Michigan

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Michigan 15-Year Fixed Mortgage Refinance Rates 2022

Compare Michigan 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Michigan 15-Year Fixed Conforming Mortgage Refinance

May 22, 2022
Average: 4.75% APR
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CashCall Mortgage
NMLS ID: 128231
4.524% 15 Yr Fixed 4.375% Fees & Points $2,500 Total
1.000 Pts: $2,500
$0 Fees

$1,897

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New American Funding
NMLS ID: 6606
4.343% 15 Yr Fixed 4.100% Fees & Points $4,129 Total
1.000 Pts: $2,500
$1,629 Fees

$1,862

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Rocket Mortgage
NMLS ID: 3030
5.566% 15 Yr Fixed 5.375% Fees & Points $3,125 Total
0.750 Pts: $1,875
$1,250 Fees

$2,027

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Quicken Loans NMLS #3030
NMLS ID: 3030
5.566% 15 Yr Fixed 5.375% Fees & Points $3,125 Total
0.750 Pts: $1,875
$1,250 Fees

$2,027

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Owning.com
NMLS ID: 2611
4.166% 15 Yr Fixed 3.975% Fees & Points $3,255 Total
1.000 Pts: $2,500
$755 Fees

$1,847

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CHASE
NMLS ID: 399798
5.102% 15 Yr Fixed 4.990% Fees & Points $1,848 Total
0.739 Pts: $1,848
$0 Fees

$1,976

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AimLoan.com
NMLS ID: 2890
License#: FR0017682
4.258% 15 Yr Fixed 4.125% Fees & Points $2,260 Total
0.506 Pts: $1,265
$995 Fees

$1,865

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Beeline Loans, Inc.
NMLS ID: 1799947
4.069% 15 Yr Fixed 3.875% Fees & Points $3,314 Total
0.926 Pts: $2,315
$999 Fees

$1,834

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Zillow Home Loans, LLC
NMLS ID: 10287
4.071% 15 Yr Fixed 3.875% Fees & Points $3,335 Total
0.994 Pts: $2,485
$850 Fees

$1,834

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AmeriSave Mortgage Corporation
NMLS ID: 1168
  • Certified Pre-Approval Process
  • Customized Rate Quotes, no SSN or Hard Credit Pull
  • 24 x 7 Online Customer Portal Access
15 Yr Fixed

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Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Bank Of America, National Association


Updated 01/18/2021

2.36%

2.00%
0.93 points
$0.00 fees

$1,608.77


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Wells Fargo Bank, National Association


Updated 01/18/2021

2.44%

2.25%
0.00 points
$0.00 fees

$1,637.71


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Pnc Bank, National Association


Updated 01/18/2021

2.48%

2.25%
0.00 points
$3,210.00 fees

$1,637.71


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Jpmorgan Chase Bank, National Association


Updated 01/07/2022

2.54%

2.38%
0.00 points
$1,321.00 fees

$1,652.89


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Citibank, National Association


Updated 01/19/2021

2.58%

2.38%
0.13 points
$2,739.00 fees

$1,652.89


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Pentagon Credit Union


Updated 06/25/2020
Restrictions

2.50%

2.50%
0.00 points
$2,784.00 fees

$1,666.97


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Mutualbank


Updated 06/25/2019

2.83%

2.75%
0.00 points
$1,224.00 fees

$1,696.55


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United Nations Credit Union


Updated 09/13/2019
Restrictions

3.05%

3.00%
0.00 points
$2,784.00 fees

$1,726.45


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Virginia Credit Union, Inc., Credit Union


Updated 06/03/2019
Restrictions

3.17%

3.00%
0.38 points
$2,784.00 fees

$1,726.45


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Baybank


Updated 08/07/2019

3.31%

3.13%
0.00 points
$3,566.00 fees

$1,741.52


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Central Savings Bank


Updated 08/29/2019

3.18%

3.13%
0.00 points
$2,297.00 fees

$1,741.52


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Range Bank


Updated 08/29/2019

3.32%

3.13%
0.00 points
$2,227.00 fees

$1,741.52


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The Shelby State Bank


Updated 08/07/2019

3.20%

3.13%
0.00 points
$1,299.00 fees

$1,741.52


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Dearborn Federal Savings Bank


Updated 08/07/2019

3.19%

3.13%
0.00 points
$0.00 fees

$1,741.52


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Navy Federal Credit Union Credit Union


Updated 08/27/2019
Restrictions

3.34%

3.13%
0.50 points
$0.00 fees

$1,741.52


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Eastman Credit Union


Updated 09/02/2019
Restrictions

3.41%

3.13%
1.00 points
$2,784.00 fees

$1,742.13


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Isabella Bank


Updated 08/29/2019

3.35%

3.25%
0.00 points
$2,698.00 fees

$1,756.67


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Choiceone Bank


Updated 08/26/2019

3.31%

3.25%
0.00 points
$2,369.00 fees

$1,756.67


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Highpoint Community Bank


Updated 08/28/2019

3.52%

3.25%
0.00 points
$0.00 fees

$1,756.67


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Union Bank


Updated 08/07/2019

3.39%

3.25%
0.00 points
$2,392.00 fees

$1,756.67


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Data provided by BestCashCow

1 Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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