
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Umpqua Bank Walnut Creek Commercial Banking Cent Branch |
1333 N California Blvd, Suite Sl30 | Walnut Creek | CA |
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Heritage Bank of Commerce Walnut Creek Branch |
101 Ygnacio Valley Road | Walnut Creek | CA |
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East West Bank Newark Branch |
35233 Newark Boulevard, Suite E | Newark | CA |
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California Pacific Bank Fremont Branch |
194 Francisco Lane, Suite 100 | Fremont | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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