Iowa

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Iowa 20-Year Fixed Mortgage Refinance Rates 2024

Compare Iowa 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Iowa 20-Year Fixed Conforming Mortgage Refinance

July 26, 2024
Average: 7.20% APR
Lender APR Rate (%) Monthly
Payment?
New American Funding, LLC.

New American Funding, LLC.

NMLS ID: 6606
6.497% 20 Yr Fixed 6.375% Fees & Points $3,110 Total
0.972 Pts: $3,110
$0 Fees

$2,363

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
20 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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Charles Schwab Bank, Ssb


Updated 07/26/2024

6.57%

6.13%
2.00 points
$3,210.00 fees

$2,317.20


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Fidelity Bank & Trust


Updated 07/26/2024

6.17%

6.17%
0.00 points
$0.00 fees

$2,323.89


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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American Bank, National Association


Updated 06/15/2022

6.59%

6.50%
0.00 points
$1,995.00 fees

$2,385.83


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Northwest Bank


Updated 02/02/2024

6.11%

6.74%
1.00 points
$0.00 fees

$2,430.50


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First Security Bank And Trust Company


Updated 06/15/2022

6.87%

6.75%
0.00 points
$3,179.00 fees

$2,433.16


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Primebank


Updated 06/15/2022

6.91%

6.75%
0.00 points
$0.00 fees

$2,433.16


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The Citizens First National Bank Of Storm Lake


Updated 06/15/2022

7.04%

6.88%
0.00 points
$0.00 fees

$2,457.00


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First Bank


Updated 06/15/2022

6.91%

6.88%
0.00 points
$1,049.00 fees

$2,457.00


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American Trust & Savings Bank


Updated 06/15/2022

6.89%

6.88%
0.00 points
$0.00 fees

$2,457.00


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Central Bank


Updated 06/15/2022

7.03%

6.88%
0.00 points
$2,955.00 fees

$2,457.00


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Clear Lake Bank And Trust Company


Updated 06/15/2022

6.91%

6.88%
0.00 points
$0.00 fees

$2,457.00


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Premier Bank


Updated 06/15/2022

6.95%

6.88%
0.00 points
$0.00 fees

$2,457.00


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American State Bank


Updated 06/15/2022

7.04%

7.00%
0.00 points
$1,502.00 fees

$2,480.96


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The Shelby County State Bank


Updated 06/15/2022

7.04%

7.00%
0.00 points
$1,895.00 fees

$2,480.96


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Kerndt Brothers Savings Bank


Updated 06/15/2022

7.03%

7.00%
0.00 points
$773.00 fees

$2,480.96


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Farmers State Bank


Updated 06/15/2022

7.19%

7.00%
0.00 points
$0.00 fees

$2,480.96


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Decorah Bank & Trust Company


Updated 06/15/2022

7.08%

7.00%
0.00 points
$1,748.00 fees

$2,480.96


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Green Belt Bank & Trust


Updated 06/15/2022

7.15%

7.00%
0.00 points
$2,880.00 fees

$2,480.96


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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