Texas

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Credit Union CD Rates Texas

You are viewing rates from credit unions across Texas


Below are the best one year CD Rates from credit unions in Texas. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

TX - June 24, 2024

1 Year CD National Average : 0.56% ?

Credit Unions APY MIN MILES ?

Special Easy Start Certificate only applies to a maximum deposit of $3,000.
Rate History: 5.30% → 4.95% → 5.30%

| Feb 25, 2023

HORRIBLE SERVICE. My son's campus checking account was hacked and over $9000 was stolen. Fraud department was impossible to reach and we waited on phone several days for over 2 hours at a time. They too... Read More

Rate History: 5.13% → 5.25%

| Nov 24, 2020

Earlier this year just before the pandemic I was involved in a vehicular accident that resulted in me losing my car in total loss. Following the trend of how 2020 has gone, my hours for work were cut do to... Read More

Rate History: 5.15% → 6.00% → 5.15% → 4.75% → 5.25%

Rate History: 5.05% → 5.20%

Rate History: 4.13% → 5.17%

Rate History: 5.40% → 5.15%

| Jan 24, 2020

This rate is not accurate as it is 2.25% Read More

Rate History: 4.85% → 5.00% → 5.15%

| Jun 12, 2017

five star......great location...fast service Read More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

Rate History: 4.00% → 5.00%

Texas People
Restrictions

5.00%

3.99%

$10,000

$1,000

-

Learn More

Rate History: 6.00% → 5.00%

| Dec 19, 2019

Ali123 Read More

Rate History: 5.80% → 5.50% → 5.40% → 5.05% → 5.00%

| Jul 10, 2019

Does credit human use ChexSystems Read More

Rate History: 4.60% → 4.85% → 4.87%

Rate History: 5.25% → 5.00% → 4.85%

Rate History: 4.60% → 5.00% → 4.90% → 4.80%

Rate History: 4.60% → 5.00% → 4.90% → 4.80%

Rate History: 5.81% → 5.55% → 5.02% → 4.76%

Rate History: 4.75% → 5.10% → 5.05% → 4.80% → 4.75%

Texas Trust
Restrictions

4.70%

4.65%

$50,000

$500

-

Learn More

Rate History: 4.89% → 4.64%

Rate History: 4.64% → 4.63%

| Sep 8, 2022

Great place to bank. Love credit unions and the staff here. Best rates in Austin at Star of Texas! Read More

| Dec 16, 2020

Nusenda Credit Union are unprofessional and a big waste of time. Read More

Rate History: 4.06% → 4.07% → 4.60% → 4.50%

Rate History: 4.25% → 5.00% → 4.50% → 4.00% → 4.50%

| Jan 1, 2022

Great Customer Service. Good Interest Rates and a Great Local Bank. - SK Read More

Rate History: 5.25% → 4.50%

| Dec 25, 2023

I joined in PENFED in Spring Of 2023 after 15 yrs of belonging to one of the banking giants. I found my accounts dwindling fast unexplained decreases. I decided to close the account but had to return a mer... Read More

Rate History: 4.78% → 4.68% → 4.52% → 4.42%

| Jan 21, 2021

Horrible untrustworthy people and a grifter mentality, stay away! Closed my account and reported them to https://www.ncua.gov/. Read More

Rate History: 4.65% → 4.40%

| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More

Rate History: 3.04% → 4.33%

| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and was wondering what the criteria for becoming a member and depositing a CD of around $150k to $200k. We are looking to move a large some... Read More

Rate History: 3.50% → 4.25%

Lone Star
Restrictions

4.20%

$500

-

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Rate History: 4.55% → 4.45% → 4.05%

Rate History: 3.50% → 4.00%

Rate History: 4.35% → 4.25% → 4.05% → 3.90%

Rate History: 3.51% → 3.56%

3.30%

$1,000

-

Learn More

Rate History: 3.20% → 3.56% → 3.29%

| Jun 14, 2019

This bank gives you the runaround to find simple rates such as Roth rate and traditional ira but when it comes to cd rates it is very easily attainable. And the 1st information when you select rates but to... Read More

| Nov 5, 2023

I am a 30 year customer at this institution. Recently applied for a CD funded by money already in the system different account. 10 days later has still not been processed. Multiple calls no solution, at t... Read More

| May 12, 2016

19 what, years or months Read More

Rate History: 2.69% → 1.51%

Chemcel
Restrictions

1.20%

$100,000

-

Learn More

| Aug 17, 2016

Hello, I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current instituti... Read More

