Oregon

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Oregon 15-Year Fixed Mortgage Refinance Rates 2026

Compare Oregon 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Oregon 15-Year Fixed Conforming Mortgage Refinance

September 13, 2026
Average: 5.86% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Mufg Union Bank, National Association


Updated 10/11/2022

6.64%

5.88%
0.00 points
$3,261.00 fees

$2,678.78


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Charles Schwab Bank, Ssb


Updated 09/08/2023

7.17%

5.94%
2.00 points
$3,210.00 fees

$2,689.46


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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Pentagon Credit Union


Updated 06/15/2022
Restrictions

6.00%

6.00%
0.00 points
$2,784.00 fees

$2,700.34


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Jovia Financial Credit Union


Updated 02/28/2023
Restrictions

6.42%

6.25%
0.00 points
$0.00 fees

$2,743.75


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D. L. Evans Bank


Updated 11/29/2022

6.29%

6.29%
0.25 points
$0.00 fees

$2,750.56


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Bank Of The West


Updated 06/02/2023

6.16%

6.34%
0.63 points
$3,261.00 fees

$2,759.65


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Columbia Bank Of Rosenburg, Oregon


Updated 04/18/2025

6.03%

6.45%
1.00 points
$0.00 fees

$2,779.28


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Citibank, National Association


Updated 10/18/2024

6.06%

6.48%
1.00 points
$2,739.00 fees

$2,783.67


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United Nations Credit Union


Updated 06/15/2022
Restrictions

6.55%

6.50%
0.00 points
$2,784.00 fees

$2,787.54


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

6.67%

6.50%
0.38 points
$2,784.00 fees

$2,787.54


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First Federal Savings And Loan Association Of Mcminnville


Updated 06/15/2022

6.72%

6.63%
1.00 points
$0.00 fees

$2,809.58


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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First Technology Credit Union


Updated 02/06/2023
Restrictions

6.87%

6.63%
0.00 points
$0.00 fees

$2,809.58


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Onpoint Community Credit Union


Updated 06/15/2022
Restrictions

6.77%

6.63%
0.13 points
$2,784.00 fees

$2,810.46


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Eastman Credit Union


Updated 06/15/2022
Restrictions

6.91%

6.63%
1.00 points
$2,784.00 fees

$2,810.46


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.91%

6.75%
0.00 points
$0.00 fees

$2,831.71


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

6.83%

6.75%
0.00 points
$2,784.00 fees

$2,831.71


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

6.80%

6.75%
0.00 points
$3,394.00 fees

$2,831.71


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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