Missouri

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Richmond, Missouri CD Rates – 18-Month

You are viewing rates from banks across Richmond





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Richmond, Missouri . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Richmond, MO - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

0.70%

$500

24.87

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| Feb 4, 2020

Academy was great helping me open a new account Read More

0.55%

$10,000

15.87

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0.50%

$10,000

21.17

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0.50%

$10,000

13.72

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0.40%

$10,000

14.63

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| May 29, 2018

First this is a centurion bank. It’s done something right for over 100 yrs. Through the Great Depression & Recent Recessions which says a lot. They stick to what they know and do best Ag lending. They ar... Read More

0.10%

$10,000

23.05

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Richmond, MO - July 16, 2025


Branch Street City State
State Bank of Missouri
Grain Valley Branch
1301 Sw Eagles Parkway Grain Valley MO
Academy Bank, National Association
Richmond Wal-Mart Branch
908 Walton Way Richmond MO
Goppert Financial Bank
29206 Northeast 184th Street Branch
29206 Ne 184th Street Branch Lawson MO
Pony Express Bank
Pony Express Bank Branch
213 Main St Braymer MO
Preferred Bank
Napoleon Bank Branch
295 W 2nd Street Napoleon MO
Community Bank of Missouri
Community Bank Of Missouri Branch
1400 Hospital Drive Excelsior Springs MO
TBO Bank
The Bank Of Orrick Branch
113 E. South Front St. Orrick MO
Commerce Bank
24 Highway Branch
17601 East 24 Highway Independence MO
Bank of America, National Association
Independence 24 Highway Branch
17410 East 24 Highway Independence MO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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