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20-Year Fixed Jumbo Mortgage

Arizona 20-Year Fixed Jumbo Mortgage Rates 2025

Compare Arizona 20-Year Fixed Jumbo Mortgage Mortgage Rates with a loan amount of $600,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Arizona 20-Year Fixed Jumbo Mortgage

December 16, 2025
Average: 6.37% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Veterans United Home Loans NMLS ID: 1907	You can buy with 0% down, no PMI and more Run your numbers and get a snapshot of your buying power VA loans have the lowest avg rate on the market (Data from Optimal Blue) 20 Yr Fixed		$0	Learn More
Approved Home Loans NMLS ID: 1935422 License#: 1008196	5.583% 20 Yr Fixed	5.375% Fees & Points $10,337 Total 0.842 Pts: $5,052 $5,285 Fees	$4,086	Learn More See Table View
District Lending NMLS ID: 1835285 License#: 1835285	5.588% 20 Yr Fixed	5.500% Fees & Points $4,357 Total 0.643 Pts: $3,858 $499 Fees	$4,128	Learn More See Table View
Arizona Valley Lending, LLC NMLS ID: 1001884 License#: 0922379	5.606% 20 Yr Fixed	5.500% Fees & Points $5,355 Total 0.875 Pts: $5,250 $105 Fees	$4,128	Learn More See Table View
Basis Lending, LLC NMLS ID: 2463124	5.620% 20 Yr Fixed	5.375% Fees & Points $12,270 Total 1.000 Pts: $6,000 $6,270 Fees	$4,086	Learn More See Table View
Northpointe Bank NMLS ID: 447490	5.635% 20 Yr Fixed	5.500% Fees & Points $6,687 Total 0.882 Pts: $5,292 $1,395 Fees	$4,128	Learn More See Table View
Barrett Financial NMLS ID: 181106	5.711% 20 Yr Fixed	5.500% Fees & Points $10,451 Total 0.542 Pts: $3,252 $7,199 Fees	$4,128	Learn More See Table View
New American Funding, LLC. NMLS ID: 6606	5.996% 20 Yr Fixed	5.875% Fees & Points $5,880 Total 0.980 Pts: $5,880 $0 Fees	$4,256	Learn More See Table View
Neighbors Bank NMLS ID: 491986	As low as 0% down options & down payment assistance Minimum 620 credit score needed to prequalify 96% of borrowers would recommend Neighbors Bank 20 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Get home in 2026 with a 0% down VA Loan Score your prequalification anytime with 24/7 online tools Save more with competitive VA rates and no PMI Backed by over 350,000 verified 5-star reviews 20 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$4,212.50	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 12/12/2025	5.94%	6.13% 2.00 points $3,210.00 fees	$4,344.75	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.48%	6.25% 0.00 points $0.00 fees	$4,385.57	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$4,385.57	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$4,696.92	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.14%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 0.00 points $2,784.00 fees	$4,698.73	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	7.45%	7.25% 0.13 points $0.00 fees	$4,742.26	Learn MoreShow Less See Table View
Boeing Employees Credit Union Updated 06/15/2022 Restrictions	7.33%	7.25% 0.13 points $5,038.00 fees	$4,742.26	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.38 points $2,784.00 fees	$4,789.63	Learn MoreShow Less See Table View
Citizens Equity First Credit Union Updated 06/15/2022 Restrictions	7.52%	7.50% 0.00 points $2,936.00 fees	$4,833.56	Learn MoreShow Less See Table View
Axos Bank Updated 06/15/2022	8.41%	8.38% 0.00 points $3,658.00 fees	$5,161.46	Learn MoreShow Less See Table View
Axos Bank Updated 06/15/2022	8.39%	8.38% 0.00 points $4,214.00 fees	$5,161.46	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Fixed Rate/Adjustable Rate Jumbo – APR's are based on a 600,000 loan for a purchase transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio in Arizona. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Rates from this table are based on loan amount of $600,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Arizona 20-Year Fixed Jumbo Mortgage Rates 2025

Arizona 20-Year Fixed Jumbo Mortgage

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