Pennsylvania

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Pottstown, Pennsylvania CD Rates – 3-Year

You are viewing rates from banks across Pottstown





Below are three-year CD Rates from banks in Pottstown, Pennsylvania. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Pottstown, PA - August 2, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 3.90% → 3.85% → 3.45%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 4.10% → 4.00% → 3.25%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.00% → 1.40% → 2.25% → 1.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

1.01%

$10,000

21.15

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1.00%

$10,000

15.55

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1.00%

$10,000

5.53

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0.85%

$1,000

-

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0.80%

$500

6.89

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Rate History: 1.00% → 0.75%

| Nov 8, 2019

farmer Read More

| May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More

| Aug 23, 2016

Great dividend, moderate growth, excellent customer service. Potential acquisition target Read More

| Aug 11, 2021

I had been using Ambler Savings for as long as I can remember and never had any issues with them until around 2019. My card and account were constantly being frozen and I had to call to have it unfrozen. W... Read More

| Jul 14, 2018

Excellent customer service Read More

0.65%

$500

19.10

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.60%

$10,000

20.38

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0.60%

$10,000

23.90

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| Feb 22, 2023

Where to begin with this ghetto bank? You make a cash deposit but you can't make a withdraw the same day. You make a deposit and it doesn't show up until the next day. You're limited to a low atm amount e... Read More

0.55%

$10,000

21.35

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0.50%

$500

24.97

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0.45%

$10,000

17.93

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

Rate History: 3.51% → 1.00% → 3.51% → 1.00% → 0.15%

| May 19, 2018

Experience Read More

Rate History: 0.02% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Pottstown, PA - August 2, 2025


Branch Street City State
First Resource Bank
First Resource Bank Branch
800 N. Pottstown Pike Exton PA
Beal Bank USA
Philadelphia Branch
150 Allendale Road, Bldg. 3 Suie 300 King Of Prussia PA
Customers Bank
Berkshire Mall Branch
1101 Woodland Road Wyomissing PA
Woodforest National Bank
Parkesburg Walmart Branch
100 Commons Drive Parkesburg PA
Fulton Bank, National Association
Sinking Township Branch
2747 Century Boulevard Wyomissing PA
Presence Bank
Coatesville Savings Bank Branch
185 East Lincoln Highway Coatesville PA
The National Bank of Malvern
Frazer Branch
140 Lancaster Avenue East Whiteland Township PA
The Victory Bank
The Victory Bank Branch
548 North Lewis Road Limerick PA
Phoenixville Federal Bank and Trust
Royersford Branch
70 North Lewis Rd Royersford PA
Wilmington Savings Fund Society, FSB
Freedom Village Branch
15 Freedom Blvd West Brandywine PA
Provident Bank
4285 W. Tilghman Street Branch
4285 W. Tilghman Street Allentown PA
Harleysville Bank
Upper Providence Branch
1889 Ridge Pike Royersford PA
Ambler Savings Bank
Bally Br Branch
323 Main Street Bally PA
Embassy Bank for the Lehigh Valley
Trexlertown Marketplace Branch
6379 Hamilton Boulevard Allentown PA
Fleetwood Bank
Wyomissing Loan Center Branch
1150 Berkshire Blvd, Ste 130 Wyomissing PA
First National Bank of Pennsylvania
First National Bank Of Pennsylvania Branch
2640 Westview Drive Wyomissing PA
Meridian Bank
West Chester Office Branch
16 W. Market Street West Chester PA
American Bank
American Bank Branch
4029 West Tilghman Street Allentown PA
Penn Community Bank
Milford Branch
400 Commerce Blvd Quakertown PA
QNB Bank
Wescosville Branch
950 Mill Creek Road Allentown PA
New Tripoli Bank
Claussville Branch
7747 Claussville Road Orefield PA
Univest Bank and Trust Co.
West Chester Branch
200 N. High Street West Chester PA
ESSA Bank & Trust
Alburtis Branch
11 North Main Street Alburtis PA
TD Bank, National Association
Thorndale Branch
3821 West Lincoln Highway Downingtown PA
KeyBank National Association
Airport Village Branch
102 Airport Road Coatesville PA
Bank of America, National Association
Berkshire Mall West Branch
1101 Woodland Road Wyomissing PA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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