Indiana

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Indiana 20-Year Fixed Mortgage Refinance Rates 2026

Compare Indiana 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Indiana 20-Year Fixed Conforming Mortgage Refinance

October 2, 2026
Average: 6.57% APR
Lender APR Rate (%) Monthly
Payment?

Bankfinancial, National Association


Updated 02/09/2023

5.25%

4.88%
0.00 points
$4,728.00 fees

$2,089.82


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U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$2,269.56


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First Farmers Bank & Trust Co.


Updated 01/30/2023

6.12%

6.12%
0.00 points
$1,502.00 fees

$2,315.16


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Charles Schwab Bank, Ssb


Updated 10/02/2026

6.99%

6.13%
2.00 points
$3,210.00 fees

$2,317.20


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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Union Savings Bank


Updated 04/07/2023

6.05%

6.55%
0.00 points
$0.00 fees

$2,395.64


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Star Financial Bank


Updated 04/19/2024

7.26%

6.75%
0.00 points
$0.00 fees

$2,433.16


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Mutualbank


Updated 06/15/2022

6.82%

6.75%
0.00 points
$1,224.00 fees

$2,433.16


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First Federal Savings Bank


Updated 06/15/2022

6.82%

6.75%
0.00 points
$0.00 fees

$2,433.16


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Lake City Bank


Updated 01/23/2023

6.77%

6.77%
0.00 points
$1,814.00 fees

$2,436.59


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First Merchants Bank


Updated 06/15/2022

6.96%

6.88%
0.00 points
$1,440.00 fees

$2,457.96


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Center Parc Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$2,505.02


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Fcn Bank, National Association


Updated 06/15/2022

7.18%

7.13%
0.00 points
$1,619.00 fees

$2,505.99


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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Everwise Credit Union


Updated 06/15/2022
Restrictions

7.34%

7.25%
0.00 points
$2,784.00 fees

$2,529.20


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$2,554.47


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Alliance Bank Of Francesville, Indiana


Updated 06/15/2022

7.54%

7.50%
0.00 points
$164.00 fees

$2,577.90


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The Peoples Bank Co. Of Coldwater


Updated 06/15/2022

7.54%

7.50%
0.00 points
$1,313.00 fees

$2,577.90


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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