Compare Massachusetts 15 Year Fixed Mortgage Refinance Rates

Compare Massachusetts 15 Year Fixed Conforming Mortgage Refinance Refinance Mortgage Rates with a loan amount of $200,000. To change the mortgage product or the loan amount, use the search box on the right. Click the lender name to view more information.

Massachusetts 15 Year Fixed Conforming Mortgage Refinance: Table 1

Lender APR Rate (%) Points Fees Monthly Payment More
AimLoan.com NMLS#2890
Updated 05/23/2013
3.112%
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2.875 0.000 $2011 $1369
KS State Bank
Updated 05/23/2013
3.116%
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3.000 0.000 $251 $1381
New American Funding
Updated 05/23/2013
3.116%
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3.000 0.000 $255 $1381
Amerisave
Updated 05/24/2013
3.279%
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3.125 0.000 $727 $1393
Aurora Financial
Updated 05/23/2013
3.408%
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3.250 0.000 $18 $1405
Discover Home Loans
Updated 05/23/2013
3.415%
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3.250 0.000 $1000 $1405
Quicken Loans..NMLS #3030
Updated 05/23/2013
3.521%
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3.375 0.000 $549 $1417
AimLoan.com NMLS#2890
Updated 05/23/2013
3.005%
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2.750 0.250 $2011 $1357
New American Funding
Updated 05/23/2013
3.209%
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2.875 0.471 $795 $1369
KS State Bank
Updated 05/23/2013
3.116%
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3.000 0.000 $0 $1381
Chase
Updated 05/23/2013
3.333%
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3.125 0.125 $1123 $1393
Amerisave
Updated 05/24/2013
3.279%
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3.125 0.000 $0 $1393
Quicken Loans..NMLS #3030
Updated 05/23/2013
3.357%
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3.125 0.500 $799 $1393
Discover Home Loans
Updated 05/23/2013
3.347%
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3.125 0.125 $1500 $1393
Aurora Financial
Updated 05/23/2013
3.246%
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3.125 0.214 $18 $1393
AimLoan.com NMLS#2890
Updated 05/23/2013
2.974%
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2.625 0.821 $2011 $1345
New American Funding
Updated 05/23/2013
3.069%
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2.750 1.203 $795 $1357
KS State Bank
Updated 05/23/2013
3.079%
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2.750 1.311 $729 $1357
Citibank
Updated 05/23/2013
3.047%
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2.750 0.875 $1203 $1357
Bank of America, N.A.
Updated 05/23/2013
3.115%
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2.750 1.125 $1483 $1357
HSBC
Updated 05/23/2013
3.125%
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2.820 0.750 $1378 $1363
Aurora Financial
Updated 05/23/2013
3.195%
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2.875 1.489 $18 $1369
Discover Home Loans
Updated 05/23/2013
3.272%
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2.875 1.375 $1500 $1369
Amerisave
Updated 05/24/2013
3.244%
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2.875 1.282 $1325 $1369
Quicken Loans..NMLS #3030
Updated 05/23/2013
3.312%
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2.990 1.125 $799 $1380
Chase
Updated 05/23/2013
3.311%
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3.000 0.875 $1123 $1381
KS State Bank
Updated 05/23/2013
2.981%
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2.490 2.423 $729 $1332
New American Funding
Updated 05/23/2013
2.991%
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2.500 2.377 $795 $1333
AimLoan.com NMLS#2890
Updated 05/23/2013
2.943%
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2.500 1.513 $2011 $1333
Citibank
Updated 05/23/2013
2.961%
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2.500 2.000 $1203 $1333
Amerisave
Updated 05/24/2013
3.151%
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2.625 2.414 $1325 $1345
Bank of America, N.A.
Updated 05/23/2013
3.126%
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2.625 2.125 $1483 $1345
Aurora Financial
Updated 05/23/2013
3.157%
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2.750 2.172 $18 $1357
Quicken Loans..NMLS #3030
Updated 05/23/2013
3.228%
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2.750 2.250 $799 $1357
Discover Home Loans
Updated 05/23/2013
3.246%
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2.750 2.000 $1500 $1357
Chase
Updated 05/23/2013
3.098%
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2.875 1.875 $1123 $1369

