Texas

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Kyle, Texas CD Rates – 6-Month

You are viewing rates from banks across Kyle





Below are the best six-month CD Rates from banks with branches in Kyle, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Kyle, TX - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 0.01% → 4.50%

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.92% → 4.05%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.60% → 4.47% → 4.01% → 4.06% → 3.25%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.75%

$100,000

23.42

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

0.65%

$1,000

23.42

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0.65%

$10,000

10.90

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0.62%

$10,000

19.24

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0.60%

$10,000

16.47

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0.60%

$100,000

19.24

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0.60%

$100,000

0.88

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

0.50%

$10,000

0.88

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.35%

$100,000

24.35

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0.35%

$100,000

14.56

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0.35%

$100,000

11.24

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0.35%

$100,000

19.49

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0.30%

$10,000

19.61

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0.30%

$100,000

19.39

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$1,000

19.39

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0.25%

$100,000

20.48

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0.25%

$10,000

24.87

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0.25%

$10,000

14.56

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0.25%

$100,000

1.43

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

0.25%

$1,000

24.35

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0.25%

$10,000

19.49

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

20.48

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0.20%

$10,000

1.43

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0.20%

$10,000

11.24

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

21.91

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| Oct 7, 2019

Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More

0.10%

$10,000

24.84

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| Sep 27, 2023

They take excellent care of their customers. Wish they had more branches. I appreciate they are so involved in their respective communities. Read More

0.10%

$10,000

24.54

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| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Jul 3, 2024

have been a customer of Broadway National Bank's Wealth Management Division for over 30 years (since 1990), but my recent experiences have been deeply troubling. Following the retirement of my previous tru... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Kyle, TX - August 2, 2025


Branch Street City State
Comerica Bank
Westlake-Bee Cave Rd. Branch
3801 Bee Cave Rd. West Lake Hills TX
Regions Bank
Regions Bank Branch
11500 Bee Caves Road Austin TX
Finworth, a division of InsBank
Austin, Texas Loan Production Office Branch
111 Congress Avenue, Suite 400 Austin TX
Regions Bank
Regions Bank Branch
11500 Bee Caves Road Austin TX
Texas Capital Bank
Texas Capital Bank, National Association Branch
3813 Bee Caves Road Austin TX
Capital One, National Association
William Cannon Branch
4301 W William Cannon Drive Austin TX
Southside Bank
West Lake Hills Branch
1250 South Capital Of Texas Highway, Bldg 1, Suite 101 West Lake Hills TX
Woodforest National Bank
0664 Austin Texas Branch
5017 West Us Highway 290 Austin TX
Southside Bank
West Lake Hills Branch
1250 South Capital Of Texas Highway, Bldg 1, Suite 101 West Lake Hills TX
Wells Fargo Bank, National Association
Canyon Lake Branch
1121 Fm 2673 Canyon Lake TX
SouthStar Bank, S.S.B.
Falconhead Branch
3490 Ranch Road 620 South Bee Cave TX
TrustTexas Bank, SSB
New Braunfels Branch
2085 Central Plaza New Braunfels TX
SouthStar Bank, S.S.B.
Falconhead Branch
3490 Ranch Road 620 South Bee Cave TX
Schertz Bank & Trust
San Marcos Branch
2202 Hunter Road San Marcos TX
R Bank
Westlake Branch
3103 Bee Caves Rd., Sutie 110 Rollingwood TX
American Bank of Commerce
American Bank Of Commerce Branch
2201 West Ben White Blvd. Austin TX
R Bank
Westlake Branch
3103 Bee Caves Rd., Sutie 110 Rollingwood TX
First-Lockhart National Bank
Kyle Branch
800 West Farm To Market 150 Kyle TX
TrustTexas Bank, SSB
New Braunfels Branch
2085 Central Plaza New Braunfels TX
First-Lockhart National Bank
Kyle Branch
800 West Farm To Market 150 Kyle TX
Prosperity Bank
Canyon Lake Branch
1805 Fm 2673 Canyon Lake TX
Citizens State Bank of Luling
Citizens State Bank Of Luling Branch
200 South Magnolia Avenue Luling TX
Hanmi Bank
Austin Branch
5816 North Ih-35 Austin TX
International Bank of Commerce
San Marcos Branch
1081 Wonderworld Drive San Marcos TX
American Bank, National Association
Austin Westlake Branch
3520 Bee Caves Road, Suite 100 Austin TX
Central National Bank
Central National Bank Austin Branch
114 West 7th Street Suite 100 Austin TX
Security State Bank & Trust
Dripping Springs Branch
1500 Hwy 290 West Dripping Springs TX
Prosperity Bank
Canyon Lake Branch
1805 Fm 2673 Canyon Lake TX
Security State Bank & Trust
Dripping Springs Branch
1500 Hwy 290 West Dripping Springs TX
Benchmark Bank
Austin Branch
1901 N. Lamar Blvd Austin TX
The Moody National Bank
Austin Banking Center Branch
860 East Anderson Austin TX
Hanmi Bank
Austin Branch
5816 North Ih-35 Austin TX
First National Bank Texas
Heb - Kyle Banking Center - Rc 406 Branch
5401 South Fm 1626 Kyle TX
Prosperity Bank
Canyon Lake Branch
1805 Fm 2673 Canyon Lake TX
Texas Regional Bank
Wimberley Branch
15451 Ranch Rd 12 Wimberley TX
Citizens State Bank of Luling
Citizens State Bank Of Luling Branch
200 South Magnolia Avenue Luling TX
American Bank, National Association
Austin Westlake Branch
3520 Bee Caves Road, Suite 100 Austin TX
Benchmark Bank
Austin Branch
1901 N. Lamar Blvd Austin TX
First National Bank Texas
Heb - Kyle Banking Center - Rc 406 Branch
5401 South Fm 1626 Kyle TX
International Bank of Commerce
San Marcos Branch
1081 Wonderworld Drive San Marcos TX
Texas Regional Bank
Wimberley Branch
15451 Ranch Rd 12 Wimberley TX
NBH Bank
Austin Branch
12117 Bee Cave Road Austin TX
Falcon International Bank
Buda Office Branch
1005 N. Loop 4 Buda TX
First United Bank and Trust Company
Lakeway Branch
1913 620 South Lakeway TX
Ozona Bank
Wimberley Branch
Ranch Road 12 And River Road Wimberley TX
Anthem Bank & Trust
Lakeway Branch
2300 Lohmans Spur, Suite 180 Lakeway TX
Comerica Bank
Westlake-Bee Cave Rd. Branch
3801 Bee Cave Rd. West Lake Hills TX
Bank OZK
Austin, Texas Loan Production Office Branch
111 Congress Avenue, Suite 400 Austin TX
Broadway National Bank
Wimberley Branch
14710 Ranch Rd 12 Wimberley TX
First-Citizens Bank & Trust Company
Austin West Lake Branch
5500 Bee Cave Road West Lake Hills TX


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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