Detroit, Michigan 20-Year Fixed Mortgage Refinance Rates 2021

Compare Michigan 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Detroit, Michigan 20-Year Fixed Conforming Mortgage Refinance

June 19, 2021
Average: 3.19% APR
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AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: FR0018107

3.006%

2.875% 20 Yr Fixed 1.00 points
$2,978 fees

$1,371

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New American Funding
NMLS ID: 6606

2.897%

2.750% 20 Yr Fixed 0.75 points
$3,354 fees

$1,356

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Rate Rabbit Home Loans
NMLS ID: 664689

2.572%

2.500% 20 Yr Fixed 0.63 points
$1,652 fees

$1,325

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Beeline Loans, Inc.
NMLS ID: 1799947

2.779%

2.750% 20 Yr Fixed 0.25 points
$660 fees

$1,356

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AimLoan.com
NMLS ID: 2890
License#: FR0017682

2.595%

2.500% 20 Yr Fixed 0.88 points
$2,182 fees

$1,325

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Data provided by Brown Bag Marketing, Inc. 1

Wells Fargo Bank, National Association


Updated 01/18/2021

2.80%

2.63%
0.00 points
$0.00 fees

$1,340.65


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Pnc Bank, National Association


Updated 01/18/2021

2.95%

2.75%
0.00 points
$3,210.00 fees

$1,355.42


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Baybank


Updated 08/07/2019

3.52%

3.38%
0.00 points
$3,566.00 fees

$1,433.89


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Central Savings Bank


Updated 08/29/2019

3.54%

3.50%
0.00 points
$2,297.00 fees

$1,449.90


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Range Bank, National Association


Updated 08/29/2019

3.66%

3.50%
0.00 points
$2,227.00 fees

$1,449.90


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The Shelby State Bank


Updated 08/07/2019

3.56%

3.50%
0.00 points
$1,299.00 fees

$1,449.90


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Union Bank


Updated 08/07/2019

3.61%

3.50%
0.00 points
$2,392.00 fees

$1,449.90


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Isabella Bank


Updated 08/29/2019

3.70%

3.63%
0.00 points
$2,698.00 fees

$1,466.01


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Choiceone Bank


Updated 08/26/2019

3.67%

3.63%
0.00 points
$2,369.00 fees

$1,466.01


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Commercial Bank


Updated 08/07/2019

3.70%

3.63%
0.00 points
$2,654.00 fees

$1,466.01


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Michigan State University Credit Union


Updated 08/27/2019
Restrictions

3.70%

3.63%
0.00 points
$2,784.00 fees

$1,466.01


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Huron Community Bank


Updated 08/29/2019

3.80%

3.75%
0.00 points
$0.00 fees

$1,482.22


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County National Bank


Updated 08/29/2019

3.82%

3.75%
0.00 points
$2,334.00 fees

$1,482.22


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Eaton Community Bank


Updated 08/28/2019

3.87%

3.75%
0.00 points
$0.00 fees

$1,482.22


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Lake Michigan Credit Union


Updated 08/26/2019
Restrictions

3.86%

3.75%
0.25 points
$2,784.00 fees

$1,482.22


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Old Mission Bank


Updated 08/29/2019

4.21%

4.00%
0.00 points
$1,977.00 fees

$1,514.95


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Citizens Bank, National Association


Updated 08/23/2019

4.33%

4.25%
0.00 points
$0.00 fees

$1,548.09


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New Buffalo Savings Bank


Updated 08/29/2019

4.66%

4.50%
0.00 points
$0.00 fees

$1,581.62


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Horizon Bank


Updated 06/25/2019

4.95%

4.88%
0.00 points
$1,619.00 fees

$1,633.36


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Data provided by BestCashCow

1 Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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