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Compare Kentucky 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.
Lender | APR | Rate (%) | Monthly Payment? |
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![]() PenFed Credit Union NMLS ID: 401822 |
5.459% 15 Yr Fixed |
5.250%
Fees & Points
$4,400 Total
0.375 Pts: $1,200 $3,200 Fees |
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![]() Beeline Loans, Inc. NMLS ID: 1799947 |
5.524% 15 Yr Fixed |
5.375%
Fees & Points
$3,117 Total
0.974 Pts: $3,117 $0 Fees |
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![]() Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
5.537% 15 Yr Fixed |
5.375%
Fees & Points
$3,382 Total
0.838 Pts: $2,682 $700 Fees |
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![]() First Fidelity Mortgage NMLS ID: 940549 License#: MB84774 |
5.706% 15 Yr Fixed |
5.500%
Fees & Points
$4,467 Total
0.959 Pts: $3,069 $1,398 Fees |
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![]() West Capital Lending NMLS ID: 1566096 |
5.725% 15 Yr Fixed |
5.500%
Fees & Points
$4,694 Total
0.920 Pts: $2,944 $1,750 Fees |
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![]() LoanFlight Lending, LLC NMLS ID: 1522344 License#: MC370264 |
5.995% 15 Yr Fixed |
5.875%
Fees & Points
$2,467 Total
0.771 Pts: $2,467 $0 Fees |
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![]() Refi.com NMLS ID: 1907 License#: Kentucky |
6.397% 15 Yr Fixed |
6.250%
Fees & Points
$3,002 Total
0.938 Pts: $3,002 $0 Fees |
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![]() Rocket Mortgage NMLS ID: 3030 |
6.513% 15 Yr Fixed |
6.375%
Fees & Points
$2,800 Total
0.875 Pts: $2,800 $0 Fees |
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![]() Green Lending, LLC NMLS ID: 2598612 |
7.073% 15 Yr Fixed |
6.875%
Fees & Points
$4,181 Total
0.991 Pts: $3,171 $1,010 Fees |
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![]() Freedom Mortgage Corporation NMLS ID: 2767 |
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![]() Beeline Loans, Inc. NMLS ID: 1799947 |
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![]() Veterans United Home Loans NMLS ID: 1907 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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Pnc Bank, National Association Updated 10/04/2022 |
5.66% |
5.38%
0.00 points $3,210.00 fees |
$2,593.49 |
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U.s. Bank National Association Updated 05/07/2023 |
5.66% |
5.38%
0.77 points $0.00 fees |
$2,593.49 |
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Updated 02/10/2023 |
5.66% |
5.50%
0.00 points $0.00 fees |
$2,614.67 |
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Updated 09/08/2023 |
7.17% |
5.94%
2.00 points $3,210.00 fees |
$2,689.46 |
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Bank Of America, National Association Updated 05/07/2023 |
6.29% |
6.00%
0.78 points $0.00 fees |
$2,700.34 |
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Updated 06/15/2022 Restrictions |
6.00% |
6.00%
0.00 points $2,784.00 fees |
$2,700.34 |
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Updated 02/28/2023 Restrictions |
6.42% |
6.25%
0.00 points $0.00 fees |
$2,743.75 |
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Updated 04/07/2023 |
5.81% |
6.31%
0.00 points $0.00 fees |
$2,754.93 |
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Citibank, National Association Updated 10/18/2024 |
6.06% |
6.48%
1.00 points $2,739.00 fees |
$2,783.67 |
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Updated 06/15/2022 Restrictions |
6.55% |
6.50%
0.00 points $2,784.00 fees |
$2,787.54 |
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Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions |
6.67% |
6.50%
0.38 points $2,784.00 fees |
$2,787.54 |
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Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions |
6.84% |
6.63%
0.50 points $0.00 fees |
$2,809.58 |
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Updated 06/15/2022 Restrictions |
6.91% |
6.63%
1.00 points $2,784.00 fees |
$2,810.46 |
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Jpmorgan Chase Bank, National Association Updated 02/21/2024 |
6.91% |
6.75%
0.00 points $0.00 fees |
$2,831.71 |
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Updated 06/15/2022 |
6.85% |
6.75%
0.00 points $0.00 fees |
$2,831.71 |
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State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions |
6.83% |
6.75%
0.00 points $2,784.00 fees |
$2,831.71 |
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Updated 06/15/2022 Restrictions |
6.80% |
6.75%
0.00 points $3,394.00 fees |
$2,831.71 |
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Updated 02/23/2024 |
7.01% |
6.75%
0.00 points $0.00 fees |
$2,832.42 |
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Updated 05/17/2024 |
7.10% |
6.81%
0.00 points $3,261.00 fees |
$2,842.19 |
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Updated 06/15/2022 |
6.99% |
6.88%
0.00 points $0.00 fees |
$2,853.93 |
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Data provided by BestCashCow |
1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.