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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Guntersville
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Guntersville, Alabama . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Guntersville, AL - July 21, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.20% |
$25,000 |
- |
Learn More
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.15% |
$500 |
- |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.70% |
$0 |
22.53 |
Learn More
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Early Withdrawal Penalty is 6 months interest. |
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NS123 | Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More |
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3.50% |
$5,000 |
24.67 |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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1.00% |
$10,000 |
16.76 |
Learn More
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OldCrone | Mar 16, 2023 The branch manager is unavailable and doesnt care what goes on as long as he is not bothered. The tellers are rude and referr to customers who ask for help as " special needs customers". Read More |
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0.75% |
$10,000 |
16.87 |
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0.65% |
$10,000 |
10.58 |
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0.60% |
$10,000 |
12.24 |
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0.60% |
$1,000 |
23.45 |
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0.55% |
$10,000 |
0.28 |
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0.50% |
$10,000 |
12.90 |
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0.35% |
$10,000 |
24.12 |
Learn More
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Terry | Jun 7, 2018 Fabulous bank Read More |
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0.35% |
$10,000 |
20.46 |
Learn More
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Capital One 360 The Exchange Bank Of Alabama Branch |
Sixth And Blount Streets | Altoona | AL |
|
Wells Fargo Bank, National Association South Parkway Branch |
10007 Memorial Parkway, Southwest | Huntsville | AL |
|
The Hometown Bank of Alabama Snead Branch |
87672 Us Highway 278 | Snead | AL |
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Liberty Bank Snead Branch |
87615 Us Hwy 278 East | Altoona | AL |
|
Citizens Bank & Trust Arab Branch |
1205 North Brindlee Mountain Parkway | Arab | AL |
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First State Bank of DeKalb County Grant Branch |
4770 Main Street | Grant | AL |
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First Jackson Bank, Inc. Wal-Mart Shopping Center Branch |
308 Sutton Road | Owens Cross Roads | AL |
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The Southern Bank Company 2204 Henry Street Branch |
2204 Henry Street | Guntersville | AL |
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First Bank of Boaz First Bank Of Boaz Branch |
124 South Main Street | Boaz | AL |
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CB&S Bank, Inc. Owens Crossroads Branch |
6388 Us Highway 431 | Owens Cross Roads | AL |
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Peoples Bank of Alabama Holly Pond Branch |
10695 Us Hwy 278 East | Holly Pond | AL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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