Florida

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Florida 20-Year Fixed Mortgage Refinance Rates 2024

Compare Florida 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Florida 20-Year Fixed Conforming Mortgage Refinance

June 25, 2024
Average: 7.38% APR
Lender APR Rate (%) Monthly
Payment?
District Lending

District Lending

NMLS ID: 1835285
6.015% 20 Yr Fixed 5.875% Fees & Points $3,635 Total
0.886 Pts: $2,835
$800 Fees

$2,270

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Asset Mutual Mortgage, Inc

Asset Mutual Mortgage, Inc

NMLS ID: 184303
6.229% 20 Yr Fixed 6.125% Fees & Points $2,685 Total
0.839 Pts: $2,685
$0 Fees

$2,316

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GenNext.Mortgage

GenNext.Mortgage

NMLS ID: 2326098
License#: MLD2448
6.408% 20 Yr Fixed 6.250% Fees & Points $4,222 Total
0.709 Pts: $2,269
$1,953 Fees

$2,339

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
6.537% 20 Yr Fixed 6.375% Fees & Points $4,122 Total
0.976 Pts: $3,123
$999 Fees

$2,363

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
20 Yr Fixed

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Quicken Loans

Quicken Loans

NMLS ID: 167283
  • Equity options designed for homeowners
  • Tap Into Your Equity Responsibly
  • Don't settle for any lender
  • Calculate your cash-out refi estimate with a lender today
20 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$2,269.56


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Charles Schwab Bank, Ssb


Updated 06/21/2024

6.46%

6.13%
2.00 points
$3,210.00 fees

$2,317.20


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Apco Employees Credit Union


Updated 03/27/2024
Restrictions

6.59%

6.50%
0.00 points
$2,013.00 fees

$2,385.83


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Tower Credit Union


Updated 06/15/2022
Restrictions

7.06%

6.88%
0.00 points
$0.00 fees

$2,457.96


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Grow Financial Credit Union


Updated 06/15/2022
Restrictions

7.29%

7.00%
0.00 points
$0.00 fees

$2,480.96


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$2,505.02


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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Suncoast Schools Credit Union


Updated 06/15/2022
Restrictions

7.30%

7.25%
0.00 points
$0.00 fees

$2,529.20


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Space Coast Credit Union


Updated 06/15/2022
Restrictions

7.44%

7.25%
0.00 points
$2,374.00 fees

$2,529.20


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$2,554.47


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.52%

7.50%
0.00 points
$2,936.00 fees

$2,577.90


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Truist Bank


Updated 06/15/2022

8.27%

8.00%
0.00 points
$3,658.00 fees

$2,676.61


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Axos Bank


Updated 06/15/2022

8.41%

8.38%
0.00 points
$3,658.00 fees

$2,752.78


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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