Oklahoma

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Skiatook, Oklahoma CD Rates – 6-Month

You are viewing rates from banks across Skiatook





Below are the best six-month CD Rates from banks with branches in Skiatook, Oklahoma . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Skiatook, OK - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.60% → 5.05% → 4.80%

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.35% → 4.25%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.75% → 4.40% → 4.25% → 4.00% → 3.75%

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Aug 1, 2019

Who is the owner now this day. Read More

0.60%

$10,000

1.37

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0.50%

$10,000

21.25

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0.50%

$10,000

24.01

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| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.50%

$10,000

22.51

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0.50%

$100,000

20.60

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| Jun 27, 2022

It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More

0.45%

$10,000

20.87

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

20.60

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0.40%

$10,000

18.92

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0.40%

$10,000

22.14

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0.35%

$100,000

19.48

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| Apr 22, 2022

I am considering finding another bank to do business with Read More

| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.31%

$10,000

2.09

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0.30%

$250

20.92

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| Aug 1, 2019

Who is the owner now this day. Read More

0.30%

$10,000

17.63

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0.25%

$1,000

20.43

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Apr 22, 2022

I am considering finding another bank to do business with Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

19.48

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0.17%

$10,000

21.48

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.15%

$10,000

24.42

Learn More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.05%

$10,000

22.19

Learn More

0.05%

$10,000

17.69

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Skiatook, OK - August 1, 2025


Branch Street City State
Arvest Bank
Wal-Mart Super Center Branch
220 South Highway 97 Sand Springs OK
Arvest Bank
Wal-Mart Super Center Branch
220 South Highway 97 Sand Springs OK
Gateway First Bank
Jenks Branch
244 South Gateway Place Jenks OK
First Oklahoma Bank
Midtown Branch
4106 S. Rockford Avenue Tulsa OK
RCB Bank
Skiatook Branch
1001 West Rogers Skiatook OK
Bank of America, National Association
North Pointe Branch
205 East Pine Street Tulsa OK
BOKF, National Association
Sand Springs Branch
401 East Broadway Sand Springs OK
JPMorgan Chase Bank, National Association
Boston And 4th Branch
321 S Boston Tulsa OK
Armstrong Bank
Bartlesville Branch
1701 Se Washington Boulevard Bartlesville OK
Oklahoma Capital Bank
1602 West Rogers Boulevard Branch
1602 West Rogers Boulevard Skiatook OK
The City National Bank and Trust Company of Lawton, Oklahoma
The City National Bank And Trust Company Of Lawton, Oklahoma Branch
5800 South Lewis Avenue, Suite 159 Tulsa OK
NBC OKLAHOMA
Tulsa Branch
8120 S. Yale Avenue Tulsa OK
American Bank of Oklahoma
Skiatook Branch
1525 West Rogers Boulevard Skiatook OK
Security Bank
Security Bank Branch
10727 East 51st Street South Tulsa OK
American Bank and Trust Company
American Bank And Trust Company Branch
6060 American Plaza Tulsa OK
Regent Bank
Regent Bank Branch
105 N Maple Street Nowata OK
Grand Bank
Grand Bank Branch
4200 East Skelly Drive Tulsa OK
Prosperity Bank
Utica Tower Branch
1924 South Utica Tulsa OK
American Bank and Trust Company
American Bank And Trust Company Branch
6060 American Plaza Tulsa OK
1st Bank in Hominy
1st Bank In Hominy Branch
117 North Price Hominy OK
SpiritBank
71st Street Branch
3800 West 71st Street South Tulsa OK
International Bank of Commerce
Sand Springs South Branch
3973 Highway 97 Sand Springs OK
AVB Bank
Mingo Branch
9810 East 51st Street Tulsa OK
American Bank of Oklahoma
Skiatook Branch
1525 West Rogers Boulevard Skiatook OK
The Exchange Bank
The Exchange Bank Branch
300 West Rogers Skiatook OK
Great Southern Bank
Great Southern Bank Branch
4200 East Skelly Drive, Suite 900 Tulsa OK
Armstrong Bank
Bartlesville Branch
1701 Se Washington Boulevard Bartlesville OK
Vast Bank, National Association
Utica Square Branch
2030 East 21st Tulsa OK
Stride Bank, National Association
Tulsa Branch
8811 S Yale Ave. Tulsa OK
MidFirst Bank
43rd & Peoria Branch
4255 South Peoria Ave Tulsa OK
First Fidelity Bank
Tulsa Branch
30 West 21st Street South Tulsa OK
UMB Bank, National Association
South Boulder Branch
1437 South Boulder Tulsa OK
AVB Bank
Mingo Branch
9810 East 51st Street Tulsa OK
Prosperity Bank
Utica Tower Branch
1924 South Utica Tulsa OK
BancFirst
West 41st Street Branch
102 West 41st Street Sand Springs OK
International Bank of Commerce
Sand Springs South Branch
3973 Highway 97 Sand Springs OK
Triad Bank, National Association
Souther Hills Branch
5951 S Lewis Tulsa OK
Equity Bank
Tulsa Branch
9292 South Delaware Ave Tulsa OK
BancFirst
West 41st Street Branch
102 West 41st Street Sand Springs OK
The First National Bank and Trust Company of Broken Arrow
North Aspen Branch
2100 North Aspen Broken Arrow OK
BancFirst
West 41st Street Branch
102 West 41st Street Sand Springs OK
Bank of Commerce
6655 South Lewis Avenue Branch
6655 South Lewis Avenue, Suite 150 Tulsa OK
Commerce Bank
Tulsa Branch
2054 Utica Sq Tulsa OK


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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