One Year Credit Union CD Rates

Below are the best one year CD Rates from credit unions with branches within 20 miles of the zip code listed above. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

WOODBRIDGE, NJ - March 2, 2015
1 Year CD National Average : 0.35% ?
Credit Union APY Min Bal Miles ? More
Division 726 1.31% $500 3.41 +Learn More
United Teletech Financial 1.20% $500 12.72 +Learn More
Bay Ridge 0.75% $500 14.18 +Learn More
Ukrainian National 0.75% $1,000 3.76 +Learn More
Usalliance 0.75% $500 17.86 +Learn More
Usalliance 0.75% $500 16.45 +Learn More
People's Alliance 0.58% $500 17.78 +Learn More
Newark Firemen 0.55% $500 14.22 +Learn More
Island 0.50% $1,000 16.96 +Learn More
Xcel 0.50% $500 18.45 +Learn More
Xcel 0.50% $500 11.35 +Learn More
Proponent 0.50% $1,000 13.92 +Learn More
Quorum 0.50% $100,000 17.28 +Learn More
Cfcu Community 0.50% $25,000 18.31 +Learn More
Justice 0.45% $500 18.37 +Learn More
North Jersey 0.45% $500 14.70 +Learn More
Affinity 0.40% $500 8.11 +Learn More
Aspire 0.40% $500 5.01 +Learn More
Dva 0.40% $500 14.11 +Learn More
Automatic Data Processing 0.40% $500 17.11 +Learn More
Quorum 0.40% $1,000 17.28 +Learn More
Allegacy 0.40% $100,000 18.04 +Learn More
Cfcu Community 0.40% $500 18.31 +Learn More
B-m S 0.35% $5,000 10.11 +Learn More
Allegacy 0.35% $500 18.04 +Learn More
Municipal 0.35% $500 9.26 +Learn More
Raritan Bay 0.25% $1,000 5.30 +Learn More
Financial Resources 0.25% $500 10.81 +Learn More
Partners 1st 0.23% $500 12.87 +Learn More
Polish & Slavic 0.20% $500 15.89 +Learn More
Polish & Slavic 0.20% $500 4.73 +Learn More
United Teletech Financial 0.15% $1 12.72 +Learn More
New York University 0.11% $1,000 19.40 +Learn More

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.


JudysPod, September 16, 2014

No rates are listed for credit unions in Northern Maine which pay as high as the national CD rates

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Sol, March 10, 2014

@cu man

Thanks for the tip. We checked it out and it does look closed. According to the NCUA it only had one member so it was a very small CU to begin with.

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cu man, March 10, 2014

Allied CU of Houston is listed as inactive by the NCUA. 1yr rate must be an old rate.

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Maria Glover, Clovis, CA, February 15, 2014

Why did you not list Educational Employees Credit Union? They have branches in Madera and Tulare counties as well as Fresno, CA.

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bevanne, February 03, 2014

I have used Self-Reliance FCU for many many years-good interest rates always. Had great loan for my home too. Very nice to do business with and have received compliments from other banks doing business (for me) with their staff.

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david griffin, October 08, 2013

north carolina state employee credit union is not on your list and pays higher rates than most. is it possible to get them added.

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Financial products of all nature bear inherent risks and this website is not a financial advisory service. provides information related to rates on US-based savings accounts, CD (certificate of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. No financial product of any sort is endorsed. does not have any agency relationship or any affiliation – other than an advertising relationship – with any financial institution mentioned on the website. Rate information is provided by third party sources and all information related to financial health of FDIC-registered banks and NCUA-registered credit unions is provided directly by those agencies. does not verify or guarantee the accuracy of this information and specifically disclaims responsibility for errors and omissions. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. ©, LLC, 2015.