Utah

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Herriman, Utah CD Rates – 6-Month

You are viewing rates from banks across Herriman





Below are the best six-month CD Rates from banks with branches in Herriman, Utah . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Herriman, UT - July 17, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 6 months interest.
Rate History: 5.15% → 5.00% → 4.90% → 4.60% → 4.40%

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.00% → 4.90% → 4.65% → 4.50% → 4.35%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 3 months interest.
Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.50% → 3.53% → 3.84% → 3.53%

Rate History: 0.10% → 3.50%

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

Rate History: 1.00% → 2.55% → 3.85% → 3.55% → 3.35%

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More

| Apr 27, 2023

have had 3 cd accounts. all interactions with instructions for disposition of funds were never exactly enacted as discussed and requests for confirmatory emails never sent with details as terms discussed. ... Read More

0.50%

$10,000

-

Learn More

| Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More

0.35%

$10,000

-

Learn More

| Aug 3, 2017

BoU's Bountiful branch on 5th W 1st S today had a sign posted outside listing CDs at 3.00% for 12 mos and 4.75% for 60 mos. However, no one would answer or return calls at this branch and the bank's Roy br... Read More

0.30%

$100,000

-

Learn More

0.30%

$10,000

-

Learn More

0.25%

$10,000

-

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

Rate History: 0.15% → 0.15%

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Merrick Bank
Merrick Bank Branch
10705 South Jordan Gateway, Suite 200 South Jordan UT
Home Savings Bank
Home Savings Bank Branch
1455 East 2100 South Street Salt Lake City UT
Prime Alliance Bank
Prime Alliance Bank Branch
1868 South 500 West Woods Cross UT
Sallie Mae Bank
Sallie Mae Bank Branch
175 S West Temple Salt Lake City UT
Bank of America, National Association
201 South Main Street Branch
201 South Main Street Salt Lake City UT
Utah Independent Bank
Utah Independent Bank Branch
55 South State Street Salina UT
WebBank
Webbank Branch
215 South State Street, Suite 1000 Salt Lake City UT
First Utah Bank
First Utah Bank Branch
3826 South 2300 East Salt Lake City UT
Green Dot Bank DBA Bonneville Bank
Green Dot Bank Dba Bonneville Bank Branch
1675 North 200 West Provo UT
Zions Bank
Price Branch
45 South Carbon Avenue Price UT
Wells Fargo Bank, National Association
Farmington Branch
12 West State Street Farmington UT
JPMorgan Chase Bank, National Association
Park City Branch
1650 Park Avenue Park City UT
Capital Community Bank
Capital Community Bank Branch
3280 North University Avenue Provo UT
Capital Community Bank
Capital Community Bank Branch
3280 North University Avenue Provo UT
State Bank of Southern Utah
State Bank Of Southern Utah Branch
377 North Main Cedar City UT
Bank of Utah
Bank Of Utah Branch
2605 Washington Blvd Ogden UT
Central Bank
Central Bank Branch
75 North University Avenue Provo UT
Bank of Utah
Bank Of Utah Branch
2605 Washington Blvd Ogden UT
Cache Valley Bank
Ephraim Branch
2 North Main Street Ephraim UT
Grand Valley Bank
Grand Valley Bank Branch
2 South Main Street Heber City UT
Cache Valley Bank
Ephraim Branch
2 North Main Street Ephraim UT
Washington Federal Bank
Plaza Branch
405 South Main St Salt Lake City UT
Glacier Bank
120 North State St Branch
120 North State Street Morgan UT
Sunwest Bank
Sandy Loan Production Office Branch
6440 South Wasatch Blvd., Suite 270 Salt Lake City UT
Glacier Bank
120 North State St Branch
120 North State Street Morgan UT
KeyBank National Association
Kamas Branch
80 North Main Street Kamas UT
U.S. Bank National Association
Bountiful Branch
278 South 500 West Bountiful UT


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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