Oklahoma

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Wagoner, Oklahoma CD Rates – 2-Year

You are viewing rates from banks across Wagoner





Below are two-year Certificates of Deposit (CD) rates from banks in Wagoner, Oklahoma. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Wagoner, OK - July 16, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 4.63% → 4.30% → 3.55%

Rate History: 3.05% → 1.55% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

| Aug 1, 2019

Who is the owner now this day. Read More

| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.77%

$10,000

24.05

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0.75%

$100,000

16.48

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| Jan 12, 2016

Very good bank all the way around glad I found them Read More

| Aug 1, 2019

Who is the owner now this day. Read More

0.65%

$100,000

11.68

Learn More

0.60%

$10,000

11.68

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0.60%

$1,000

16.48

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0.50%

$10,000

19.23

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0.50%

$100,000

19.20

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0.45%

$100,000

18.47

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0.40%

$10,000

23.20

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0.40%

$10,000

19.20

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0.40%

$10,000

10.39

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0.35%

$10,000

18.47

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Wagoner, OK - July 16, 2025


Branch Street City State
Arvest Bank
Coweta Supercenter Branch
11207 S State Hwy 51 Coweta OK
Arvest Bank
Coweta Supercenter Branch
11207 S State Hwy 51 Coweta OK
BOKF, National Association
Muskogee - Westside Branch
300 North 32nd Street Muskogee OK
Armstrong Bank
Wagoner Location Branch
1500 State Highway 51 Wagoner OK
American Bank of Oklahoma
Muskogee Branch
3300 West Broadway Muskogee OK
First Pryority Bank
First Pryority Bank Branch
310 East Graham Avenue Pryor OK
Firstar Bank
Muskogee East Branch
2215 Chandler Muskogee OK
American Bank of Oklahoma
Muskogee Branch
3300 West Broadway Muskogee OK
Armstrong Bank
Wagoner Location Branch
1500 State Highway 51 Wagoner OK
Local Bank
Bank Of Cherokee County Branch
Main And Broadway Hulbert OK
Local Bank
Bank Of Cherokee County Branch
Main And Broadway Hulbert OK
Firstar Bank
Muskogee East Branch
2215 Chandler Muskogee OK
The City National Bank and Trust Company of Lawton, Oklahoma
Broken Arrow Kenosha Branch
3900 East Hillside Drive Broken Arrow OK
Mabrey Bank
Haskell Branch
202 N Broadway Avenue Haskell OK
FNB Coweta
Oneta Branch
10097 South 241st East Avenue Broken Arrow OK
Bank of Commerce
Catoosa Bank Of Commerce Branch
1490 North 66 Highway Catoosa OK
Mabrey Bank
Haskell Branch
202 N Broadway Avenue Haskell OK
First Bank
Porter Branch
541 S. Main Porter OK
FNB Coweta
Oneta Branch
10097 South 241st East Avenue Broken Arrow OK


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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