Nevada

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Las Vegas, Nevada CD Rates – 6-Month

You are viewing rates from banks across Las Vegas





Below are the best six-month CD Rates from banks with branches in Las Vegas, Nevada . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Las Vegas, NV - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.07% → 3.61%

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.60%

$100,000

10.14

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0.50%

$10,000

10.14

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0.35%

$100,000

10.50

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0.35%

$100,000

9.63

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0.35%

$10,000

10.11

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0.30%

$1,000

10.50

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0.30%

$100,000

6.25

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0.25%

$100,000

9.93

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0.25%

$10,000

10.40

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0.25%

$10,000

6.25

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

9.93

Learn More

| Jun 28, 2017

showmefivethousanddollars Read More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.20%

$10,000

9.63

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

Rate History: 0.15% → 0.15%

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

0.10%

$1,000

7.83

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0.10%

$10,000

4.54

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Las Vegas, NV - August 2, 2025


Branch Street City State
Beal Bank USA
Beal Bank Usa Branch
1970 Village Center Circle, Ste 1 Las Vegas NV
Bank of America, National Association
Red Rock Branch
11710 W Charleston Blvd., Suite 110 Las Vegas NV
City National Bank
Summerlin Branch
10801 West Charleston Boulevard Las Vegas NV
Zions Bank
Mountains Edge Branch
9305 South Cimmaron Road Las Vegas NV
Citibank, National Association
The Lakes Branch
8701 West Sahara Avenue Las Vegas NV
Wells Fargo Bank, National Association
West Charleston & Desert Foothills B Branch
11730 West Charleston Boulevard Las Vegas NV
JPMorgan Chase Bank, National Association
Hualapai Commons Branch
9911 W Charleston Blvd., Suite 1 Las Vegas NV
Town & Country Bank
West Charleston Boulevard Branch
10200 West Charleston Boulevard Las Vegas NV
Town & Country Bank
West Charleston Boulevard Branch
10200 West Charleston Boulevard Las Vegas NV
GBank
Bank Of George Branch
9115 West Russell Road Las Vegas NV
GenuBank
Lake Mead Branch
9436 West Lake Mead Boulevard, Suite 3 Las Vegas NV
Meadows Bank
Meadows Bank Branch
8912 Spanish Ridge Avenue, Suite 100 Las Vegas NV
GBank
Bank Of George Branch
9115 West Russell Road Las Vegas NV
American First National Bank
Las Vegas Sahara Branch
6822 W. Sahara Ave Las Vegas NV
Cathay Bank
Las Vegas Branch
6110 Spring Mountain Road Las Vegas NV
Western Alliance Bank
Hualapai Branch
1115 S. Hualapai Way Las Vegas NV
First Security Bank of Nevada
First Security Bank Of Nevada Branch
9130 West Russell Road, Suite 300 Las Vegas NV
American First National Bank
Las Vegas Sahara Branch
6822 W. Sahara Ave Las Vegas NV
Western Alliance Bank
Hualapai Branch
1115 S. Hualapai Way Las Vegas NV
First Savings Bank
First Savings Bank Branch
2605 E. Flamingo Rd Las Vegas NV
Armed Forces Bank, National Association
Nellis Air Force Base Branch
4325 North Washington Boulevard Nellis Air Force Base NV
GenuBank
Lake Mead Branch
9436 West Lake Mead Boulevard, Suite 3 Las Vegas NV
Washington Federal Bank
Summerlin Branch
9340 Sun City Blvd #103 Las Vegas NV
Valley Bank of Nevada
Valley Bank Of Nevada Branch
6385 Simmons Street North Las Vegas NV
Royal Business Bank
Nevada Branch
3919 Spring Mountain Road Las Vegas NV
U.S. Bank National Association
Hualapai Branch
3330 South Hualapai Way, Suite 100 Las Vegas NV


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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