Illinois

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Illinois 15-Year Fixed Mortgage Rates 2024

Compare Illinois 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

Illinois 15-Year Fixed Conforming Mortgage

Lender APR Rate (%) Monthly
Payment?
Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
5.673% 15 Yr Fixed 5.490% Fees & Points $3,820 Total
0.975 Pts: $3,120
$700 Fees

$2,613

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.146% 15 Yr Fixed 5.990% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,699

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.292% 15 Yr Fixed 6.000% Fees & Points $6,000 Total
0.875 Pts: $2,800
$3,200 Fees

$2,701

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • 0% Down VA Loans for Veterans & Military
  • Secure preapproval quickly with 24/7 access
  • Competitively low VA rates, no PMI required
  • Over 300,000 verified 5-star reviews
15 Yr Fixed

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Wells Fargo Bank

Wells Fargo Bank

NMLS ID: 399801
  • Attention Wells Fargo customers: Special benefits and discounts available
  • Get a custom mortgage rate quote in minutes with no credit impact
  • As low as 3% down on a fixed-rate mortgage
15 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
15 Yr Fixed

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
15 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Bankfinancial, National Association


Updated 02/09/2023

4.89%

4.50%
0.00 points
$4,228.00 fees

$2,447.98


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Pnc Bank, National Association


Updated 10/04/2022

5.66%

5.38%
0.00 points
$3,210.00 fees

$2,593.49


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U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Bank Of America, National Association


Updated 05/07/2023

6.25%

5.88%
0.95 points
$0.00 fees

$2,678.78


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Mufg Union Bank, National Association


Updated 10/11/2022

6.64%

5.88%
0.00 points
$3,261.00 fees

$2,678.78


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Santander Bank, N.a.


Updated 12/20/2022

6.45%

5.99%
2.00 points
$6,000.00 fees

$2,698.61


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.04%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Southern Bank


Updated 11/23/2022

6.08%

6.08%
0.00 points
$0.00 fees

$2,713.33


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.30%

6.13%
0.00 points
$0.00 fees

$2,722.00


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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United Community Bank


Updated 10/11/2024

5.95%

6.33%
0.00 points
$0.00 fees

$2,757.38


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Bmo Bank National Association


Updated 06/02/2023

6.60%

6.35%
0.00 points
$4,761.00 fees

$2,760.87


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Citibank, National Association


Updated 10/11/2024

5.85%

6.35%
0.88 points
$2,739.00 fees

$2,761.57


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First Community Credit Union


Updated 10/04/2024
Restrictions

5.79%

6.43%
0.00 points
$2,102.00 fees

$2,774.54


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Midland States Bank


Updated 06/15/2022

6.61%

6.50%
0.00 points
$1,200.00 fees

$2,787.54


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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First American Bank


Updated 06/02/2023

6.48%

6.60%
0.00 points
$2,304.00 fees

$2,805.17


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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