Utah

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Utah 15-Year Fixed Mortgage Refinance Rates 2024

Compare Utah 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Utah 15-Year Fixed Conforming Mortgage Refinance

September 10, 2024
Average: 5.98% APR
Lender APR Rate (%) Monthly
Payment?
Reliant Home Loans

Reliant Home Loans

NMLS ID: 1945532
4.462% 15 Yr Fixed 4.250% Fees & Points $4,579 Total
0.931 Pts: $2,979
$1,600 Fees

$2,408

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Novus Home Mortgage, a division of Ixonia Bank

Novus Home Mortgage, a division of Ixonia Bank

NMLS ID: 423065
4.939% 15 Yr Fixed 4.750% Fees & Points $4,027 Total
0.824 Pts: $2,637
$1,390 Fees

$2,490

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Utahlowrate.com

Utahlowrate.com

NMLS ID: 3138
5.402% 15 Yr Fixed 5.250% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,573

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Northpointe Bank

Northpointe Bank

NMLS ID: 447490
5.604% 15 Yr Fixed 5.500% Fees & Points $2,157 Total
0.238 Pts: $762
$1,395 Fees

$2,615

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Rocket Mortgage

Rocket Mortgage

NMLS ID: 3030
5.654% 15 Yr Fixed 5.500% Fees & Points $3,200 Total
1.000 Pts: $3,200
$0 Fees

$2,615

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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America First Credit Union


Updated 02/23/2024
Restrictions

6.65%

6.27%
0.00 points
$0.00 fees

$2,747.77


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D. L. Evans Bank


Updated 11/29/2022

6.29%

6.29%
0.25 points
$0.00 fees

$2,750.56


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Citibank, National Association


Updated 09/06/2024

5.15%

6.48%
1.00 points
$2,739.00 fees

$2,783.67


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State Bank Of Southern Utah


Updated 02/23/2024

6.75%

6.48%
0.00 points
$0.00 fees

$2,784.20


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Mountain America Credit Union


Updated 06/15/2022

6.73%

6.50%
0.00 points
$0.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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Wells Fargo Trust Company, National Association


Updated 06/15/2022

6.76%

6.63%
0.00 points
$0.00 fees

$2,809.58


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.91%

6.75%
0.00 points
$0.00 fees

$2,831.71


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

6.83%

6.75%
0.00 points
$2,784.00 fees

$2,831.71


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

6.80%

6.75%
0.00 points
$3,394.00 fees

$2,831.71


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Wells Fargo Bank, National Association


Updated 02/23/2024

7.54%

6.93%
0.00 points
$0.00 fees

$2,864.10


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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