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20-Year Fixed Conforming Mortgage Refinance

Colorado 20-Year Fixed Mortgage Refinance Rates 2025

Compare Colorado 20-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Colorado 20-Year Fixed Conforming Mortgage Refinance

June 18, 2025
Average: 7.07% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Reliant Home Loans NMLS ID: 1945532	5.923% 20 Yr Fixed	5.750% Fees & Points $4,512 Total 0.910 Pts: $2,912 $1,600 Fees	$2,247	Learn More See Table View
Integrity First Lending NMLS ID: 1006977	6.108% 20 Yr Fixed	6.000% Fees & Points $2,800 Total 0.875 Pts: $2,800 $0 Fees	$2,293	Learn More See Table View
Capital Home Loans, LLC NMLS ID: 2577078	6.116% 20 Yr Fixed	6.000% Fees & Points $2,986 Total 0.652 Pts: $2,086 $900 Fees	$2,293	Learn More See Table View
Basis Lending, LLC NMLS ID: 2463124	6.232% 20 Yr Fixed	6.000% Fees & Points $6,106 Total 0.875 Pts: $2,800 $3,306 Fees	$2,293	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.232% 20 Yr Fixed	6.000% Fees & Points $6,000 Total 0.875 Pts: $2,800 $3,200 Fees	$2,293	Learn More See Table View
Northpointe Bank NMLS ID: 447490	6.271% 20 Yr Fixed	6.125% Fees & Points $3,760 Total 0.739 Pts: $2,365 $1,395 Fees	$2,316	Learn More See Table View
District Lending NMLS ID: 1835285	6.360% 20 Yr Fixed	6.250% Fees & Points $2,800 Total 0.375 Pts: $1,200 $1,600 Fees	$2,339	Learn More See Table View
Pure Rate Mortgage NMLS ID: 2578474 License#: 2578474	6.376% 20 Yr Fixed	6.250% Fees & Points $3,210 Total 0.675 Pts: $2,160 $1,050 Fees	$2,339	Learn More See Table View
Agave Home Loans NMLS ID: 1951574 License#: 100517095	7.225% 20 Yr Fixed	7.125% Fees & Points $2,646 Total 0.765 Pts: $2,448 $198 Fees	$2,506	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612	7.998% 20 Yr Fixed	7.875% Fees & Points $3,167 Total 0.674 Pts: $2,157 $1,010 Fees	$2,652	Learn More See Table View
Freedom Mortgage Corporation NMLS ID: 2767	We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Over three million customers nationwide 20 Yr Fixed			Learn More
Haven Home Equity NMLS ID: 4181	We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Reverse Mortgage Specialists 20 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 20 Yr Fixed			Learn More
Beeline Loans, Inc. NMLS ID: 1799947	Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify "The smoothest refi experience I’ve ever had" - TR, Houston 20 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 20 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
U.s. Bank National Association Updated 05/07/2023	5.97%	5.75% 0.57 points $0.00 fees	$2,246.67	Learn MoreShow Less See Table View
Charles Schwab Bank, Ssb Updated 06/13/2025	6.46%	6.13% 2.00 points $3,210.00 fees	$2,317.20	Learn MoreShow Less See Table View
Citibank, National Association Updated 06/15/2022	6.38%	6.25% 0.13 points $2,739.00 fees	$2,338.97	Learn MoreShow Less See Table View
Ent Credit Union Updated 06/13/2025 Restrictions	6.33%	6.47% 0.00 points $0.00 fees	$2,380.19	Learn MoreShow Less See Table View
Tower Credit Union Updated 06/15/2022 Restrictions	7.06%	6.88% 0.00 points $0.00 fees	$2,457.96	Learn MoreShow Less See Table View
Frontier Bank Updated 06/15/2022	7.14%	7.00% 1.00 points $0.00 fees	$2,480.96	Learn MoreShow Less See Table View
Equitable Savings And Loan Association Updated 06/15/2022	7.30%	7.13% 0.00 points $3,948.00 fees	$2,505.02	Learn MoreShow Less See Table View
Atlanta Postal Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $3,394.00 fees	$2,505.02	Learn MoreShow Less See Table View
United Nations Credit Union Updated 06/15/2022 Restrictions	7.16%	7.13% 0.00 points $2,784.00 fees	$2,505.99	Learn MoreShow Less See Table View
State Employees Cu Of Maryland, Inc Credit Union Updated 06/15/2022 Restrictions	7.19%	7.13% 0.00 points $2,784.00 fees	$2,505.99	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	7.45%	7.25% 0.13 points $0.00 fees	$2,529.20	Learn MoreShow Less See Table View
Bellco Credit Union Updated 06/15/2022 Restrictions	7.42%	7.25% 0.00 points $0.00 fees	$2,529.20	Learn MoreShow Less See Table View
Virginia Credit Union, Inc., Credit Union Updated 06/15/2022 Restrictions	7.41%	7.38% 0.38 points $2,784.00 fees	$2,554.47	Learn MoreShow Less See Table View
Citizens Equity First Credit Union Updated 06/15/2022 Restrictions	7.52%	7.50% 0.00 points $2,936.00 fees	$2,577.90	Learn MoreShow Less See Table View
Axos Bank Updated 06/15/2022	8.41%	8.38% 0.00 points $3,658.00 fees	$2,752.78	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Colorado 20-Year Fixed Mortgage Refinance Rates 2025

Colorado 20-Year Fixed Conforming Mortgage Refinance

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