Nebraska

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Grand Island, Nebraska CD Rates – 18-Month

You are viewing rates from banks across Grand Island





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Grand Island, Nebraska . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Grand Island, NE - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

0.89%

$100,000

15.62

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| Jan 1, 2020

00Title1! Read More

0.85%

$10,000

14.20

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0.80%

$1,000

21.09

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0.80%

$10,000

23.35

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| Jan 1, 2020

00Title1! Read More

0.80%

$10,000

2.73

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0.75%

$10,000

15.62

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0.70%

$10,000

2.88

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| Jan 1, 2020

00Title1! Read More

0.60%

$10,000

23.54

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| Jan 1, 2020

00Title1! Read More

0.50%

$10,000

15.63

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| Feb 19, 2023

Does five point bank of Hastings cash a check through atm Read More

| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.45%

$10,000

3.09

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| Feb 17, 2022

Heartland needs to get out of the USA! They are way to political and they are bigots! Go back to New Zealand-we do not need these hateful people in this country! DISGUSTING! Read More

0.35%

$10,000

23.35

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0.30%

$10,000

23.35

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0.25%

$500

23.35

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.20%

$10,000

23.35

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0.20%

$10,000

15.98

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$10,000

23.35

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0.08%

$500

2.75

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Grand Island, NE - August 1, 2025


Branch Street City State
Wells Fargo Bank, National Association
Hastings Main Branch
747 North Burlington Avenue Hastings NE
Union Bank and Trust Company
Grand Island Branch
2008 North Webb Road Grand Island NE
Pathway Bank
Pathway Bank Branch
306 High Street Cairo NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
Henderson State Bank
Giltner State Bank Branch
216 Tonya Drive Giltner NE
Citizens Bank & Trust Company
Citizens Bank & Trust Company Branch
721 Seventh Street Saint Paul NE
Pinnacle Bank
Hastings State Branch
530 North Burlington Avenue Hastings NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
Exchange Bank
Exchange Bank, Grand Island Branch
1204 Allen Drive Grand Island NE
Pathway Bank
Pathway Bank Branch
306 High Street Cairo NE
Cornerstone Bank
810 North Diers Aveneu Branch
810 North Diers Avenue Suite H Grand Island NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
Lincoln FSB of Nebraska
631 West 2nd Branch
631 West 2nd Hastings NE
Homestead Bank
St Paul Branch
619 Grand Street St. Paul NE
Western National Bank
Cairo Branch
415 South High Street Cairo NE
Five Points Bank of Hastings
Hastings Branch
320 South Burlington Avenue Hastings NE
Heartland Bank
Heartland Bank, Hastings Branch
3701 Osborne Drive West Hastings NE
Five Points Bank
Grand Island- West Branch
2009 Diers Avenue Grand Island NE
Heartland Bank
Heartland Bank, Hastings Branch
3701 Osborne Drive West Hastings NE
Pinnacle Bank
Hastings State Branch
530 North Burlington Avenue Hastings NE
Pinnacle Bank
Hastings State Branch
530 North Burlington Avenue Hastings NE
Pinnacle Bank
Hastings State Branch
530 North Burlington Avenue Hastings NE
Pinnacle Bank
Hastings State Branch
530 North Burlington Avenue Hastings NE
Heritage Bank
Heritage Bank Branch
110 E 9th Street Wood River NE
Pinnacle Bank
Hastings State Branch
530 North Burlington Avenue Hastings NE
First National Bank of Omaha
Allen Drive Branch
810 Allen Drive Grand Island NE
U.S. Bank National Association
Hastings Branch
305 North Hastings Hastings NE


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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