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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Ocala
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Ocala, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Ocala, FL - October 29, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.00% |
$50,000 |
11.57 |
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Early Withdrawal Penalty is 8 months interest. |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.80% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.70% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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2.99% |
$10,000 |
1.89 |
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% → 2.99% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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2.85% |
$1,000 |
- |
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Rate History: 3.00% → 2.85% |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.00% |
$10,000 |
23.58 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.77% |
$2,500 |
24.91 |
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David Klemann Sr. | Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More |
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0.50% |
$500 |
10.68 |
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Justice | Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More |
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0.45% |
$500 |
21.76 |
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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Mark Fitzpatrick | Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More |
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0.25% |
$10,000 |
10.48 |
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rand | Mar 25, 2019 CDs shown are not offered in Knoxville area Read More |
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0.20% |
$10,000 |
7.45 |
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COLETTE B | May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More |
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0.10% |
$10,000 |
22.48 |
Learn More
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Scrappy | Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More |
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0.03% |
$501 |
19.46 |
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0.03% |
$25,000 |
1.56 |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
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Finworth, a division of InsBank Ocala Branch |
8375 Southwest State Road 200 | Ocala | FL |
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TD Bank, National Association Ocala Branch |
2437 Se 17th Street | Ocala | FL |
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JPMorgan Chase Bank, National Association Cr 466a And Pinellas Place Branch |
2435 Burnsed Boulevard | The Villages | FL |
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Citizens First Bank Brownwood Branch |
2601 West Torch Lake Drive | The Villages | FL |
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SouthState Bank, National Association Belleview Branch |
10990 U.S. Highway 441 S.E. | Belleview | FL |
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TrustCo Bank Lady Lake Branch |
873 N Highway 27/441 | Lady Lake | FL |
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Renasant Bank Ocala State Road 200 Branch |
7605 Sw Highway 200 | Ocala | FL |
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Ameris Bank Ocala West Branch |
5400 Southwest College Road | Ocala | FL |
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Capital City Bank Citrus Springs Branch |
10241 North Florida Avenue | Citrus Springs | FL |
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Regions Bank Villages Financial Center Branch |
2385 Parr Drive | The Villages | FL |
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PNC Bank, National Association Silver Springs Boulevard Branch |
716 East Silver Springs Blvd | Ocala | FL |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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