Data provided by Informa Research Services, Inc.1

Fixed Rate/Adjustable Rate Conforming – APR's are based on a $200,000 loan for a refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (97% LTV for FHA's) in Massachusetts. Rates must be valid for an applicant with a 740 FICO score. Rates are subject to change without notice. Quotes are for "no cash-out" loans. All quotes are for conforming products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Massachusetts 15 Year Fixed Conforming Mortgage Refinance: Table 2

Lender APR Rate (%) Points Fees Monthly Payment More
Salem Five Cents Savings Bank
Updated 05/08/2013
2.90% 2.50 2.00 $3,100.00 $1,333.58
Foxboro Federal Savings
Updated 05/14/2013
2.60% 2.50 0.00 $2,600.00 $1,333.58
Spencer Savings Bank
Updated 05/08/2013
2.61% 2.50 0.00 $3,100.00 $1,333.58
Wells Fargo Bank, National Association
Updated 04/08/2013
2.91% 2.63 1.00 $2,000.00 $1,345.85
U.S. Bank National Association
Updated 05/13/2013
2.97% 2.63 0.00 $0.00 $1,345.85
Webster Bank, National Association
Updated 05/10/2013
2.75% 2.63 0.00 $0.00 $1,345.85
Cathay Bank
Updated 05/20/2013
2.65% 2.63 0.00 $0.00 $1,345.85
OneUnited Bank
Updated 05/16/2013
2.80% 2.63 0.25 $5,605.00 $1,345.85
Athol Savings Bank
Updated 05/15/2013
2.64% 2.63 0.00 $2,300.00 $1,345.85
Navy Federal Credit Union
Updated 05/20/2013
2.91% 2.63 1.00 $0.00 $1,345.85
JPMorgan Chase Bank, National Association
Updated 05/13/2013
2.93% 2.75 1.25 $0.00 $1,357.24
The National Iron Bank
Updated 05/13/2013
2.94% 2.75 0.00 $0.00 $1,357.24
Dedham Institution for Savings
Updated 05/14/2013
2.91% 2.75 0.00 $2,092.00 $1,357.24
Equitable Co-operative Bank
Updated 05/15/2013
2.78% 2.75 0.00 $2,600.00 $1,357.24
The Cooperative Bank
Updated 05/14/2013
3.05% 2.75 0.00 $2,889.00 $1,357.24
Sovereign Bank, National Association
Updated 05/16/2013
2.94% 2.75 0.00 $0.00 $1,357.24
East Boston Savings Bank
Updated 05/08/2013
2.84% 2.75 0.00 $3,716.00 $1,357.24
The Simsbury Bank & Trust Company
Updated 05/13/2013
2.86% 2.75 0.00 $0.00 $1,357.24
Institution for Savings in Newburyport and Its Vicinity
Updated 05/14/2013
2.82% 2.75 0.00 $2,000.00 $1,357.24
UNITED NATIONS
Updated 05/24/2013
2.80% 2.75 0.00 $5,238.00 $1,357.24
ROCKLAND
Updated 05/08/2013
2.78% 2.75 0.00 $2,500.00 $1,357.24
PeoplesBank
Updated 05/14/2013
2.75% 2.76 0.00 $3,000.00 $1,358.20
Berkshire Bank
Updated 05/09/2013
2.93% 2.88 0.00 $2,700.00 $1,369.17
Armed Forces Bank, National Association
Updated 03/11/2013
2.95% 2.88 0.00 $2,042.00 $1,369.65
NBT Bank, National Association
Updated 05/14/2013
2.91% 2.88 0.00 $2,295.00 $1,369.65
Cambridge Savings Bank
Updated 05/15/2013
3.06% 2.88 0.00 $1,300.00 $1,369.65
Century Bank and Trust Company
Updated 05/08/2013
2.96% 2.88 0.00 $3,000.00 $1,369.65
The Needham Bank
Updated 05/14/2013
2.94% 2.88 0.00 $2,600.00 $1,369.65
Melrose Co-operative Bank
Updated 05/14/2013
2.96% 2.88 0.00 $2,600.00 $1,369.65
Wakefield Co-operative Bank
Updated 05/14/2013
3.01% 2.88 0.00 $2,600.00 $1,369.65
Regent Bank
Updated 05/17/2013
2.98% 2.88 0.00 $3,141.00 $1,369.65
Scituate Federal Savings Bank
Updated 05/14/2013
2.96% 2.88 0.00 $2,200.00 $1,369.65
METRO
Updated 05/16/2013
2.96% 2.88 0.00 $2,600.00 $1,369.65
ALLIANT
Updated 05/15/2013
3.01% 2.88 0.00 $0.00 $1,369.65
Cambridge Trust Company
Updated 04/30/2013
3.03% 3.00 0.00 $1,328.00 $1,381.16
Watertown Savings Bank
Updated 05/14/2013
3.02% 3.00 0.00 $1,164.00 $1,381.16
Bofi Federal Bank
Updated 05/23/2013
3.12% 3.00 0.00 $473.00 $1,381.16
Citizens Bank of Pennsylvania
Updated 05/15/2013
3.10% 3.00 0.00 $1,325.00 $1,381.16
EASTMAN
Updated 03/27/2013
3.20% 3.00 0.00 $2,398.00 $1,381.16
CITIZENS EQUITY FIRST
Updated 05/13/2013
3.04% 3.00 0.00 $974.00 $1,381.16
Blue Hills Bank
Updated 05/15/2013
3.13% 3.13 0.00 $1,600.00 $1,393.70
CENTRAL ONE
Updated 05/16/2013
3.13% 3.13 0.00 $1.00 $1,393.70
Family Federal Savings, F.A.
Updated 05/15/2013
3.25% 3.25 0.00 $350.00 $1,405.34
EverBank
Updated 05/16/2013
3.34% 3.25 0.00 $0.00 $1,405.34
Belmont Savings Bank
Updated 05/08/2013
3.38% 3.38 0.00 $0.00 $1,417.52
ATLANTA POSTAL
Updated 05/10/2013
3.55% 3.50 0.00 $1,762.00 $1,429.77

