Missouri

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Arnold, Missouri CD Rates – 6-Month

You are viewing rates from banks across Arnold





Below are the best six-month CD Rates from banks with branches in Arnold, Missouri . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Arnold, MO - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.55% → 1.80%

| Feb 2, 2021

This bank's site shows the 15 mo rate at .45% Read More

Rate History: 1.20% → 1.70% → 1.20% → 4.50% → 1.20%

| Apr 20, 2023

This is a true blue community bank. When you call you get people that are able to take action and make decisions. Customer service is number 1. Works great for CDs. They have a nice stand alone buildin... Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.60%

$10,000

11.98

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0.55%

$100,000

16.22

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0.45%

$10,000

13.84

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0.45%

$10,000

16.22

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0.40%

$10,000

14.92

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| Aug 14, 2020

At your Rock Hill location, I feel you are not committed to the safety of your customers as you say on your web site. Why aren't your employees wearing masks? Why do they let patrons enter without a mask... Read More

0.35%

$10,000

15.70

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| Aug 31, 2018

Awesome bank...great rates, no on line access only paper quarterly statements Read More

0.30%

$10,000

10.84

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0.27%

$100,000

15.63

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0.26%

$10,000

14.41

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| Feb 4, 2020

Academy was great helping me open a new account Read More

| Jul 6, 2021

The staff at Midwest BankCentre is exceptional at making you feel like you belong to an institution much higher than simply a place to keep your money and bank. They really focus on making you feel like f... Read More

0.25%

$1,000

18.21

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0.25%

$10,000

20.80

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0.25%

$100,000

15.70

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0.25%

$10,000

14.28

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0.23%

$10,000

15.63

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.20%

$10,000

15.70

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.10%

$10,000

19.46

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0.10%

$10,000

12.61

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0.05%

$10,000

8.49

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0.05%

$10,000

14.47

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Arnold, MO - August 2, 2025


Branch Street City State
Simmons Bank
Crestwood Branch
9945 Watson Road Saint Louis MO
Bank of America, National Association
Bank Of America, National Association Branch
211 West St. Louis Street Pacific MO
Wells Fargo Bank, National Association
Saint Louis Trust Office Branch
1 North Jefferson Avenue Saint Louis MO
FCB Banks
Tesson Ferry Road Branch
12000 Tesson Ferry Road Saint Louis MO
Paramount Bank
Paramount Bank Branch
90 Village Square Shopping Center Hazelwood MO
Sterling Bank
Chesterfield Branch
16100 Swingley Ridge Road Chesterfield MO
Bloomsdale Bank
Bank Of Bloomsdale Branch
100 South Scenic Drive Herculaneum MO
St. Louis Bank
St. Louis Bank Branch
14323 S. Outer 40 Rd Town And Country MO
Farmers and Merchants Bank of St. Clair
Eureka Branch
619 Stockell Drive Eureka MO
St. Louis Bank
St. Louis Bank Branch
14323 S. Outer 40 Rd Town And Country MO
Ozarks Federal Savings and Loan Association
643 North Creek Drive Branch
643 North Creek Drive Festus MO
American Bank of Freedom
Rock Hill Branch
9800 Manchester Road Saint Louis MO
Stifel Bank
The Business Bank Of Saint Louis Branch
8000 Maryland Avenue Clayton MO
Midwest Regional Bank
Midwest Regional Bank Branch
363 Festus Centre Drive Festus MO
Town & Country Bank
Pevely Bank Branch
1645 Old State Road South Pevely MO
Peoples National Bank , N.A.
Clayton Branch
101 South Hanley Road Saint Louis MO
FCNB Bank
Eureka Branch
450 Meramec Boulevard Eureka MO
Academy Bank, National Association
Chesterfield Wal-Mart Branch # 88
100 Thf Blvd Chesterfield MO
Midwest BankCentre
Midwest Bankcentre Branch
16024 Manchester Road Ellisville MO
SULLIVAN BANK
Fidelity Mortgage Corporation Branch
16141 Swingley Ridge Road, Suite 201 Chesterfield MO
Commercial Bank
Chesterfield Branch
703 Long Road Crossing Drive Chesterfield MO
Parkside Financial Bank & Trust
Parkside Financial Bank & Trust Branch
8112 Maryland Avenue, Suite 101 Clayton MO
Triad Bank
Triad Bank Branch
10375 Clayton Road Frontenac MO
Peoples National Bank , N.A.
Clayton Branch
101 South Hanley Road Saint Louis MO
CIBC Bank USA
Chesterfield Branch
500 Chesterfield Center Drive Chesterfield MO
Parkside Financial Bank & Trust
Parkside Financial Bank & Trust Branch
8112 Maryland Avenue, Suite 101 Clayton MO
CIBC Bank USA
Chesterfield Branch
500 Chesterfield Center Drive Chesterfield MO
First State Bank of St. Charles, Missouri
Chesterfield Facility Branch
17050 Baxter Road, Suite 100 Chesterfield MO
Edward Jones Trust Company
Edward Jones Trust Company Branch
12555 Manchester Road Saint Louis MO
Cass Commercial Bank
Rudder Road Branch
1671 Larkin Williams Road Fenton MO
Banterra Bank
Banterra Bank Branch
9900 Clayton Road, Suite E Saint Louis MO


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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