Oklahoma

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Bartlesville, Oklahoma CD Rates – 18-Month

You are viewing rates from banks across Bartlesville





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Bartlesville, Oklahoma . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Bartlesville, OK - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 2.50% → 2.25%

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

| Aug 1, 2019

Who is the owner now this day. Read More

| Jan 12, 2016

Very good bank all the way around glad I found them Read More

| Jan 12, 2016

Very good bank all the way around glad I found them Read More

| Aug 1, 2019

Who is the owner now this day. Read More

| Aug 25, 2022

My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More

0.60%

$10,000

18.37

Learn More

0.50%

$1,000

3.99

Learn More

0.50%

$10,000

3.93

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bartlesville, OK - August 2, 2025


Branch Street City State
RCB Bank
Bartlesville Branch
4224 Se Adams Road Bartlesville OK
BOKF, National Association
Bokf, National Association Branch
2501 S.E. Washington Blvd. Bartlesville OK
Armstrong Bank
Bartlesville Branch
1701 Se Washington Boulevard Bartlesville OK
American Bank of Oklahoma
Ramona Branch
199 Caney Valley Place Ramona OK
American Bank of Oklahoma
Ramona Branch
199 Caney Valley Place Ramona OK
Armstrong Bank
Bartlesville Branch
1701 Se Washington Boulevard Bartlesville OK
American Heritage Bank
Drive-In Facility Branch
200 West Main Pawhuska OK
Blue Sky Bank
Blue Sky Bank Branch
101 East 8th Street Pawhuska OK
Stride Bank, National Association
Southeast Washington Boulevard Branc Branch
1902 Southeast Washington Boulevard Bartlesville OK
The City National Bank and Trust Company of Lawton, Oklahoma
Bartlesville Branch
4000 Green Country Rd Bartlesville OK
BancFirst
First Bartlesville Bank Branch
300 Se Frank Phillips Boulevard Bartlesville OK
BancFirst
First Bartlesville Bank Branch
300 Se Frank Phillips Boulevard Bartlesville OK
BancFirst
First Bartlesville Bank Branch
300 Se Frank Phillips Boulevard Bartlesville OK


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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