Pennsylvania

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Lewistown, Pennsylvania CD Rates – 18-Month

You are viewing rates from banks across Lewistown





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Lewistown, Pennsylvania . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Lewistown, PA - September 6, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.00% → 4.10% → 4.16% → 3.95%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.15% → 4.05% → 4.20% → 4.15% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.65%

$10,000

23.21

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0.55%

$100,000

20.33

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0.55%

$500

21.77

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| Mar 9, 2018

I have a local contracting business and have been in business for over 20 years. When I started my business I did all of my banking personal and business with Kish and recommended that my customers go thro... Read More

0.50%

$10,000

22.73

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0.45%

$5,000

21.82

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.35%

$10,000

19.20

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0.30%

$10,000

20.33

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.18%

$10,000

22.60

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Feb 24, 2019

This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More

| Feb 24, 2019

This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lewistown, PA - September 6, 2025


Branch Street City State
Fulton Bank, National Association
North Atherton Branch
2017 North Atherton Street State College PA
Reliance Savings Bank
North Atherton Branch
100 Hawbaker Industrial Drive State College PA
First Citizens Community Bank
State College Financial Center Branc Branch
141 West Beaver Avenue State College PA
Community State Bank of Orbisonia
Mount Union Branch
111 East Shirley Street Mount Union PA
Kish Bank
Huntingdon Financial Center Branch
9471 William Penn Highway Huntingdon PA
Ameriserv Financial Bank
North Atherton Branch
1857 North Atherton Street State College PA
Mifflinburg Bank and Trust Company
Millheim Office Branch
Market Drive Millheim PA
First National Bank of Pennsylvania
North Atherton Branch
1667 North Atherton Street State College PA
MCS Bank
Shirley Street Branch
23-27 East Shirley Street Mount Union PA
Orrstown Bank
Newport Branch
Center Square Newport PA
First Citizens Community Bank
State College Financial Center Branc Branch
141 West Beaver Avenue State College PA
Northwest Bank
North Atherton Branch
1767 North Atherton Street State College PA
Jersey Shore State Bank
North Atherton Branch
2050 North Atherton Street State College PA
Jersey Shore State Bank
North Atherton Branch
2050 North Atherton Street State College PA
PNC Bank, National Association
N Atherton Street Branch
1408 N Atherton Street State College PA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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