Washington

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Washington 15-Year Fixed Mortgage Rates 2026

Compare Washington 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

Washington 15-Year Fixed Conforming Mortgage

September 16, 2026
Average: 5.88% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Peoples Bank Of Bellingham, Washington


Updated 01/23/2023

5.75%

5.75%
0.92 points
$0.00 fees

$2,657.14


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Bank Of America, National Association


Updated 05/07/2023

6.25%

5.88%
0.95 points
$0.00 fees

$2,678.78


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Mufg Union Bank, National Association


Updated 10/11/2022

6.64%

5.88%
0.00 points
$3,261.00 fees

$2,678.78


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.04%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Yakima Federal Savings And Loan Association


Updated 12/15/2023

6.11%

6.11%
0.00 points
$0.00 fees

$2,718.53


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.30%

6.13%
0.00 points
$0.00 fees

$2,722.00


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Bank Of The West


Updated 10/11/2022

6.28%

6.13%
0.63 points
$3,261.00 fees

$2,722.00


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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D. L. Evans Bank


Updated 11/29/2022

6.29%

6.29%
0.25 points
$0.00 fees

$2,750.56


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Citibank, National Association


Updated 10/18/2024

6.08%

6.35%
0.88 points
$2,739.00 fees

$2,761.57


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First Financial Northwest Bank


Updated 06/15/2022

6.70%

6.50%
0.00 points
$0.00 fees

$2,787.54


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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First Fed Bank


Updated 09/11/2026

6.50%

6.53%
0.50 points
$0.00 fees

$2,793.18


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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First Technology Credit Union


Updated 02/06/2023
Restrictions

6.87%

6.63%
0.00 points
$0.00 fees

$2,809.58


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Onpoint Community Credit Union


Updated 06/15/2022
Restrictions

6.77%

6.63%
0.13 points
$2,784.00 fees

$2,810.46


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Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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