New York

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New York 15-Year Fixed Mortgage Refinance Rates 2024

Compare New York 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

New York 15-Year Fixed Conforming Mortgage Refinance

June 12, 2024
Average: 6.56% APR
Lender APR Rate (%) Monthly
Payment?
Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
6.407% 15 Yr Fixed 6.250% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,744

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Chemung Canal Trust Company


Updated 12/13/2022

5.78%

5.38%
0.00 points
$0.00 fees

$2,593.49


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Pnc Bank, National Association


Updated 10/04/2022

5.66%

5.38%
0.00 points
$3,210.00 fees

$2,593.49


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U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Esl Credit Union


Updated 02/10/2023
Restrictions

5.51%

5.51%
0.25 points
$0.00 fees

$2,616.71


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Mufg Union Bank, National Association


Updated 10/11/2022

6.64%

5.88%
0.00 points
$3,261.00 fees

$2,678.78


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Santander Bank, N.a.


Updated 12/20/2022

6.52%

5.99%
2.13 points
$4,250.00 fees

$2,698.61


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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Elmira Savings Bank


Updated 06/15/2022

6.42%

6.00%
0.00 points
$3,210.00 fees

$2,700.34


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Lake Shore Savings Bank


Updated 06/15/2022

6.21%

6.00%
0.00 points
$3,210.00 fees

$2,700.34


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Citizens


Updated 05/08/2023

6.11%

6.00%
0.25 points
$0.00 fees

$2,700.34


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Tompkins Community Bank


Updated 02/23/2024

6.44%

6.03%
0.00 points
$0.00 fees

$2,705.01


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Orange Bank & Trust Company


Updated 06/07/2024

7.14%

6.14%
0.00 points
$0.00 fees

$2,724.78


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The Bank Of Greene County


Updated 06/07/2024

7.14%

6.19%
0.00 points
$0.00 fees

$2,733.82


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Ridgewood Savings Bank


Updated 02/23/2024

6.78%

6.23%
0.00 points
$0.00 fees

$2,740.27


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Trustco Bank


Updated 10/06/2022

6.35%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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Maspeth Federal Savings And Loan Association


Updated 02/03/2023

6.26%

6.26%
0.00 points
$0.00 fees

$2,746.20


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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