Data provided by BestCashCow.com

Rates in Table 2 are based on loan amount of $200,000 and a variety of factors including credit score and loan to value ratios. For specific requirements please check with the lender. Rates may change at any time.

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(1) Information on this table is provided by © 2013, Informa Research Services, Inc., 26565 Agoura Road #300, Calabasas, CA 91302-1942. All rights reserved. May not be reproduced or retransmitted in any form without express written consent of Informa Research Services, Inc. The information has been obtained from various financial institutions and neither BestCashCow.com, LLC nor Informa Research Services, Inc., guarantees the accuracy of such information. Click on the links to verify rates before opening an account. To be listed on the tables, please contact links@informars.com. Please note that Informa Research Services has financial relationships with some of the merchants mentioned here. Informa Research Services may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Financial products of all nature bear inherent risks and this website is not a financial advisory service. BestCashCow.com provides information related to rates on US-based savings accounts, CD (certificates of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. The accuracy of information on the website is not guaranteed, and no financial product of any sort is endorsed. On certain web pages, BestCashCow.com may contain discussion and analysis of the risks and rewards associated with certain financial instruments, including equity instruments, or may link to other pages with such discussions. The information should not be construed to provide investment advice. In fact, users are specifically warned against following any advice related to specific instruments, including advice that may be on other web pages linked from BestCashCow.com. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. © BestCashCow.com, LLC, 2013.

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