New York 20-Year Fixed Mortgage Refinance Rates 2021

Compare New York 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $250,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

New York 20-Year Fixed Conforming Mortgage Refinance

September 23, 2021
Average: 3.06% APR
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Better.com
NMLS ID: 330511
2.699% 2.625% 20 Yr Fixed 0.63 points
$1,690 fees

$1,341

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First Internet Bank
NMLS ID: 424182
2.555% 2.500% 20 Yr Fixed 0.50 points
$1,262 fees

$1,325

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loanDepot
NMLS ID: 174457
  • Refinance your home
  • Competitively low rates at loanDepot - apply now
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Data provided by Brown Bag Marketing, Inc. 1

Wells Fargo Bank, National Association


Updated 01/18/2021

2.80%

2.63%
0.00 points
$0.00 fees

$1,340.65


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Pnc Bank, National Association


Updated 01/18/2021

2.95%

2.75%
0.00 points
$3,210.00 fees

$1,355.42


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Citibank, National Association


Updated 01/19/2021

2.88%

2.75%
0.13 points
$2,739.00 fees

$1,355.42


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Municipal Credit Union


Updated 01/18/2021
Restrictions

3.08%

2.99%
0.00 points
$0.00 fees

$1,385.24


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The Berkshire Bank


Updated 01/18/2021

3.33%

3.25%
0.00 points
$0.00 fees

$1,417.99


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Teachers Credit Union


Updated 09/13/2019
Restrictions

3.33%

3.25%
0.00 points
$0.00 fees

$1,417.99


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Chemung Canal Trust Company


Updated 09/10/2019

3.50%

3.38%
0.00 points
$2,304.00 fees

$1,434.53


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Steuben Trust Company


Updated 09/10/2019

3.50%

3.38%
0.00 points
$3,210.00 fees

$1,434.53


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Fulton Savings Bank


Updated 08/19/2019

3.51%

3.38%
0.00 points
$0.00 fees

$1,434.53


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Elmira Savings Bank


Updated 08/08/2019

3.71%

3.38%
0.00 points
$3,210.00 fees

$1,434.53


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Ridgewood Savings Bank


Updated 01/18/2021

3.45%

3.38%
0.00 points
$0.00 fees

$1,434.53


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Rhinebeck Bank


Updated 09/10/2019

3.42%

3.38%
0.00 points
$3,210.00 fees

$1,434.53


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The Bank Of Bennington


Updated 08/19/2019

3.43%

3.38%
0.00 points
$0.00 fees

$1,434.53


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First National Bank Of Scotia


Updated 09/10/2019

3.50%

3.42%
0.00 points
$0.00 fees

$1,439.64


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Tompkins Trust Company


Updated 08/09/2019

3.53%

3.50%
0.00 points
$3,010.00 fees

$1,449.90


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Ballston Spa National Bank


Updated 09/10/2019

3.64%

3.50%
0.00 points
$2,304.00 fees

$1,449.90


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Glens Falls National Bank And Trust Company


Updated 08/19/2019

3.55%

3.50%
0.00 points
$4,105.00 fees

$1,449.90


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Mahopac Bank


Updated 08/09/2019

3.55%

3.50%
0.00 points
$3,210.00 fees

$1,449.90


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Nbt Bank, National Association


Updated 09/10/2019

3.59%

3.50%
0.00 points
$0.00 fees

$1,449.90


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Solvay Bank


Updated 08/14/2019

3.56%

3.50%
0.00 points
$0.00 fees

$1,449.90


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Data provided by BestCashCow

1 Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $250,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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