1.15%

$100,000

-

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Bp
Restrictions

1.11%

$10,000

-

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Memorial
Restrictions

1.11%

$10,000

-

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Spco
Restrictions

1.11%

$50,000

-

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Chemcel
Restrictions

1.10%

$10,000

-

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1.05%

$10,000

-

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Firstlight
Restrictions

1.05%

$100,000

-

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Texas Tech
Restrictions

1.01%

$10,000

-

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Domino
Restrictions

1.01%

$10,000

-

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Kelly Community
Restrictions

1.01%

$10,000

-

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1.00%

$90,000

-

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1.00%

$100,000

-

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White Sands
Restrictions

1.00%

$100,000

-

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Assemblies Of God
Restrictions

1.00%

$10,000

-

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Sabine
Restrictions

1.00%

$10,000

-

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1.00%

$10,000

-

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Gulf Coast
Restrictions

1.00%

$500

-

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1.00%

$10,000

-

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Westex
Restrictions

0.98%

$100,000

-

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Houston
Restrictions

0.97%

$100,000

-

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Union Square
Restrictions

0.95%

$1,000

-

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0.95%

$10,000

-

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Baptist
Restrictions

0.95%

$10,000

-

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Firstlight
Restrictions

0.95%

$10,000

-

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Doches
Restrictions

0.95%

$10,000

-

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0.95%

$100,000

-

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Walker County
Restrictions

0.95%

$10,000

-

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Synergy
Restrictions

0.95%

$100,000

-

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0.90%

$1,000

-

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0.90%

$100

-

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Greater Texas
Restrictions

0.90%

$100,000

-

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0.90%

$100,000

-

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0.90%

$10,000

-

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Service 1st
Restrictions

0.90%

$10,000

-

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Texar
Restrictions

0.90%

$1,000

-

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White Sands
Restrictions

0.90%

$10,000

-

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Baycel
Restrictions

0.90%

$10,000

-

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Lifetime
Restrictions

0.86%

$10,000

-

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Texoma Community
Restrictions

0.85%

$10,000

-

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0.85%

$26

-

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0.85%

$100,000

-

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0.85%

$10,000

-

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0.85%

$10,000

-

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Greater Texas
Restrictions

0.85%

$10,000

-

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Texell
Restrictions

0.85%

$10,000

-

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Synergy
Restrictions

0.85%

$10,000

-

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Beacon
Restrictions

0.85%

$100,000

-

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Houston
Restrictions

0.85%

$10,000

-

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Spco
Restrictions

0.85%

$1,000

-

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Cal-com
Restrictions

0.85%

$100,000

-

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0.85%

$10,000

-

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| May 20, 2022

Avoid this bank! After almost 20 years as a customer with multiple auto and other loans paid on time, Car Max gave us a better rate which shows they could care less about loyalty. Debit cards constantly ha... Read More

Texas Telcom
Restrictions

0.80%

$10,000

-

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Datcu
Restrictions

0.80%

$10,000

-

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0.80%

$100,000

-

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Pantex
Restrictions

0.80%

$10,000

-

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Education
Restrictions

0.80%

$10,000

-

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Energy One
Restrictions

0.80%

$100,000

-

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0.80%

$10,000

-

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Fort Worth City
Restrictions

0.80%

$100,000

-

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0.80%

$10,000

-

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0.80%

$1,000

-

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Border
Restrictions

0.80%

$100,000

-

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0.80%

$10,000

-

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0.80%

$100,000

-

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| Sep 26, 2022

Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she ... Read More

Primeway
Restrictions

0.80%

$10,000

-

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Community Service
Restrictions

0.79%

$100,000

-

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Westex
Restrictions

0.78%

$10,000

-

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0.75%

$100,000

-

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0.75%

$1,000

-

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Texasgulf
Restrictions

0.75%

$10,000

-

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Lufkin
Restrictions

0.75%

$10,000

-

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0.75%

$10,000

-

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The People's
Restrictions

0.75%

$10,000

-

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0.75%

$10,000

-

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Together
Restrictions

0.75%

$10,000

-

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0.75%

$100,000

-

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0.75%

$100,000

-

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United Heritage
Restrictions

