Texas

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Denton, Texas CD Rates – 6-Month

You are viewing rates from banks across Denton





Below are the best six-month CD Rates from banks with branches in Denton, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Denton, TX - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 0.01% → 4.50%

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.92% → 4.05%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.07% → 3.71% → 3.51% → 3.35%

Rate History: 4.60% → 4.47% → 4.01% → 4.06% → 3.25%

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.70%

$10,000

0.85

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

0.50%

$10,000

19.74

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0.50%

$10,000

1.52

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.38%

$100,000

23.45

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0.35%

$100,000

20.30

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0.35%

$10,000

20.35

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0.35%

$10,000

16.06

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| Mar 6, 2021

My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More

0.30%

$10,000

13.58

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0.30%

$100,000

23.68

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0.30%

$10,000

2.96

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0.30%

$100,000

20.34

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0.30%

$10,000

18.21

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$100,000

19.47

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0.25%

$10,000

20.30

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| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

0.25%

$100,000

23.27

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$10,000

22.78

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0.25%

$10,000

8.86

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0.25%

$10,000

23.68

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0.25%

$10,000

20.34

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0.25%

$10,000

23.44

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0.23%

$10,000

23.45

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$1,000

19.30

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0.20%

$10,000

19.47

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0.20%

$10,000

20.21

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0.20%

$10,000

23.27

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| Mar 16, 2020

What is the current 30 year mortgage rate? Read More

0.20%

$10,000

2.61

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$10,000

19.82

Learn More

| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

Rate History: 0.15% → 0.15%

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

0.10%

$10,000

16.72

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0.10%

$10,000

5.52

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| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Denton, TX - August 1, 2025


Branch Street City State
Simmons Bank
Grapevine Branch
2050 Hall Johnson Road Grapevine TX
Comerica Bank
Coppell Branch
128 N Denton Tap Road Coppell TX
Frost Bank
Keller Branch
1240 Keller Parkway, Suite 100 Keller TX
Regions Bank
Keller Branch
521 Keller Parkway Keller TX
Finworth, a division of InsBank
Keller Branch
600 Keller Parkway Keller TX
Frost Bank
Keller Branch
1240 Keller Parkway, Suite 100 Keller TX
Regions Bank
Keller Branch
521 Keller Parkway Keller TX
Monet Bank
Beal Bank, Ssb Branch
6000 Legacy Drive Plano TX
Texas Capital Bank
Midway Branch
14131 Midway Road, Suite 100 Addison TX
Capital One, National Association
North Tarrant And Quail Valley Branc Branch
5721 North Tarrant Parkway Fort Worth TX
Bank of America, National Association
Beach & Tarrant Branch
8500 North Beach Street Fort Worth TX
Texas Bank
Frisco Branch
7700 Main Street Frisco TX
Southside Bank
Watauga Branch
8024 Denton Highway Watauga TX
Zions Bank
North Irving Branch
8665 Cypress Waters Blvd. Irving TX
First Financial Bank
Keller Branch
891 Keller Parkway, Suite 100 Keller TX
Woodforest National Bank
0733 Beach Wal-Mart Branch
8520 Beach Street Keller TX
Southside Bank
Watauga Branch
8024 Denton Highway Watauga TX
BOKF, National Association
Heritage Trace Parkway Branch
3200 Heritage Trace Parkway Fort Worth TX
Wells Fargo Bank, National Association
Rhome Branch
101 Highway 287 North Rhome TX
Ciera Bank
Denton Branch
321 W. Oak St. Denton TX
Bank 7
Dallas Branch
5080 Spectrum Drive, Ste. 123w Addison TX
First National Bank
First National Bank Mortgage Branch
402 North Carroll Southlake TX
First Guaranty Bank
Denton Branch
2209 W. University Drive Denton TX
Prosperity Bank
Keller Branch
217 North Main Street Keller TX
Southwestern National Bank
Plano Branch
2304 Coit Road, Suite #600 Plano TX
Hanmi Bank
Carrollton Branch
2625 Old Denton Road, Suite 100 Carrollton TX
Pinnacle Bank
Rhome Branch
800 South Us Hwy 287, Suite A Rhome TX
Commercial Bank of Texas, National Association
Lewisville Banking Center Branch
201 South Mill Street Lewisville TX
Liberty Capital Bank
Liberty Capital Bank Branch
5055 Keller Springs Road, Suite 120 Addison TX
American National Bank & Trust
Flower Mound Branch
1201 Cross Timbers Road Flower Mound TX
North Dallas Bank & Trust Co.
Irving Branch
7660 North Macarthur Boulevard Irving TX
Guaranty Bank & Trust, N.A.
Denton Main Branch
1100 Dallas Drive Denton TX
American First National Bank
American First National Bank-Carroll Branch
2625 Old Denton Rd, Suite 552 Carrollton TX
Texas Bank and Trust Company
Texas Bank And Trust Company Branch
2801 Network Boulevard Frisco TX
Prosperity Bank
Keller Branch
217 North Main Street Keller TX
Cathay Bank
Cathay Bank Branch
4100 Legacy Drive Suite 403 Plano TX
Benchmark Bank
Benchmark Bank Branch
5700 Legacy Drive Suite 10 Plano TX
Hanmi Bank
Carrollton Branch
2625 Old Denton Road, Suite 100 Carrollton TX
InterBank
Hbank Texas Branch
4501 William D. Tate Ave. Grapevine TX
First National Bank Texas
Haslet Banking Center - Rc 515 Branc Branch
2401 Avondale Haslet Rd Haslet TX
Prosperity Bank
Keller Branch
217 North Main Street Keller TX
PlainsCapital Bank
Pcb Colleyville Branch
6100 Colleyville Blvd., Suite 170 Colleyville TX
Bank of the West
Ponder Texas Branch
301 North Highway 156 Ponder TX
North Dallas Bank & Trust Co.
Irving Branch
7660 North Macarthur Boulevard Irving TX
American First National Bank
American First National Bank-Carroll Branch
2625 Old Denton Rd, Suite 552 Carrollton TX
Texas Security Bank
Metrocrest Branch
3212 Belt Line Road Farmers Branch TX
Southwestern National Bank
Plano Branch
2304 Coit Road, Suite #600 Plano TX
Texas Republic Bank, National Association
Texas Republic Bank, National Association Branch
2595 Preston Rd, Bldg 100 Frisco TX
Benchmark Bank
Benchmark Bank Branch
5700 Legacy Drive Suite 10 Plano TX
City Bank
Plano Branch
7800 Preston Road Plano TX
First National Bank Texas
Haslet Banking Center - Rc 515 Branc Branch
2401 Avondale Haslet Rd Haslet TX
Colonial Savings, F.A.
North Beach Branch
10860 North Beach Fort Worth TX
Inwood National Bank
Denton Branch
2220 San Jacinto Blvd Denton TX
UMB Bank, National Association
Denton Branch
1013 W University Drive Denton TX
Veritex Community Bank
Southlake Branch
2438 East Southlake Boulevard Southlake TX
Origin Bank
Las Colinas Banking Center Branch
7720 North Macarthur Boulevard Irving TX
Washington Federal Bank
Denton Branch
3100 Wind River Lane Denton TX
First State Bank
Roanoke Branch
2211b South Oak Street Roanoke TX
First United Bank and Trust Company
Krum Branch
960 East Mccart Street Krum TX
Comerica Bank
Coppell Branch
128 N Denton Tap Road Coppell TX
Bank OZK
Keller Branch
600 Keller Parkway Keller TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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