South Dakota

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South Dakota 15-Year Fixed Mortgage Rates 2024

Compare South Dakota 15-Year Fixed Conforming Mortgage rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information. Mortgage rates are updated daily.

South Dakota 15-Year Fixed Conforming Mortgage

December 11, 2024
Average: 6.23% APR
Lender APR Rate (%) Monthly
Payment?
Valley West Mortgage

Valley West Mortgage

NMLS ID: 65506
5.416% 15 Yr Fixed 5.250% Fees & Points $3,575 Total
0.750 Pts: $2,400
$1,175 Fees

$2,573

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AimLoan.com

AimLoan.com

NMLS ID: 2890
License#: ML.04601
5.525% 15 Yr Fixed 5.375% Fees & Points $3,139 Total
0.670 Pts: $2,144
$995 Fees

$2,594

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
5.661% 15 Yr Fixed 5.490% Fees & Points $3,577 Total
0.899 Pts: $2,877
$700 Fees

$2,613

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
5.661% 15 Yr Fixed 5.375% Fees & Points $6,000 Total
0.875 Pts: $2,800
$3,200 Fees

$2,594

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.281% 15 Yr Fixed 6.125% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,722

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PADDIO

PADDIO

NMLS ID: 1907
6.786% 15 Yr Fixed 6.500% Fees & Points $5,802 Total
0.813 Pts: $2,602
$3,200 Fees

$2,788

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Veterans United Home Loans

Veterans United Home Loans

NMLS ID: 1907
  • 0% Down VA Loans for Veterans & Military
  • Secure preapproval quickly with 24/7 access
  • Competitively low VA rates, no PMI required
  • Over 300,000 verified 5-star reviews
15 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
15 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Bank Of America, National Association


Updated 05/07/2023

6.25%

5.88%
0.95 points
$0.00 fees

$2,678.78


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.04%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.30%

6.13%
0.00 points
$0.00 fees

$2,722.00


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First National Bank


Updated 06/15/2022

6.57%

6.25%
1.00 points
$2,000.00 fees

$2,743.75


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Citibank, National Association


Updated 10/18/2024

6.08%

6.35%
0.88 points
$2,739.00 fees

$2,761.57


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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Cortrust Bank National Association


Updated 06/15/2022

6.56%

6.51%
0.35 points
$0.00 fees

$2,789.30


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

6.83%

6.75%
0.00 points
$2,784.00 fees

$2,831.71


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

6.80%

6.75%
0.00 points
$3,394.00 fees

$2,831.71


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Wells Fargo Bank, National Association


Updated 02/23/2024

6.32%

6.93%
0.00 points
$0.00 fees

$2,864.10


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Farmers Bank


Updated 06/15/2022

7.49%

7.00%
0.00 points
$0.00 fees

$2,876.25


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The First National Bank In Sioux Falls


Updated 06/15/2022

7.22%

7.00%
0.00 points
$2,739.00 fees

$2,876.25


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.02%

7.00%
0.00 points
$2,936.00 fees

$2,876.25


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Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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