0.75%

$10,000

-

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Great Plains
Restrictions

0.75%

$25,000

-

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Firstmark
Restrictions

0.75%

$100,000

-

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| Sep 21, 2017

friendly and knowledgeable and fun. what more could you ask for? Read More

Golden Triangle
Restrictions

0.75%

$10,000

-

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0.75%

$10,000

-

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| Sep 26, 2022

Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she ... Read More

0.75%

$10,000

-

Learn More
Beacon
Restrictions

0.75%

$10,000

-

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0.75%

$100,000

-

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0.75%

$10,000

-

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Mtcu
Restrictions

0.73%

$100,000

-

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Riverland
Restrictions

0.72%

$10,000

-

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Educators
Restrictions

0.71%

$10,000

-

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Postel Family
Restrictions

0.70%

$10,000

-

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Santa Fe
Restrictions

0.70%

$10,000

-

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Caprock
Restrictions

0.70%

$100,000

-

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0.70%

$10,000

-

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Genco
Restrictions

0.70%

$10,000

-

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First Central
Restrictions

0.70%

$10,000

-

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Neighborhood
Restrictions

0.70%

$2,500

-

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Energy One
Restrictions

0.70%

$10,000

-

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0.70%

$10,000

-

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Fort Worth City
Restrictions

0.70%

$10,000

-

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Dugood
Restrictions

0.70%

$1,000

-

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0.70%

$100,000

-

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Capitol
Restrictions

0.70%

$10,000

-

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Amoco
Restrictions

0.70%

$10,000

-

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Cal-com
Restrictions

0.70%

$10,000

-

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| Aug 7, 2019

Friendly, professional, tellers who are always willing to help and explain things to us members. They work hard to find ways to give you a loan and at the best rates they can give out. I go my first car ... Read More

| Jan 8, 2020

Do y’all use the Chex system Read More

Community Service
Restrictions

0.69%

$10,000

-

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People's Trust
Restrictions

0.66%

$100,000

-

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0.65%

$100,000

-

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0.65%

$10,000

-

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0.65%

$100,000

-

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Geico
Restrictions

0.65%

$10,000

-

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0.65%

$100,000

-

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0.65%

$10,000

-

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| Jun 9, 2016

I have been a member of 1st Community Federal Credit Union since 1977 and no matter where I am stationed or what state or country I'm in I know that I can call them for help. I started my savings account w... Read More

Mct
Restrictions

0.65%

$10,000

-

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Great Plains
Restrictions

0.65%

$10,000

-

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Fivepoint
Restrictions

0.65%

$99,000

-

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Border
Restrictions

0.65%

$10,000

-

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Firstmark
Restrictions

0.65%

$10,000

-

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| Sep 21, 2017

friendly and knowledgeable and fun. what more could you ask for? Read More

Alamo City
Restrictions

0.65%

$1,000

-

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Texas Health
Restrictions

0.65%

$10,000

-

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0.65%

$10,000

-

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Mtcu
Restrictions

0.63%

$10,000

-

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North East Texas
Restrictions

0.61%

$10,000

-

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Windthorst
Restrictions

0.60%

$100,000

-

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Justice
Restrictions

0.60%

$100,000

-

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Wellspring
Restrictions

0.60%

$10,000

-

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Intouch
Restrictions

0.60%

$1,000

-

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Xceed Financial
Restrictions

0.60%

$10,000

-

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Relyon
Restrictions

0.60%

$10,000

-

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Concho Educators
Restrictions

0.60%

$100,000

-

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0.60%

$10,000

-

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Texas Bay
Restrictions

0.60%

$100,000

-

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0.60%

$10,000

-

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0.55%

$10,000

-

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Centex Citizens
Restrictions

0.55%

$10,000

-

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0.55%

$10,000

-

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Access Community
Restrictions

0.55%

$10,000

-

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Gulf
Restrictions

0.55%

$10,000

-

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Truwest
Restrictions

0.55%

$10,000

-

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People's Trust
Restrictions

0.55%

$10,000

-

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Houston Police
Restrictions

0.55%

$100,000

-

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Valley
Restrictions

0.55%

$10,000

-

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Houston Police
Restrictions

0.51%

$1,000

-

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Justice
Restrictions

0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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Members First
Restrictions

0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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Windthorst
Restrictions

0.50%

$10,000

-

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America's
Restrictions

0.50%

$100,000

-

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Resource One
Restrictions

0.50%

$500

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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Unity One
Restrictions

