• Home
  • Compare Products

Compare Savings vs. CDs
Comparison of Deposit Account from SAN DIEGO COUNTY with 1.75% - November 2025


Long-Term Analysis of SAN DIEGO COUNTY with 1.75% APY and SAN DIEGO COUNTY with 1.75% APY and First Century Bank with 0.47% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    SAN DIEGO COUNTY
    1.75%
    -
    $50,000
    36 Month
    Credit Union
    2.32x (National Avg. - 0.75%)
    $2,000
     
    SCENARIO
    Year Rate
    1.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 875 613
    2 50,875 890 623
    3 51,765 906 634
    4 52,671 922 645
    5 53,593 938 657
    6 54,531 954 668
    7 55,485 971 680
    8 56,456 988 692
    9 57,444 1,005 704
    10 58,449 1,023 716
    11 59,472 1,041 729
    12 60,513 1,059 741
    13 61,572 1,078 754
    14 62,649 1,096 767
    15 63,746 1,116 781
    16 64,861 1,135 795
    17 65,996 1,155 808
    18 67,151 1,175 823
    19 68,327 1,196 837
    20 69,522 1,217 852
    TOTAL $20,739 $14,517
  • 2
    LOCAL CD
    SAN DIEGO COUNTY
    1.75%
    -
    $50,000
    60 Month
    Credit Union
    1.90x (National Avg. - 0.92%)
    $2,000
     
    SCENARIO
    Year Rate
    1.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 875 613
    2 50,875 890 623
    3 51,765 906 634
    4 52,671 922 645
    5 53,593 938 657
    6 54,531 954 668
    7 55,485 971 680
    8 56,456 988 692
    9 57,444 1,005 704
    10 58,449 1,023 716
    11 59,472 1,041 729
    12 60,513 1,059 741
    13 61,572 1,078 754
    14 62,649 1,096 767
    15 63,746 1,116 781
    16 64,861 1,135 795
    17 65,996 1,155 808
    18 67,151 1,175 823
    19 68,327 1,196 837
    20 69,522 1,217 852
    TOTAL $20,739 $14,517
  • 3
    LOCAL CD
    First Century Bank
    0.47%
    -
    $50,000
    12 Month
    Bank
    0.86x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.47%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 235 165
    2 50,235 236 165
    3 50,471 237 166
    4 50,708 238 167
    5 50,947 239 168
    6 51,186 241 168
    7 51,427 242 169
    8 51,668 243 170
    9 51,911 244 171
    10 52,155 245 172
    11 52,400 246 172
    12 52,647 247 173
    13 52,894 249 174
    14 53,143 250 175
    15 53,392 251 176
    16 53,643 252 176
    17 53,895 253 177
    18 54,149 254 178
    19 54,403 256 179
    20 54,659 257 180
    TOTAL $4,916 $3,441

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.16% on September 18.
    3 Month CD.

    Last change: ↓0.10% on October 13.

    Last change: ↓0.15% on October 13.

    Last change: ↓0.15% on November 26.

    Reddit

    Featured on:

    Copyright © 2025 BestCashCow.com, LLC. All Rights Reserved. Our Terms and Conditions. Privacy Policy + CCPA.

    Disclosure Governing Your Use of this Website | Advertising Disclosure

    Last Update on November 28, 2025

    This page was created in 0.0897 seconds.