California

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California 20-Year Fixed Mortgage Refinance Rates 2023

Compare California 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

California 20-Year Fixed Conforming Mortgage Refinance

November 28, 2023
Average: 7.48% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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El Dorado Savings Bank, F.s.b.


Updated 11/24/2023

6.87%

6.12%
0.00 points
$0.00 fees

$2,314.79


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Charles Schwab Bank, Ssb


Updated 11/24/2023

7.00%

6.13%
2.00 points
$3,210.00 fees

$2,317.20


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Star One Credit Union


Updated 11/17/2023
Restrictions

7.03%

6.14%
0.00 points
$0.00 fees

$2,318.31


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Patelco Credit Union


Updated 09/22/2023
Restrictions

7.25%

6.49%
0.00 points
$0.00 fees

$2,383.57


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Logix Credit Union


Updated 11/24/2023
Restrictions

7.25%

6.75%
0.00 points
$0.00 fees

$2,433.16


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$2,505.02


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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Wescom Central Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
1.00 points
$0.00 fees

$2,505.99


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First Technology Credit Union


Updated 02/06/2023
Restrictions

7.45%

7.25%
0.13 points
$0.00 fees

$2,529.20


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Boeing Employees Credit Union


Updated 06/15/2022
Restrictions

7.33%

7.25%
0.13 points
$5,038.00 fees

$2,529.20


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San Diego County Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.00 points
$0.00 fees

$2,553.50


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$2,554.47


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.52%

7.50%
0.00 points
$2,936.00 fees

$2,577.90


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Cit Bank, National Association


Updated 06/15/2022

7.65%

7.60%
0.00 points
$0.00 fees

$2,597.50


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Axos Bank


Updated 06/15/2022

8.41%

8.38%
0.00 points
$3,658.00 fees

$2,752.78


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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