Minnesota

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Minnesota 15-Year Fixed Mortgage Rates 2026

Compare Minnesota 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

Minnesota 15-Year Fixed Conforming Mortgage

September 17, 2026
Average: 5.90% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Bank Of America, National Association


Updated 05/07/2023

6.25%

5.88%
0.95 points
$0.00 fees

$2,678.78


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.04%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Wings Financial Credit Union


Updated 03/03/2023
Restrictions

6.05%

6.05%
0.00 points
$0.00 fees

$2,709.17


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.30%

6.13%
0.00 points
$0.00 fees

$2,722.00


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Wnb Financial, N.a.


Updated 06/15/2022

6.41%

6.25%
0.00 points
$3,185.00 fees

$2,743.75


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Merchants Bank, National Association


Updated 12/08/2022

6.48%

6.28%
0.00 points
$0.00 fees

$2,748.12


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Bmo Bank National Association


Updated 06/02/2023

6.60%

6.35%
0.00 points
$4,761.00 fees

$2,760.87


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Citibank, National Association


Updated 10/18/2024

6.08%

6.35%
0.88 points
$2,739.00 fees

$2,761.57


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Home Federal Savings Bank


Updated 06/15/2022

6.58%

6.38%
0.00 points
$0.00 fees

$2,765.60


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Premier Bank


Updated 06/15/2022

6.92%

6.50%
0.00 points
$0.00 fees

$2,787.54


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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Think Mutual Bank


Updated 12/13/2024

6.01%

6.51%
0.00 points
$0.00 fees

$2,789.65


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The Citizens National Bank Of Park Rapids


Updated 06/15/2022

6.70%

6.53%
0.00 points
$0.00 fees

$2,791.94


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First Citizens Bank Of Mason City, Iowa


Updated 08/09/2024

6.20%

6.58%
0.00 points
$4,814.00 fees

$2,801.99


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Citizens Bank Minnesota


Updated 06/15/2022

6.81%

6.63%
0.00 points
$3,915.00 fees

$2,809.58


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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