Pennsylvania

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Lewistown, Pennsylvania CD Rates – 2-Year

You are viewing rates from banks across Lewistown





Below are two-year Certificates of Deposit (CD) rates from banks in Lewistown, Pennsylvania. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Lewistown, PA - September 6, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.20% → 4.05% → 3.75% → 4.00% → 4.10%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.15% → 4.05% → 4.15% → 4.10% → 3.95%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Rate History: 4.50% → 4.00% → 3.75% → 3.00%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

0.80%

$10,000

22.73

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| Aug 10, 2019

I did not appreciate getting pulled into the 2.53% offer on $100k only to have the rate lowered by the time I finally got the money in. Read More

0.65%

$10,000

23.21

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0.60%

$100,000

20.33

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0.60%

$500

21.77

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0.50%

$5,000

21.82

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

| Mar 9, 2018

I have a local contracting business and have been in business for over 20 years. When I started my business I did all of my banking personal and business with Kish and recommended that my customers go thro... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

20.33

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0.35%

$10,000

19.20

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

Rate History: 2.00% → 0.25%

| May 11, 2023

They made mistakes twice and would not correct them Read More

0.22%

$10,000

22.60

Learn More

| Aug 22, 2025

Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More

| Feb 24, 2019

This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More

| Feb 24, 2019

This bank sucks I can't believe that I can't use my card on Sunday or get to my money is the owner a johvwinis that the bank can't get you your money on a Sunday or what this is bull shit I sent my wife to... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lewistown, PA - September 6, 2025


Branch Street City State
Manufacturers and Traders Trust Company
North Atherton Branch
1423 North Atherton Street State College PA
Fulton Bank, National Association
North Atherton Branch
2017 North Atherton Street State College PA
Ameriserv Financial Bank
North Atherton Branch
1857 North Atherton Street State College PA
Susquehanna Community Bank
Beaver Springs Branch
19179 Route 522 Beaver Springs PA
Reliance Savings Bank
North Atherton Branch
100 Hawbaker Industrial Drive State College PA
First Citizens Community Bank
State College Financial Center Branc Branch
141 West Beaver Avenue State College PA
Community State Bank of Orbisonia
Mount Union Branch
111 East Shirley Street Mount Union PA
Mifflinburg Bank and Trust Company
Millheim Office Branch
Market Drive Millheim PA
First National Bank of Pennsylvania
North Atherton Branch
1667 North Atherton Street State College PA
Kish Bank
Huntingdon Financial Center Branch
9471 William Penn Highway Huntingdon PA
MCS Bank
Shirley Street Branch
23-27 East Shirley Street Mount Union PA
First Citizens Community Bank
State College Financial Center Branc Branch
141 West Beaver Avenue State College PA
Orrstown Bank
Newport Branch
Center Square Newport PA
Santander Bank, N.A.
North Atherton St Branch
1535 North Atherton St State College PA
Northwest Bank
North Atherton Branch
1767 North Atherton Street State College PA
Jersey Shore State Bank
North Atherton Branch
2050 North Atherton Street State College PA
Jersey Shore State Bank
North Atherton Branch
2050 North Atherton Street State College PA
PNC Bank, National Association
N Atherton Street Branch
1408 N Atherton Street State College PA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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