Maryland

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Maryland 20-Year Fixed Mortgage Refinance Rates 2024

Compare Maryland 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Maryland 20-Year Fixed Conforming Mortgage Refinance

July 27, 2024
Average: 7.13% APR
Lender APR Rate (%) Monthly
Payment?
New American Funding, LLC.

New American Funding, LLC.

NMLS ID: 6606
6.497% 20 Yr Fixed 6.375% Fees & Points $3,110 Total
0.972 Pts: $3,110
$0 Fees

$2,363

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Beeline Loans, Inc.

Beeline Loans, Inc.

NMLS ID: 1799947
6.502% 20 Yr Fixed 6.375% Fees & Points $3,245 Total
0.702 Pts: $2,246
$999 Fees

$2,363

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FHAloans.com

FHAloans.com

NMLS ID: Not a Lender
  • 2024 FHA Loan tools and resources
  • Find answers to your mortgage questions
  • Easy to qualify, no obligation
20 Yr Fixed

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Neighbors Bank

Neighbors Bank

NMLS ID: 491986
  • Minimum 620 credit score needed to prequalify
  • 0% down USDA loan for rural homebuyers
  • 97% of borrowers would recommend to friends or family
20 Yr Fixed

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

U.s. Bank National Association


Updated 05/07/2023

5.97%

5.75%
0.57 points
$0.00 fees

$2,246.67


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Pnc Bank, National Association


Updated 10/04/2022

6.11%

5.88%
0.00 points
$3,210.00 fees

$2,269.56


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Citibank, National Association


Updated 06/15/2022

6.38%

6.25%
0.13 points
$2,739.00 fees

$2,338.97


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First Peoples Community Credit Union


Updated 06/15/2022
Restrictions

6.38%

6.38%
0.00 points
$0.00 fees

$2,363.28


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Jarrettsville Federal Savings And Loan Association


Updated 06/15/2022

6.94%

6.88%
0.00 points
$0.00 fees

$2,457.96


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Tower Credit Union


Updated 06/15/2022
Restrictions

7.06%

6.88%
0.00 points
$0.00 fees

$2,457.96


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Atlanta Postal Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$3,394.00 fees

$2,505.02


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United Nations Credit Union


Updated 06/15/2022
Restrictions

7.16%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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State Employees Cu Of Maryland, Inc Credit Union


Updated 06/15/2022
Restrictions

7.19%

7.13%
0.00 points
$2,784.00 fees

$2,505.99


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Charles Schwab Bank, Ssb


Updated 11/09/2022

7.38%

7.38%
2.00 points
$3,210.00 fees

$2,554.08


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Virginia Credit Union, Inc., Credit Union


Updated 06/15/2022
Restrictions

7.41%

7.38%
0.38 points
$2,784.00 fees

$2,554.47


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Citizens Equity First Credit Union


Updated 06/15/2022
Restrictions

7.52%

7.50%
0.00 points
$2,936.00 fees

$2,577.90


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First Shore Federal Savings And Loan Association


Updated 06/15/2022

7.84%

7.75%
0.00 points
$2,511.00 fees

$2,627.04


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Madison Bank Of Maryland


Updated 06/15/2022

7.84%

7.75%
0.00 points
$2,511.00 fees

$2,627.04


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Truist Bank


Updated 06/15/2022

8.27%

8.00%
0.00 points
$3,658.00 fees

$2,676.61


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Homewood Federal Savings Bank


Updated 06/15/2022

8.13%

8.00%
0.00 points
$2,511.00 fees

$2,676.61


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Rosedale Federal Savings And Loan Association


Updated 06/15/2022

8.39%

8.25%
0.00 points
$2,511.00 fees

$2,726.61


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Axos Bank


Updated 06/15/2022

8.41%

8.38%
0.00 points
$3,658.00 fees

$2,752.78


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Data provided by BestCashCow

1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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