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15-Year Fixed Conforming Mortgage

Pennsylvania 15-Year Fixed Mortgage Rates 2025

Compare Pennsylvania 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

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Pennsylvania 15-Year Fixed Conforming Mortgage

May 12, 2025
Average: 6.23% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
SimpLend Mortgage,LLC NMLS ID: 2558881 License#: 107349	5.383% 15 Yr Fixed	5.125% Fees & Points $5,434 Total 0.698 Pts: $2,234 $3,200 Fees	$2,552	Learn More See Table View
District Lending NMLS ID: 1835285	5.402% 15 Yr Fixed	5.250% Fees & Points $3,200 Total 1.000 Pts: $3,200 $0 Fees	$2,573	Learn More See Table View
Loansteady NMLS ID: 1701910	5.561% 15 Yr Fixed	5.375% Fees & Points $3,890 Total 0.750 Pts: $2,400 $1,490 Fees	$2,594	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	5.661% 15 Yr Fixed	5.375% Fees & Points $6,000 Total 0.875 Pts: $2,800 $3,200 Fees	$2,594	Learn More See Table View
Northpointe Bank NMLS ID: 447490	5.709% 15 Yr Fixed	5.500% Fees & Points $4,368 Total 0.929 Pts: $2,973 $1,395 Fees	$2,615	Learn More See Table View
GenNext.Mortgage NMLS ID: 2326098 License#: 111093	5.718% 15 Yr Fixed	5.500% Fees & Points $4,737 Total 0.870 Pts: $2,784 $1,953 Fees	$2,615	Learn More See Table View
Direct Home Lending NMLS ID: 274058	5.741% 15 Yr Fixed	5.500% Fees & Points $5,034 Total 0.920 Pts: $2,944 $2,090 Fees	$2,615	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	5.775% 15 Yr Fixed	5.625% Fees & Points $3,122 Total 0.757 Pts: $2,422 $700 Fees	$2,636	Learn More See Table View
Bison State Bank NMLS ID: 757416	5.860% 15 Yr Fixed	5.750% Fees & Points $2,278 Total 0.712 Pts: $2,278 $0 Fees	$2,658	Learn More See Table View
Sebonic NMLS ID: 66247	6.028% 15 Yr Fixed	5.875% Fees & Points $3,165 Total 0.989 Pts: $3,165 $0 Fees	$2,679	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	6.889% 15 Yr Fixed	6.750% Fees & Points $2,800 Total 0.875 Pts: $2,800 $0 Fees	$2,832	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	PenFed membership is open to everyone, including you. Fixed Rate is locked-in for the life of the loan PenFed Makes Home Ownership Affordable. Federally Insured by NCUA Military Service is NOT required for membership. Equal Housing Lender 15 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	0% down payment USDA Loan options Prequalify with 620+ credit score No PMI, save on monthly costs 96% of borrowers would recommend to friends and family 15 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Get home in 2025 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 300,000 verified 5-star reviews 15 Yr Fixed			Learn More
Neighbors Bank NMLS ID: 491986	As low as 0% down options & down payment assistance Minimum 620 credit score needed to prequalify 96% of borrowers would recommend Neighbors Bank 15 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
S&t Bank Updated 01/23/2023	5.25%	5.25% 0.88 points $0.00 fees	$2,572.91	Learn MoreShow Less See Table View
Firstrust Savings Bank Updated 10/27/2023	7.95%	5.29% 0.00 points $0.00 fees	$2,579.82	Learn MoreShow Less See Table View
Pnc Bank, National Association Updated 10/04/2022	5.66%	5.38% 0.00 points $3,210.00 fees	$2,593.49	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	5.66%	5.38% 0.77 points $0.00 fees	$2,593.49	Learn MoreShow Less See Table View
Penn Community Bank Updated 12/08/2022	5.52%	5.50% 0.00 points $0.00 fees	$2,614.67	Learn MoreShow Less See Table View
Embassy Bank For The Lehigh Valley Updated 05/09/2025	5.77%	5.51% 0.00 points $0.00 fees	$2,615.69	Learn MoreShow Less See Table View
Acnb Bank Updated 12/07/2022	5.89%	5.75% 0.00 points $0.00 fees	$2,657.31	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	6.25%	5.88% 0.95 points $0.00 fees	$2,678.78	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 09/08/2023	7.17%	5.94% 2.00 points $3,210.00 fees	$2,689.46	Learn MoreShow Less See Table View
Santander Bank, N.a. Updated 12/20/2022	6.45%	5.99% 2.00 points $6,000.00 fees	$2,698.61	Learn MoreShow Less See Table View
Citizens Updated 05/08/2023	6.11%	6.00% 0.25 points $0.00 fees	$2,700.34	Learn MoreShow Less See Table View
Pentagon Credit Union Updated 06/15/2022 Restrictions	6.04%	6.00% 0.00 points $2,784.00 fees	$2,700.34	Learn MoreShow Less See Table View
The Ephrata National Bank Updated 05/09/2025	6.08%	6.02% 0.00 points $0.00 fees	$2,703.80	Learn MoreShow Less See Table View
Northwest Bank Updated 05/26/2023	6.55%	6.06% 1.00 points $0.00 fees	$2,710.73	Learn MoreShow Less See Table View
Univest Bank And Trust Co. Updated 02/24/2023	6.08%	6.08% 0.00 points $0.00 fees	$2,714.37	Learn MoreShow Less See Table View
Peoples Security Bank And Trust Company Updated 10/11/2024	6.40%	6.10% 0.00 points $0.00 fees	$2,717.31	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.30%	6.13% 0.00 points $0.00 fees	$2,722.00	Learn MoreShow Less See Table View
Dollar Bank, Federal Savings Bank Updated 05/09/2025	5.88%	6.24% 0.00 points $0.00 fees	$2,742.01	Learn MoreShow Less See Table View
Jovia Financial Credit Union Updated 02/28/2023 Restrictions	6.42%	6.25% 0.00 points $0.00 fees	$2,743.75	Learn MoreShow Less See Table View
Union Savings Bank Updated 04/07/2023	5.81%	6.31% 0.00 points $0.00 fees	$2,754.93	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Pennsylvania 15-Year Fixed Mortgage Rates 2025

Pennsylvania 15-Year Fixed Conforming Mortgage

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