0.50%

$10,000

-

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Trugrocer
Restrictions

0.50%

$100,000

-

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One Source
Restrictions

0.50%

$100,000

-

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0.50%

$10,000

-

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Concho Educators
Restrictions

0.50%

$10,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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Altra
Restrictions

0.50%

$10,000

-

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Kerr County
Restrictions

0.50%

$10,000

-

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Smart Financial
Restrictions

0.50%

$100,000

-

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0.50%

$10,000

-

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United Community
Restrictions

0.50%

$10,000

-

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Victoria Teachers
Restrictions

0.50%

$100,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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H E B
Restrictions

0.49%

$10,000

-

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0.46%

$10,000

-

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0.45%

$10,000

-

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Caprock
Restrictions

0.45%

$10,000

-

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Libertyone
Restrictions

0.45%

$100,000

-

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Members
Restrictions

0.45%

$10,000

-

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Trugrocer
Restrictions

0.45%

$10,000

-

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0.45%

$10,000

-

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Fivepoint
Restrictions

0.45%

$1,000

-

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Truity
Restrictions

0.45%

$100,000

-

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F A A
Restrictions

0.43%

$50,000

-

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F A A
Restrictions

0.40%

$500

-

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0.40%

$10,000

-

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0.40%

$10,000

-

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Ep
Restrictions

0.40%

$10,000

-

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One Source
Restrictions

0.40%

$10,000

-

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First Basin
Restrictions

0.40%

$10,000

-

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| Jul 9, 2022

This is the worst credit union I have ever worked with. I have been a member of several other credit unions over the years and loved them. I moved to Abilene and opened an account with First Abilene FCU ... Read More

Smart Financial
Restrictions

0.40%

$10,000

-

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River City
Restrictions

0.40%

$10,000

-

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Victoria Teachers
Restrictions

0.40%

$10,000

-

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Laredo
Restrictions

0.40%

$10,000

-

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0.35%

$100,000

-

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0.35%

$10,000

-

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Mesquite
Restrictions

0.35%

$10,000

-

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Secured Advantage
Restrictions

0.35%

$10,000

-

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0.35%

$100,000

-

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Libertyone
Restrictions

0.35%

$10,000

-

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0.35%

$100,000

-

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Citizens
Restrictions

0.35%

$100,000

-

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Abilene Teachers
Restrictions

0.35%

$100,000

-

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| Jul 9, 2022

This is the worst credit union I have ever worked with. I have been a member of several other credit unions over the years and loved them. I moved to Abilene and opened an account with First Abilene FCU ... Read More

0.35%

$100,000

-

Learn More
Mobiloil
Restrictions

0.35%

$10,000

-

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Energy Capital
Restrictions

0.35%

$10,000

-

Learn More

| Nov 11, 2022

It would be great to hear back from someone regarding my bump-up rate currently available, BEFORE 18 days has passed. Still waiting. Read More

America's
Restrictions

0.30%

$10,000

-

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Metro Medical
Restrictions

0.30%

$10,000

-

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Go
Restrictions

0.30%

$10,000

-

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Texas Bay
Restrictions

0.30%

$10,000

-

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Truity
Restrictions

0.30%

$10,000

-

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0.28%

$10,000

-

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0.25%

$10,000

-

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West Texas
Restrictions

0.25%

$10,000

-

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Cosden
Restrictions

0.25%

$100,000

-

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4u
Restrictions

0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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Heritage Usa
Restrictions

0.25%

$10,000

-

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0.25%

$10,000

-

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Cy-fair
Restrictions

0.25%

$100,000

-

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0.25%

$100,000

-

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Allied
Restrictions

0.20%

$10,000

-

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Texans
Restrictions

0.20%

$10,000

-

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Hereford Texas
Restrictions

0.20%

$1,000

-

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My
Restrictions

0.20%

$10,000

-

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Cosden
Restrictions

0.20%

$10,000

-

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Education First
Restrictions

0.20%

$10,000

-

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Cy-fair
Restrictions

0.20%

$10,000

-

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0.20%

$10,000

-

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Citizens
Restrictions

0.15%

$10,000

-

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Abilene Teachers
Restrictions

0.15%

$10,000

-

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Austin
Restrictions

0.15%

$10,000

-

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Shared Resources
Restrictions

0.10%

$10,000

-

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Edu
Restrictions

0.10%

$500

-

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union One-Year Certificates of Deposit 2024

Credit union certificates of