Arizona

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Arizona 15-Year Fixed Mortgage Refinance Rates 2024

Compare Arizona 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Arizona 15-Year Fixed Conforming Mortgage Refinance

September 10, 2024
Average: 5.99% APR
Lender APR Rate (%) Monthly
Payment?
District Lending

District Lending

NMLS ID: 1835285
License#: 1835285
4.693% 15 Yr Fixed 4.500% Fees & Points $4,144 Total
0.795 Pts: $2,544
$1,600 Fees

$2,448

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Arizona Valley Lending, LLC

Arizona Valley Lending, LLC

NMLS ID: 1001884
License#: 0922379
4.719% 15 Yr Fixed 4.625% Fees & Points $2,000 Total
0.625 Pts: $2,000
$0 Fees

$2,469

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Asset Mutual Mortgage, Inc

Asset Mutual Mortgage, Inc

NMLS ID: 184303
4.740% 15 Yr Fixed 4.625% Fees & Points $2,448 Total
0.765 Pts: $2,448
$0 Fees

$2,469

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Locus Mortgage

Locus Mortgage

NMLS ID: 1111861
License#: 1045769
4.803% 15 Yr Fixed 4.625% Fees & Points $3,947 Total
0.864 Pts: $2,765
$1,182 Fees

$2,469

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Basis Lending, LLC

Basis Lending, LLC

NMLS ID: 2463124
License#: Yes
4.900% 15 Yr Fixed 4.750% Fees & Points $3,200 Total
0.000 Pts: $0
$3,200 Fees

$2,490

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Novus Home Mortgage, a division of Ixonia Bank

Novus Home Mortgage, a division of Ixonia Bank

NMLS ID: 423065
4.939% 15 Yr Fixed 4.750% Fees & Points $4,027 Total
0.824 Pts: $2,637
$1,390 Fees

$2,490

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LoanFlight Lending, LLC

LoanFlight Lending, LLC

NMLS ID: 1522344
License#: 0948841
5.009% 15 Yr Fixed 4.875% Fees & Points $2,848 Total
0.890 Pts: $2,848
$0 Fees

$2,510

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Mutual of Omaha Mortgage, Inc.

Mutual of Omaha Mortgage, Inc.

NMLS ID: 1025894
5.135% 15 Yr Fixed 4.990% Fees & Points $3,071 Total
0.741 Pts: $2,371
$700 Fees

$2,529

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PADDIO

PADDIO

NMLS ID: 1907
5.545% 15 Yr Fixed 5.250% Fees & Points $6,202 Total
0.938 Pts: $3,002
$3,200 Fees

$2,573

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Northpointe Bank

Northpointe Bank

NMLS ID: 447490
5.604% 15 Yr Fixed 5.500% Fees & Points $2,157 Total
0.238 Pts: $762
$1,395 Fees

$2,615

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
5.654% 15 Yr Fixed 5.500% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,615

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Network Capital

Network Capital

NMLS ID: 11712
5.755% 15 Yr Fixed 5.625% Fees & Points $2,694 Total
0.842 Pts: $2,694
$0 Fees

$2,636

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PenFed Credit Union

PenFed Credit Union

NMLS ID: 401822
6.020% 15 Yr Fixed 5.750% Fees & Points $5,600 Total
0.750 Pts: $2,400
$3,200 Fees

$2,658

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Santander Bank, N.a.


Updated 12/20/2022

6.52%

5.99%
2.13 points
$4,250.00 fees

$2,698.61


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Bmo Bank National Association


Updated 06/02/2023

6.52%

6.25%
0.00 points
$1,936.00 fees

$2,744.45


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Citibank, National Association


Updated 09/06/2024

5.15%

6.48%
1.00 points
$2,739.00 fees

$2,783.67


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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First Technology Credit Union


Updated 02/06/2023
Restrictions

6.87%

6.63%
0.00 points
$0.00 fees

$2,809.58


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Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


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Firstbank


Updated 04/05/2024

6.21%

6.71%
0.00 points
$1,369.00 fees

$2,824.09


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.91%

6.75%
0.00 points
$0.00 fees

$2,831.71


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First International Bank & Trust


Updated 06/15/2022

6.90%

6.75%
0.00 points
$3,948.00 fees

$2,831.71


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

6.83%

6.75%
0.00 points
$2,784.00 fees

$2,831.71


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

6.80%

6.75%
0.00 points
$3,394.00 fees

$2,831.71


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Wells Fargo Bank, National Association


Updated 02/23/2024

7.54%

6.93%
0.00 points
$0.00 fees

$2,864.10


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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